FRESH START (SCOTLAND) Credit Check Report

Company Overview

Fresh Start (Scotland) is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Friday 02 July 1999, so this is a well established company. Fresh Start (Scotland) has been in business for 26 years and 9 months. The accounts status is small and the accounts are next due on Thursday 31 December 2026.

Registered Address

22 - 24 Ferry Road Drive, Edinburgh, Midlothian, EH4 4BR

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Companies House Data

Company Name	FRESH START (SCOTLAND)
Company Number	SC197784
Registered Office Address	22 - 24 Ferry Road Drive
	Edinburgh
	EH4 4BR
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	02/07/1999
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2026
Accounts Last Made Up Date	31/03/2025
Accounts Account Category	SMALL
Returns Next Due Date	13/07/2017
Returns Last Made Up Date	15/06/2016

Previous Company Name	Changed Date
FRESH START (EDINBURGH)	28 Jan 2014

Directors & Members

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	John Armes - Director (British, 71 years old, born September 1955) Appointed 02 July 1999, Resigned 15 October 2002	Resigned
	Michael Balfour - Director (British, 79 years old, born March 1947) Appointed 06 February 2013, Resigned 27 August 2019	Resigned
	George Banks - Director (British, 82 years old, born October 1944) Appointed 18 November 2008, Resigned 03 May 2016	Resigned
	Eileen Barnwell - Director (British, 88 years old, born February 1938) Appointed 02 July 1999, Resigned 25 October 2016	Resigned
	George Barr - Director (British, 73 years old, born October 1953) Appointed 02 July 1999, Resigned 03 May 2016	Resigned
	Alan Berry - Director (British, 89 years old, born June 1937) Appointed 07 December 1999, Resigned 15 October 2002	Resigned
	Thomas Borthwick - Director (British, 80 years old, born August 1946) Appointed 31 October 2006, Resigned 08 November 2013	Resigned
	Sarah Boyd - Director (British, 46 years old, born September 1980) Appointed 11 August 2015, Resigned 09 May 2017	Resigned
	Christine Burns - Director (British, 91 years old, born April 1935) Appointed 02 July 1999, Resigned 06 March 2007	Resigned
	Gary Cameron - Director (British, 53 years old, born May 1973) Appointed 28 August 2007	Active
	Louise Cromie - Director (British, 51 years old, born October 1975) Appointed 27 May 2014, Resigned 26 May 2015	Resigned
	Peter Dean - Director (British, 87 years old, born October 1939) Appointed 03 July 2017, Resigned 20 December 2017	Resigned
	Stuart Dobbin - Director (British, 71 years old, born October 1955) Appointed 26 April 2023	Active
	Nancy Dyer - Director (British, 99 years old, born October 1927) Appointed 11 December 2001, Resigned 18 November 2008	Resigned
	Mark Foster - Director (British, 57 years old, born July 1969) Appointed 02 July 1999, Resigned 08 November 2013	Resigned
	David Gaughan - Director (British, 57 years old, born February 1969) Appointed 23 March 2022, Resigned 01 September 2025	Resigned
	Allan Gordon - Director (British, 80 years old, born June 1946) Appointed 11 August 2015	Active
	Michael Green - Director (British, 75 years old, born May 1951) Appointed 04 February 2014, Resigned 07 December 2023	Resigned
	Anthony Gross - Director (British, 79 years old, born May 1947) Appointed 13 August 2013, Resigned 03 May 2016	Resigned
	Brian Hilsley - Director (British, 71 years old, born May 1955) Appointed 04 February 2014, Resigned 10 February 2015	Resigned
	Morag Hutchison - Director (Scottish, 51 years old, born September 1975) Appointed 01 September 2017, Resigned 09 October 2025	Resigned
	Sabina Kadic-Mackenzie - Director (Citizen Of Bosnia And Herzegovina, 42 years old, born May 1984) Appointed 08 May 2018, Resigned 23 March 2022	Resigned
	Garry Ketchen - Director (British, 62 years old, born April 1964) Appointed 15 October 2002, Resigned 14 January 2015	Resigned
	Paul King - Director (British, 87 years old, born July 1939) Appointed 02 July 1999, Resigned 27 April 2004	Resigned
	John Loughton Bem - Director (British, 39 years old, born August 1987) Appointed 21 January 2026	Active
	John MacLeod - Director (Uk, 42 years old, born May 1984) Appointed 26 October 2011, Resigned 28 June 2018	Resigned
	John MacLeod - Director (British, 87 years old, born February 1939) Appointed 02 July 1999, Resigned 15 October 2002	Resigned
	Tim Martin - Director (British, 79 years old, born January 1947) Appointed 10 August 2004, Resigned 19 August 2020	Resigned
	Nina Martyka - Director (Polish, 67 years old, born January 1959) Appointed 27 October 2009, Resigned 10 February 2015	Resigned
	Jess McAulay - Director (British, 79 years old, born February 1947) Appointed 05 September 2000, Resigned 21 January 2003	Resigned
	Robert McIntyre - Director (British, 82 years old, born October 1944) Appointed 05 February 2009, Resigned 05 November 2009	Resigned
	Tom McKnight - Director (British, 83 years old, born November 1943) Appointed 02 July 1999, Resigned 07 December 1999	Resigned
	Diane McLafferty - Director (British, 65 years old, born December 1961) Appointed 25 October 2023, Resigned 23 January 2026	Resigned
	David Millington - Director (British, 46 years old, born March 1980) Appointed 22 June 2017, Resigned 09 May 2018	Resigned

Secretaries

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	Eileen Barnwell - Secretary (British) Appointed 02 July 1999, Resigned 25 October 2016	Resigned

Other Company Directorships

Gary Cameron
MARKETING CONCEPTS LIMITED
WE'RE SOLUTIONS LIMITED

Stuart Dobbin
SPARTANS COMMUNITY FOUNDATION

Allan Gordon
No companies found

John Loughton Bem
No companies found

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around EH4 4BR

	ANUBIS CARDS AND KEEPSAKES LLP Flat 2, 32 Ferry Road Drive, Edinburgh, EH4 4BR
	FRESH START (SCOTLAND) TRADING LIMITED 22-24 FERRY ROAD DRIVE, EDINBURGH, EH4 4BR

Document Filings

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