Company Overview
Nairn Citizens Advice Bureau Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Wednesday 05 March 1997, so this is a well established company. Nairn Citizens Advice Bureau Limited has been in business for 29 years. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

58 King Street, Nairn, King Street, Nairn, IV12 4DN
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Companies House Data
Company NameNAIRN CITIZENS ADVICE BUREAU LIMITED
Company NumberSC173195
Registered Office Address58 King Street, Nairn,
 King Street
 IV12 4DN
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date05/03/1997
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date09/03/2017
Returns Last Made Up Date09/02/2016
Directors & Members
Show Resigned
Susan Davidson - Director
(British, 41 years old, born April 1985)
Appointed 14 October 2025
 Active
Lee Dyson - Director
(British, 57 years old, born February 1969)
Appointed 29 August 2013
 Active
Secretaries
Show Resigned
Other Company Directorships
Susan Davidson
No companies found
Lee Dyson
ELENDE SOFTWARE LIMITED
MEDILOGIK LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Balance Sheet
Fixed Assets 54,496 54,496 49,599
Current Assets 346,625 346,625 225,505
Creditors Due Within One Year 73,848 73,848 36,084
Working Cap 275,754 275,754 192,687
Total Assets Less Current Liabilities 327,273 327,273 239,020
Long-term Liabilities 0 0 0
Net Assets 327,273 327,273 239,020
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves 327,273 327,273 239,020
Other Reserves - - -
Shareholders Funds 327,273 327,273 239,020
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Tangible Fixed Assets 12.8% 12.8% 16.8%
Fixed Assets 13.6% 13.6% 18.0%
Stocks Inventory - - -
Debtors 7.4% 7.4% -
Cash Bank In Hand 79.0% 79.0% 82.0%
Current Assets 86.4% 86.4% 82.0%
Creditors Due Within One Year 18.4% 18.4% 13.1%
Net Current Assets Liabilities 68.7% 68.7% 70.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 81.6% 81.6% 86.9%
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve 81.6% 81.6% 86.9%
Shareholder Funds 81.6% 81.6% 86.9%
Capital Employed - - -
Total Assets Less Current Liabilities 81.6% 81.6% 86.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Liquidity Ratio 4.7 4.7 6.2
Solvency Ratio 5.4 5.4 7.6
Reserves to Assets 0.8 0.8 0.9
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2016 31-Mar-2015
Assets 401,121 401,121 275,104
Debt 73,848 73,848 36,084
Net Assets/Debt 327,273 327,273 239,020

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around IV12 4DN
No other companies found in the same location
Document Filings
Confirmation statement made on 5 February 2026 with no updates
Appointment of Ms Susan Janet Davidson as a director on 14 October 2025
Appointment of Mr Adam Paul Thompson as a director on 22 September 2025
Termination of appointment of Emma Frances Mackman as a director on 17 September 2025
Termination of appointment of Morag Anderson as a director on 14 April 2025
Appointment of Mr Corydon Hunter Jones as a director on 25 February 2025
Appointment of Ms Morag Anderson as a director on 14 February 2025
Confirmation statement made on 5 February 2025 with no updates
Termination of appointment of Paul Carlo Mcivor as a director on 22 January 2025
Termination of appointment of Iain Mcdonald as a director on 22 January 2025
Resolutions
Memorandum and Articles of Association
Confirmation statement made on 5 February 2024 with no updates
Appointment of Reverend Steven Manders as a director on 14 November 2023
Termination of appointment of Cynthia Helen May as a director on 5 October 2023
Termination of appointment of Louise Clark as a director on 5 October 2023
Appointment of Mr Robert Mcnaught as a director on 3 February 2023
Confirmation statement made on 5 February 2023 with no updates
Termination of appointment of John Jackson Reilly Dolan as a director on 23 November 2022
Registered office address changed from 6 High Street Nairn IV12 4BJ to 58 King Street, Nairn, King Street Nairn IV12 4DN on 28 November 2022
Appointment of Mrs Emma Frances Mackman as a director on 28 November 2022
Termination of appointment of Declan James Flynn as a director on 31 October 2022
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