Company Overview
William Foulds & Co. Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 29 March 2004, so this is a well established company. William Foulds & Co. Limited has been in business for 22 years. The accounts status is small and the accounts are next due on Saturday 31 October 2026.
Registered Address

Loch Fyne Whiskies, Main Street West, Inveraray, Argyll, PA32 8UD
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Companies House Data
Company NameWILLIAM FOULDS & CO. LIMITED
Company NumberSC265657
Registered Office AddressLoch Fyne Whiskies
 Main Street West
 PA32 8UD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date29/03/2004
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategorySMALL
Returns Next Due Date26/04/2017
Returns Last Made Up Date29/03/2016
Directors & Members
Show Resigned
Ian Bankier - Director
(British, 74 years old, born March 1952)
Appointed 01 May 2013
 Active
John Beard - Director
(British, 64 years old, born July 1962)
Appointed 01 April 2016
 Active
Secretaries
Show Resigned
Ian Bankier - Secretary
Appointed 31 March 2016
 Active
Other Company Directorships
Ian Bankier
ADE SCOTCH WHISKY LIMITED
ASCOT PUBLISHING LIMITED
BURN STEWART (U.S. HOLDINGS) LIMITED
CELTIC PLC
CL WORLD BRANDS LIMITED
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FOOD SCIENCE LIMITED
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HIGHLAND INDUSTRIES LIMITED
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HURLINGHAM INTERNATIONAL LIMITED
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LOCH FYNE WHISKIES LIMITED
LOMOND GOLF SYNDICATE LIMITED
MIH TECHNOLOGIES LIMITED
MINICLOUDS LTD
MOORBURN INDUSTRIES LIMITED
MURRAY GLOBAL RETURN TRUST PLC
MURRAY JOHNSTONE HOLDINGS LIMITED
OFFICETEAM 2 GROUP LIMITED
SEMPLE HOLDINGS LIMITED
STRATUS ENERGY LIMITED
THE SCOTCH WHISKY ASSOCIATION
TSG SCOTCH WHISKY LIMITED
TULLOCH LIMITED
TULLOCH RESORTS LIMITED
WHISKY-ME LIMITED
John Beard
33 ROYAL PARK MANAGEMENT LIMITED
BACARDI U.K. LIMITED
BACARDI-MARTINI CORPORATION LIMITED
BACARDI-MARTINI HEALTHCARE LIMITED
BACARDI-MARTINI LIMITED
EBBLE VALLEY CONSULTANCY LTD
GLENKEIR WHISKIES LIMITED
INTENTOR LTD
LOCH FYNE WHISKIES LIMITED
THE BOMBAY SPIRITS COMPANY LIMITED
THE PORTMAN GROUP
THE WINE AND SPIRIT TRADE ASSOCIATION
WADWORTH AND COMPANY LIMITED
WESTBAY DISTRIBUTORS LIMITED
WHISKY-ME LIMITED
WHYTE AND MACKAY GROUP LIMITED
WHYTE AND MACKAY LIMITED
WHYTE AND MACKAY WAREHOUSING LIMITED
WILLIAM GRANT & SONS UK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Balance Sheet
Fixed Assets 109,699 109,699 115,533
Current Assets 1,029,888 1,029,888 4,945,283
Creditors Due Within One Year 915,811 915,811 4,050,738
Working Cap 114,077 114,077 894,545
Total Assets Less Current Liabilities 223,776 223,776 1,010,078
Long-term Liabilities 3,705 3,705 8,741
Net Assets 220,071 220,071 1,001,337
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 220,071 220,071 1,001,337
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Tangible Fixed Assets - - -
Fixed Assets 9.6% 9.6% 2.3%
Stocks Inventory - - -
Debtors 54.4% 54.4% 5.1%
Cash Bank In Hand 19.8% 19.8% 87.9%
Current Assets 90.4% 90.4% 97.7%
Creditors Due Within One Year 80.4% 80.4% 80.0%
Net Current Assets Liabilities 10.0% 10.0% 17.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 19.3% 19.3% 19.8%
Capital Employed - - -
Total Assets Less Current Liabilities 19.6% 19.6% 20.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Liquidity Ratio 1.1 1.1 1.2
Solvency Ratio 1.2 1.2 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2023 31-Jan-2022
Assets 1,139,587 1,139,587 5,060,816
Debt 919,516 919,516 4,059,479
Net Assets/Debt 220,071 220,071 1,001,337

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PA32 8UD
FYNE FRIENDS LTD
12 Arkland, Inveraray, Argyll, PA32 8UD
Document Filings
Confirmation statement made on 29 March 2025 with no updates
Confirmation statement made on 29 March 2024 with no updates
Confirmation statement made on 29 March 2023 with no updates
Confirmation statement made on 29 March 2022 with no updates
Confirmation statement made on 29 March 2021 with no updates
Confirmation statement made on 29 March 2020 with no updates
Confirmation statement made on 29 March 2019 with no updates
Confirmation statement made on 29 March 2018 with no updates
Confirmation statement made on 29 March 2017 with updates
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Appointment of Mr John Edward Beard as a director on 1 April 2016
Appointment of Ian Patrick Bankier as a secretary on 31 March 2016
Termination of appointment of Andrew Torrance as a director on 31 March 2016
Termination of appointment of Catherine Elizabeth Service as a secretary on 31 March 2016
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