Company Overview
The Mortgage Finance Store Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 07 March 2003, so this is a well established company. The Mortgage Finance Store Limited has been in business for 23 years and 1 month. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Unit 1, Lindsay Court, Gemini Crescent, Dundee Technology Park, Dundee, DD2 1SW
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameTHE MORTGAGE FINANCE STORE LIMITED
Company NumberSC245264
Registered Office AddressUnit 1, Lindsay Court
 Gemini Crescent
 DD2 1SW
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date07/03/2003
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date04/04/2017
Returns Last Made Up Date07/03/2016
Directors & Members
Show Resigned
David Leary - Director
(British, 68 years old, born January 1958)
Appointed 24 February 2026
 Active
James Rice - Director
(British, 51 years old, born June 1975)
Appointed 02 December 2003
 Active
Secretaries
Show Resigned
Other Company Directorships
David Leary
No companies found
James Rice
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 42,602 42,602 54,726
Current Assets 315,857 315,857 331,089
Creditors Due Within One Year 191,601 191,601 173,506
Working Cap 124,256 124,256 157,583
Total Assets Less Current Liabilities 166,858 166,858 212,309
Long-term Liabilities 9,965 9,965 75,965
Net Assets 156,893 156,893 136,344
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 156,893 156,893 136,344
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 11.9% 11.9% 14.2%
Stocks Inventory - - -
Debtors 75.8% 75.8% 45.7%
Cash Bank In Hand 12.3% 12.3% 40.2%
Current Assets 88.1% 88.1% 85.8%
Creditors Due Within One Year 53.5% 53.5% 45.0%
Net Current Assets Liabilities 34.7% 34.7% 40.8%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 43.8% 43.8% 35.3%
Capital Employed - - -
Total Assets Less Current Liabilities 46.5% 46.5% 55.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.6 1.6 1.9
Solvency Ratio 1.8 1.8 1.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 358,459 358,459 385,815
Debt 201,566 201,566 249,471
Net Assets/Debt 156,893 156,893 136,344

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around DD2 1SW
FAIRLIE COMPUTER CONSULTANTS LTD.
UNIT 2, DELTA HOUSE, GEMINI CRESCENT, DUNDEE TECHNOLOGY PARK, DUNDEE, DD2 1SW
BYTE TRADING LIMITED
UNIT 1A AINSLE STREET, WEST PITKERRO INDUSTRIAL ESTATE, DUNDEE, DD2 1SW
PURE INDEPENDENCE UK LIMITED
13 OLD BRECHIN ROAD, LUNANHEAD, FORFAR, DD2 1SW
TOCCO LP
1 Fairfield Road, Broughty Ferry, Dundee, DD2 1SW
FRACTIONAL SOLUTIONS LIMITED
Unit 4, Delta House Gemini Crescent, Technology Park, Dundee, DD2 1SW
SUBAQUA SOLUTIONS LIMITED
UNIT 1.1 DISCOVERY HOUSE, GEMINI CRESCENT, TECHNOLOGY PARK, DUNDEE, TAYSIDE, DD2 1SW
SHACKLETON TECHNOLOGIES (HOLDINGS) LIMITED
UNIT 4 DELTA HOUSE, GEMINI CRESCENT DUNDEE TECHNOLOGY PARK, DUNDEE, DD2 1SW
GRIPPOZ LTD
1 Delta House Gemini Crescent, Dundee Technology Park, Dundee, DD2 1SW
SHACKLETON TECHNOLOGIES LTD
UNIT 4 DELTA HOUSE, GEMINI CRESCENT DUNDEE TECHNOLOGY PARK, DUNDEE, DD2 1SW
ZALA DEVELOPMENTS LTD
Unit 16, Prospect Iii, Gemini Crescent, Dundee, DD2 1SW
Document Filings
Registered office address changed from Unit 1, Lindsay Court Gemini Crescent Dundee Technology Park Dundee DD2 1SW to Office E2.9 Mid Craigie Trading Estate Mid Craigie Road Dundee DD4 7RH on 27 March 2026
Appointment of Mr David James Leary as a director on 24 February 2026
Confirmation statement made on 22 December 2025 with updates
Confirmation statement made on 23 January 2025 with no updates
Confirmation statement made on 23 January 2024 with no updates
Registration of charge SC2452640002, created on 27 October 2023
Confirmation statement made on 3 March 2023 with no updates
Termination of appointment of Michael Gerard Quinn as a director on 13 September 2022
Confirmation statement made on 3 March 2022 with no updates
Termination of appointment of Michael Connelly as a director on 6 July 2021
Appointment of Mr Michael Gerard Quinn as a director on 21 June 2021
Director's details changed for Mr Michael Connelly on 15 June 2021
Director's details changed for Mr James Rice on 14 June 2021
Confirmation statement made on 7 March 2021 with no updates
Confirmation statement made on 7 March 2020 with no updates
Termination of appointment of James Mark Boyle as a director on 1 April 2019
Confirmation statement made on 7 March 2019 with no updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free