Company Overview
Norman Macdonald Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 01 October 1999, so this is a well established company. Norman Macdonald Limited has been in business for 26 years and 6 months. The accounts status is total exemption full and the accounts are next due on Monday 30 November 2026.
Registered Address

Baliscate, Tobermory, Isle Of Mull, PA75 6QA
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Companies House Data
Company NameNORMAN MACDONALD LIMITED
Company NumberSC200484
Registered Office AddressBaliscate
 Tobermory
 PA75 6QA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/10/1999
Accounting Reference Date Day28
Accounting Reference Date Month2
Accounts Next Due Date30/11/2026
Accounts Last Made Up Date28/02/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date29/10/2016
Returns Last Made Up Date01/10/2015
Directors & Members
Show Resigned
Marion MacDonald - Director
(British, 74 years old, born January 1952)
Appointed 15 December 1999
 Active
Norman MacDonald - Director
(British, 54 years old, born April 1972)
Appointed 15 December 1999
 Active
Norman MacDonald - Director
(British, 77 years old, born November 1949)
Appointed 06 September 2022
 Active
Secretaries
Show Resigned
Marion MacDonald - Secretary
(British)
Appointed 01 October 1999
 Active
Other Company Directorships
Marion MacDonald
No companies found
Norman MacDonald
MULL HOMES LTD.
Norman MacDonald
No companies found
Balance Sheet Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Balance Sheet
Fixed Assets 37,883 37,883 50,153
Current Assets 150,381 150,381 357,852
Creditors Due Within One Year 142,445 142,445 327,179
Working Cap 7,936 7,936 30,673
Total Assets Less Current Liabilities 45,819 45,819 80,826
Long-term Liabilities 6,574 6,574 8,769
Net Assets 39,245 39,245 72,057
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 39,245 39,245 72,057
Common Size Financial Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Tangible Fixed Assets - - -
Fixed Assets 20.1% 20.1% 12.3%
Stocks Inventory - - -
Debtors 48.9% 48.9% 18.2%
Cash Bank In Hand 14.5% 14.5% 5.5%
Current Assets 79.9% 79.9% 87.7%
Creditors Due Within One Year 75.7% 75.7% 80.2%
Net Current Assets Liabilities 4.2% 4.2% 7.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 20.8% 20.8% 17.7%
Capital Employed - - -
Total Assets Less Current Liabilities 24.3% 24.3% 19.8%
Financial Ratio Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.3 1.3 1.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 5
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 28-Feb-2025 28-Feb-2022 28-Feb-2021
Assets 188,264 188,264 408,005
Debt 149,019 149,019 335,948
Net Assets/Debt 39,245 39,245 72,057

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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