Company Overview
Balgray Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 28 October 1997, so this is a well established company. Balgray Limited has been in business for 28 years and 5 months. The accounts status is micro entity and the accounts are next due on Friday 31 July 2026.
Registered Address

51 Rae Street, Dumfries, Dumfriesshire, DG1 1JD
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Companies House Data
Company NameBALGRAY LIMITED
Company NumberSC180063
Registered Office Address51 Rae Street
 Dumfries
 DG1 1JD
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date28/10/1997
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date25/11/2016
Returns Last Made Up Date28/10/2015
Directors & Members
Show Resigned
Michael Jardine-Paterson - Director
(British, 84 years old, born February 1942)
Appointed 15 November 1997
 Active
David Jardine-Paterson - Director
(British, 45 years old, born September 1981)
Appointed 01 November 2006
 Active
Secretaries
Show Resigned
Michael Jardine-Paterson - Secretary
(British)
Appointed 27 February 2007
 Active
Other Company Directorships
Michael Jardine-Paterson
SKAIRFIELD LIMITED
WELLINGTONIA LLP
David Jardine-Paterson
ARMADILLO ANALYTICS LTD
BARNSLEY HEAT NETWORK LIMITED
CYPRESS DISTRICT ENERGY HOLDCO LIMITED
CYPRESS DISTRICT ENERGY LIMITED
CYPRESS PROJECT HOLDCO LIMITED
HEMIKO LIMITED
LINCOLN HEAT NETWORK LIMITED
SWAN ESCO LIMITED
SWAN HEAT NETWORK LIMITED
WOLVERHAMPTON HEAT NETWORK LIMITED
WORTHING ESCO LIMITED
WORTHING HEAT NETWORK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 1,048,042 1,048,042 1,023,039
Current Assets 73,031 73,031 76,426
Creditors Due Within One Year 362,877 362,877 53,569
Working Cap -289,846 -289,846 22,857
Total Assets Less Current Liabilities 758,196 758,196 1,045,896
Long-term Liabilities 12,992 12,992 157,340
Net Assets 745,204 745,204 888,556
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 745,204 745,204 888,556
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 93.5% 93.5% 93.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 6.5% 6.5% 7.0%
Creditors Due Within One Year 32.4% 32.4% 4.9%
Net Current Assets Liabilities -25.9% -25.9% 2.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 66.5% 66.5% 80.8%
Capital Employed - - -
Total Assets Less Current Liabilities 67.6% 67.6% 95.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 0.2 0.2 1.4
Solvency Ratio 3.0 3.0 5.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 1,121,073 1,121,073 1,099,465
Debt 375,869 375,869 210,909
Net Assets/Debt 745,204 745,204 888,556

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around DG1 1JD
SKAIRFIELD LIMITED
ARMSTRONG WATSON, 51, RAE STREET, DUMFRIES, DG1 1JD
ANDERSON ASSEMBLIES LIMITED
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ANDERSON ENGINEERING (DUMFRIES) LIMITED
51 Rae Street, Dumfries, DG1 1JD
THE JEWEL (CASTLE DOUGLAS) LIMITED
51 Rae Street, Dumfries, DG1 1JD
FINNIE STORAGE SOLUTIONS LIMITED
51 RAE STREET, DUMFRIES, DG1 1JD
BVC PARTNERSHIP LIMITED
51 Rae Street, Dumfries, Dumfriesshire, DG1 1JD
MCCLURE HAULAGE LIMITED
51 RAE STREET, DUMFRIES, DUMFRIESSHIRE, DG1 1JD
GALLOWAY MAID LIMITED
51 Rae Street, Dumfries, Dumfriesshire, DG1 1JD
K & E PROJECT MANAGEMENT LIMITED
51 Rae Street, Dumfries, Dumfriesshire, DG1 1JD
A & D FENCING LIMITED
51 Rae Street, Dumfries, DG1 1JD
Document Filings
Confirmation statement made on 14 October 2025 with updates
Confirmation statement made on 15 October 2024 with updates
Confirmation statement made on 19 October 2023 with updates
Director's details changed for Mr Michael John Jardine-Paterson on 20 October 2022
Change of details for Mr David Henry Jardine-Paterson as a person with significant control on 6 April 2016
Confirmation statement made on 19 October 2022 with updates
Satisfaction of charge SC1800630003 in full
Satisfaction of charge 2 in full
Confirmation statement made on 24 October 2021 with updates
Registration of charge SC1800630004, created on 7 May 2021
Confirmation statement made on 24 October 2020 with updates
Change of details for Mr David Henry Jardine-Paterson as a person with significant control on 24 October 2020
Director's details changed for Mr Michael John Jardine-Paterson on 25 November 2020
Secretary's details changed for Mr Michael John Jardine-Paterson on 24 October 2020
Director's details changed for Mr Michael John Jardine-Paterson on 24 October 2020
Secretary's details changed for Michael John Jardine-Paterson on 24 October 2020
Director's details changed for David Henry Jardine Paterson on 24 October 2020
Secretary's details changed for Michael John Jardine-Paterson on 29 July 2020
Director's details changed for Michael John Jardine-Paterson on 29 July 2020
Director's details changed for Michael John Jardine-Paterson on 29 July 2020
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