Company Overview
Graham Grant Ifa Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 15 May 2000, so this is a well established company. Graham Grant Ifa Limited has been in business for 25 years and 11 months. The accounts status is total exemption full and the accounts are next due on Friday 31 July 2026.
Registered Address

Pavilion 1 Castlecraig Business Park, Players Road, Stirling, FK7 7SH
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Companies House Data
Company NameGRAHAM GRANT IFA LIMITED
Company NumberSC207144
Registered Office AddressPavilion 1 Castlecraig Business Park
 Players Road
 FK7 7SH
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/05/2000
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date12/06/2017
Returns Last Made Up Date15/05/2016
Directors & Members
Show Resigned
Derek Fish - Director
(British, 50 years old, born January 1976)
Appointed 13 May 2024
 Active
Susan Lafferty - Director
(British, 45 years old, born July 1981)
Appointed 13 May 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Derek Fish
No companies found
Susan Lafferty
LOMOND WEALTH MANAGEMENT LTD
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 20,285 20,285 23,324
Current Assets 68,608 68,608 84,152
Creditors Due Within One Year 49,948 49,948 67,504
Working Cap 18,660 18,660 151,656
Total Assets Less Current Liabilities 38,945 38,945 39,972
Long-term Liabilities 634 634 663
Net Assets 38,311 38,311 39,309
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 38,311 38,311 39,309
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 22.8% 22.8% 21.7%
Stocks Inventory - - -
Debtors 1.2% 1.2% 1.4%
Cash Bank In Hand 76.0% 76.0% 76.9%
Current Assets 77.2% 77.2% 78.3%
Creditors Due Within One Year 56.2% 56.2% 62.8%
Net Current Assets Liabilities 21.0% 21.0% -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 43.1% 43.1% 36.6%
Capital Employed - - -
Total Assets Less Current Liabilities 43.8% 43.8% 37.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 1.4 1.4 1.2
Solvency Ratio 1.8 1.8 1.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 88,893 88,893 107,476
Debt 50,582 50,582 68,167
Net Assets/Debt 38,311 38,311 39,309

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 15 May 2025 with no updates
Confirmation statement made on 15 May 2024 with updates
Cessation of Graham Grant as a person with significant control on 13 May 2024
Cessation of Janise Elizabeth Grant as a person with significant control on 13 May 2024
Notification of Lomond Wealth Management Ltd as a person with significant control on 13 May 2024
Termination of appointment of Graham Grant as a director on 13 May 2024
Termination of appointment of Janise Elizabeth Grant as a secretary on 13 May 2024
Appointment of Ms Susan Elizabeth Lafferty as a director on 13 May 2024
Appointment of Derek James Fish as a director on 13 May 2024
Registered office address changed from 32 Menteith View Dunblane Perthshire FK15 0PD to Pavilion 1 Castlecraig Business Park Players Road Stirling FK7 7SH on 28 May 2024
Confirmation statement made on 15 May 2023 with no updates
Confirmation statement made on 15 May 2022 with no updates
Confirmation statement made on 15 May 2021 with no updates
Confirmation statement made on 15 May 2020 with no updates
Confirmation statement made on 15 May 2019 with no updates
Confirmation statement made on 15 May 2018 with no updates
Confirmation statement made on 15 May 2017 with updates
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