Company Overview
20/20 Business Insight Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 06 September 2001, so this is a well established company. 20/20 Business Insight Limited has been in business for 24 years and 7 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Elevator Business Centre Elevator Business Centre, Arnhall Business Park, Westhill, Aberdeenshire, AB32 6UF
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Companies House Data
Company Name20/20 BUSINESS INSIGHT LIMITED
Company NumberSC222955
Registered Office AddressElevator Business Centre Elevator Business Centre
 Arnhall Business Park
 AB32 6UF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/09/2001
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date04/10/2016
Returns Last Made Up Date06/09/2015
Directors & Members
Show Resigned
Atholl Cameron - Director
(British, 62 years old, born September 1964)
Appointed 01 January 2022
 Active
Phillip Jeffries - Director
(British, 47 years old, born April 1979)
Appointed 01 April 2022
 Active
Chloe Mora - Director
(British, 49 years old, born December 1977)
Appointed 01 April 2026
 Active
Thomas Vincent - Director
(British, 42 years old, born January 1984)
Appointed 01 January 2018
 Active
Secretaries
Show Resigned
Chloe Mora - Secretary
Appointed 04 June 2024
 Active
Other Company Directorships
Atholl Cameron
No companies found
Phillip Jeffries
No companies found
Chloe Mora
No companies found
Thomas Vincent
20/20 PROJECT MANAGEMENT LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Balance Sheet
Fixed Assets 73,353 73,353 74,892
Current Assets 2,043,981 2,043,981 1,997,087
Creditors Due Within One Year 792,942 792,942 990,331
Working Cap 1,251,039 1,251,039 1,006,756
Total Assets Less Current Liabilities 1,324,392 1,324,392 1,081,648
Long-term Liabilities 24,109 24,109 34,602
Net Assets 1,300,283 1,300,283 1,047,046
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,300,283 1,300,283 1,047,046
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Tangible Fixed Assets - - -
Fixed Assets 3.5% 3.5% 3.6%
Stocks Inventory - - -
Debtors 96.4% 96.4% 96.3%
Cash Bank In Hand 0.1% 0.1% 0.0%
Current Assets 96.5% 96.5% 96.4%
Creditors Due Within One Year 37.5% 37.5% 47.8%
Net Current Assets Liabilities 59.1% 59.1% 48.6%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 61.4% 61.4% 50.5%
Capital Employed - - -
Total Assets Less Current Liabilities 62.5% 62.5% 52.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Liquidity Ratio 2.6 2.6 2.0
Solvency Ratio 2.6 2.6 2.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019 31-Mar-2018
Assets 2,117,334 2,117,334 2,071,979
Debt 817,051 817,051 1,024,933
Net Assets/Debt 1,300,283 1,300,283 1,047,046

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Miss Chloe Louisa Mora as a director on 1 April 2026
Confirmation statement made on 5 September 2025 with no updates
Registered office address changed from Elevator Business Centre Elevator Business Centre Arnhall Business Park Westhill Aberdeenshire AB32 6UF United Kingdom to Third Floor, 3 Hill Street New Town Edinburgh EH2 3JP on 3 June 2025
Memorandum and Articles of Association
Resolutions
Statement of Company's objects
Termination of appointment of Antony Marks as a director on 17 September 2024
Confirmation statement made on 5 September 2024 with no updates
Appointment of Miss Chloe Louisa Mora as a secretary on 4 June 2024
Termination of appointment of Thorntons Law Llp as a secretary on 3 June 2024
Confirmation statement made on 5 September 2023 with updates
Confirmation statement made on 5 September 2022 with updates
Second filing for the appointment of Mr Phillip Jefferies as a director
Appointment of Mr Phillip Jeffries as a director on 1 April 2022
Appointment of Thorntons Law Llp as a secretary on 18 February 2022
Termination of appointment of Amanda Jane Buck as a director on 14 February 2022
Termination of appointment of Amanda Jane Buck as a secretary on 14 February 2022
Termination of appointment of Graham Chapman as a director on 1 January 2022
Appointment of Mr Atholl George Cameron as a director on 1 January 2022
Confirmation statement made on 5 September 2021 with no updates
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