Company Overview
Wh & R Mccartney Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 21 October 2003, so this is a well established company. Wh & R Mccartney Limited has been in business for 22 years and 5 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 30 September 2026.
Registered Address

29 Brandon Street, Hamilton, South Lanarkshire, ML3 6DA
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Companies House Data
Company NameWH & R MCCARTNEY LIMITED
Company NumberSC258009
Registered Office Address29 Brandon Street
 ML3 6DA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/10/2003
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date18/11/2016
Returns Last Made Up Date21/10/2015
Directors & Members
Show Resigned
Katherine Cross - Director
(British, 42 years old, born May 1984)
Appointed 24 June 2025
 Active
Christopher Redmond - Director
(British, 45 years old, born July 1981)
Appointed 24 June 2025
 Active
Graeme Robb - Director
(British, 56 years old, born December 1970)
Appointed 21 October 2003
 Active
Secretaries
Show Resigned
Other Company Directorships
Katherine Cross
ACRISURE UK BROKING LIMITED
ACRISURE UK HOLDINGS LIMITED
ACRISURE UK MGA LIMITED
ACRISURE UK RETAIL LIMITED
AFFINITY BROKERS LIMITED
BUILDING AND LAND GUARANTEES LIMITED
CCP BIDCO LIMITED
CCP MIDCO LIMITED
CRK COMMERCIAL INSURANCE SERVICES LIMITED
FINANCIAL AND CREDIT INSURANCE SERVICES LIMITED
GEORGE YARD INVESTMENTS LIMITED
GEORGE YARD RUN-OFF LIMITED
GEORGE YARD SERVICES LIMITED
HAWKES BAY HOLDINGS LIMITED
HINE HOLDINGS LIMITED
HINE INSURANCE BROKERS LIMITED
INTEGRO INSURANCE BROKERS HOLDINGS LIMITED
LIMEHOUSE AGENCIES LIMITED
LINE UNDERWRITING LIMITED
LONDON AND OVERSEAS REINSURANCE INTERMEDIARIES LIMITED
LUDGATE LIMITED
MODUS UNDERWRITING LIMITED
RFIB (UK) LIMITED
RFIB GROUP LIMITED
RFIB HOLDINGS LIMITED
RFIB MARINE LIMITED
RFIB PENSION TRUST LIMITED
RUSSELL SCANLAN (HOLDINGS) LIMITED
RUSSELL, SCANLAN LIMITED
SUTTON GROUP HOLDINGS LIMITED
SUTTON WINSON CONSULTANCY SERVICES LIMITED
TEN INSURANCE SERVICES LIMITED
TEN PREMIUM FINANCE LIMITED
TYSER & CO. LIMITED
Christopher Redmond
MODUS UNDERWRITING LIMITED
SUTTON WINSON CONSULTANCY SERVICES LIMITED
Graeme Robb
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2022 30-Nov-2021
Balance Sheet
Fixed Assets 223,837 223,837 71,592
Current Assets 931,964 931,964 676,070
Creditors Due Within One Year 550,797 550,797 421,616
Working Cap 381,167 381,167 254,454
Total Assets Less Current Liabilities 605,004 605,004 326,046
Long-term Liabilities 224,925 224,925 58,980
Net Assets 380,079 380,079 267,066
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 380,079 380,079 267,066
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2022 30-Nov-2021
Tangible Fixed Assets - - -
Fixed Assets 19.4% 19.4% 9.6%
Stocks Inventory - - -
Debtors 35.9% 35.9% 39.4%
Cash Bank In Hand 44.7% 44.7% 51.1%
Current Assets 80.6% 80.6% 90.4%
Creditors Due Within One Year 47.7% 47.7% 56.4%
Net Current Assets Liabilities 33.0% 33.0% 34.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 32.9% 32.9% 35.7%
Capital Employed - - -
Total Assets Less Current Liabilities 52.3% 52.3% 43.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2022 30-Nov-2021
Liquidity Ratio 1.7 1.7 1.6
Solvency Ratio 1.5 1.5 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Nov-2022 30-Nov-2021
Assets 1,155,801 1,155,801 747,662
Debt 775,722 775,722 480,596
Net Assets/Debt 380,079 380,079 267,066

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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MOTH SYSTEMS LIMITED
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HILL MCKIE HOLDINGS LTD
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Z & Z ASLAM LIMITED
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LINEA CONSTRUCTION LIMITED
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WILSON DEVELOPMENTS (LAW) LIMITED
29 BRANDON STREET, HAMILTON, SOUTH LANARKSHIRE, ML3 6DA
FLAYEST LIMITED
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THE ROYAL BURGH CAFÉ LIMITED
14-18 Hill Street, Edinburgh, ML3 6DA
Document Filings
Confirmation statement made on 21 October 2025 with updates
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Audit exemption statement of guarantee by parent company for period ending 31/12/24
Statement of capital on 14 October 2025
Solvency Statement dated 13/10/25
Statement by Directors
Resolutions
Consolidated accounts of parent company for subsidiary company period ending 31/12/24
Notice of agreement to exemption from audit of accounts for period ending 31/12/24
Termination of appointment of Yvonne Mcknight as a director on 24 June 2025
Appointment of Mr Christopher Redmond as a director on 24 June 2025
Termination of appointment of Alan Paterson Kirkwood as a director on 24 June 2025
Appointment of Mrs Katherine Anne Cross as a director on 24 June 2025
Current accounting period extended from 30 November 2024 to 31 December 2024
Confirmation statement made on 21 October 2024 with updates
Memorandum and Articles of Association
Resolutions
Cessation of Graeme Robb as a person with significant control on 1 May 2024
Notification of Affinity Brokers Limited as a person with significant control on 1 May 2024
Termination of appointment of Jennifer Robb as a secretary on 1 May 2024
Appointment of Mrs Yvonne Mcknight as a director on 1 May 2024
Cessation of Alan Paterson Kirkwood as a person with significant control on 1 May 2024
Confirmation statement made on 21 October 2023 with no updates
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