Company Overview
Consard Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 10 January 2003, so this is a well established company. Consard Limited has been in business for 23 years and 2 months. The accounts status is total exemption full and the accounts are next due on Tuesday 30 June 2026.
Registered Address

Pitbee House, Pitcaple, Inverurie, Aberdeenshire, AB51 5HJ
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Companies House Data
Company NameCONSARD LIMITED
Company NumberSC242128
Registered Office AddressPitbee House, Pitcaple
 Inverurie
 AB51 5HJ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/01/2003
Accounting Reference Date Day30
Accounting Reference Date Month9
Accounts Next Due Date30/06/2026
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date05/02/2017
Returns Last Made Up Date08/01/2016
Directors & Members
Show Resigned
Andrew Ruck - Director
(United Kingdom, 71 years old, born November 1955)
Appointed 10 January 2003
 Active
Ruth Ruck - Director
(United Kingdom, 70 years old, born July 1956)
Appointed 25 September 2015
 Active
Secretaries
Show Resigned
Ruth Ruck - Secretary
(British)
Appointed 10 January 2003
 Active
Other Company Directorships
Andrew Ruck
HEALTH-2-HEALTH LIMITED
HEALTHSYSTEMS CONSULTANTS LIMITED
HEALTHSYSTEMS GROUP LIMITED
SCOTTISH INSTITUTE OF HEALTH MANAGEMENT
Ruth Ruck
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 1,118 1,118 989
Current Assets 12,983 12,983 14,970
Creditors Due Within One Year 14,554 14,554 23,599
Working Cap -1,571 -1,571 -8,629
Total Assets Less Current Liabilities -453 -453 -7,640
Long-term Liabilities 84 84 0
Net Assets -537 -537 -7,640
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -537 -537 -7,640
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 7.9% 7.9% 6.2%
Stocks Inventory - - -
Debtors 62.8% 62.8% 58.0%
Cash Bank In Hand 29.3% 29.3% 35.8%
Current Assets 92.1% 92.1% 93.8%
Creditors Due Within One Year 103.2% 103.2% 147.9%
Net Current Assets Liabilities -11.1% -11.1% -54.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -3.8% -3.8% -47.9%
Capital Employed - - -
Total Assets Less Current Liabilities -3.2% -3.2% -47.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Liquidity Ratio 0.9 0.9 0.6
Solvency Ratio 1.0 1.0 0.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2023 31-Mar-2022
Assets 14,101 14,101 15,959
Debt 14,638 14,638 23,599
Net Assets/Debt -537 -537 -7,640

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 3 January 2026 with no updates
Previous accounting period extended from 31 March 2025 to 30 September 2025
Confirmation statement made on 3 January 2025 with no updates
Confirmation statement made on 3 January 2024 with no updates
Confirmation statement made on 3 January 2023 with no updates
Confirmation statement made on 3 January 2022 with no updates
Confirmation statement made on 3 January 2021 with no updates
Confirmation statement made on 3 January 2020 with no updates
Confirmation statement made on 3 January 2019 with no updates
Confirmation statement made on 3 January 2018 with no updates
Confirmation statement made on 6 January 2017 with updates
Annual return made up to 8 January 2016 with full list of shareholders
Appointment of Mrs Ruth Margaret Ruck as a director on 25 September 2015
Annual return made up to 8 January 2015 with full list of shareholders
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