Company Overview
Central Borders Citizens Advice Bureau is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Tuesday 10 April 2001, so this is a well established company. Central Borders Citizens Advice Bureau has been in business for 24 years and 11 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

111 High Street, Galashiels, Selkirkshire, TD1 1RZ
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Companies House Data
Company NameCENTRAL BORDERS CITIZENS ADVICE BUREAU
Company NumberSC217973
Registered Office Address111 High Street
 Galashiels
 TD1 1RZ
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/04/2001
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date08/05/2017
Returns Last Made Up Date10/04/2016
Directors & Members
Show Resigned
David Brownlee - Director
(Scottish, 59 years old, born June 1967)
Appointed 05 October 2021
 Active
William Calder - Director
(British, 79 years old, born March 1947)
Appointed 16 April 2002
 Active
Geraldine Day - Director
(British, 72 years old, born December 1954)
Appointed 28 July 2025
 Active
Kerry Gentleman - Director
(British, 55 years old, born July 1971)
Appointed 22 October 2024
 Active
John Goldie - Director
(British, 72 years old, born July 1954)
Appointed 30 October 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
David Brownlee
No companies found
William Calder
No companies found
Geraldine Day
No companies found
Kerry Gentleman
BORDER VOICES COMMUNITY INTEREST COMPANY
John Goldie
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Balance Sheet
Fixed Assets 92,021 92,021 93,333
Current Assets 54,574 54,574 56,849
Creditors Due Within One Year 2,212 2,212 2,150
Working Cap 52,362 52,362 54,699
Total Assets Less Current Liabilities 144,383 144,383 148,032
Long-term Liabilities 0 0 0
Net Assets 144,383 144,383 148,032
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 144,383 144,383 148,032
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Tangible Fixed Assets - - -
Fixed Assets 62.8% 62.8% 62.1%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 37.2% 37.2% 37.9%
Creditors Due Within One Year 1.5% 1.5% 1.4%
Net Current Assets Liabilities 35.7% 35.7% 36.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 98.5% 98.5% 98.6%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 98.5% 98.5% 98.6%
Capital Employed - - -
Total Assets Less Current Liabilities 98.5% 98.5% 98.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Liquidity Ratio 24.7 24.7 26.4
Solvency Ratio 66.3 66.3 69.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2017 31-Mar-2016
Assets 146,595 146,595 150,182
Debt 2,212 2,212 2,150
Net Assets/Debt 144,383 144,383 148,032

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TD1 1RZ
PETER CO & ASSOCIATES LIMITED
127 High Street, Galashiels, Scottish Borders, TD1 1RZ
WORLD CLASS BARBERS LTD
71 High Street, Galashiels, TD1 1RZ
LEXO LTD
29 Commercial Street, Dundee, Scotland, TD1 1RZ
THE BORDERS CITIZENS ADVICE CONSORTIUM
111 High Street, Galashiels, Scottish Borders, TD1 1RZ
Document Filings
Appointment of Mrs Geraldine Day as a director on 28 July 2025
Termination of appointment of Riley Sansom as a director on 16 June 2025
Termination of appointment of John Offord as a director on 16 June 2025
Confirmation statement made on 3 May 2025 with no updates
Termination of appointment of Georgina Gladys Purves as a director on 27 November 2024
Appointment of Kathryn Ann Peden as a director on 26 November 2024
Appointment of Mr Michael Turner as a secretary on 26 November 2024
Appointment of Mrs Kerry Elizabeth Gentleman as a director on 22 October 2024
Appointment of Angela Elizabeth Poplawski as a director on 22 October 2024
Termination of appointment of Ciaran Hamill-Diamond as a director on 11 June 2024
Confirmation statement made on 3 May 2024 with no updates
Appointment of Mr John Sinclair Goldie as a director on 30 October 2023
Termination of appointment of Karyn Elizabeth O'connor as a director on 3 July 2023
Confirmation statement made on 5 May 2023 with no updates
Appointment of Mrs Georgina Gladys Purves as a director on 4 October 2022
Termination of appointment of Harry John Christopher Crombie Smith as a director on 4 October 2022
Termination of appointment of Harry John Christopher Crombie Smith as a secretary on 4 October 2022
Termination of appointment of Martyn Richard Buckley as a director on 10 May 2022
Confirmation statement made on 5 May 2022 with no updates
Appointment of Mr John Offord as a director on 7 December 2021
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