MULL AND IONA COMMUNITY TRUST Credit Check Report

Company Overview

Mull And Iona Community Trust is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Monday 24 February 1997, so this is a well established company. Mull And Iona Community Trust has been in business for 29 years and 1 month. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.

Registered Address

An Roth Community Enterprise Centre, Craignure, Isle Of Mull, PA65 6AY

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Companies House Data

Company Name	MULL AND IONA COMMUNITY TRUST
Company Number	SC172897
Registered Office Address	An Roth Community Enterprise Centre
	Craignure
	PA65 6AY
Company Category	Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company Status	Active
Country of Origin	United Kingdom
Incorporation Date	24/02/1997
Accounting Reference Date Day	31
Accounting Reference Date Month	3
Accounts Next Due Date	31/12/2025
Accounts Last Made Up Date	31/03/2024
Accounts Account Category	SMALL
Returns Next Due Date	24/03/2017
Returns Last Made Up Date	24/02/2016

Directors & Members

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	Sarah Akehurst - Director (British, 68 years old, born December 1958) Appointed 25 November 2024	Active
	Emma Alecock - Director (British, 53 years old, born March 1973) Appointed 10 April 2017, Resigned 08 January 2018	Resigned
	Christopher Baker - Director (British, 81 years old, born March 1945) Appointed 14 March 1998, Resigned 12 August 2019	Resigned
	Stephen Blazye - Director (British, 57 years old, born April 1969) Appointed 14 November 2022, Resigned 11 July 2023	Resigned
	Douglas Brown - Director (British, 72 years old, born October 1954) Appointed 24 February 1997, Resigned 14 March 1998	Resigned
	Alexander Brunton - Director (British, 67 years old, born July 1959) Appointed 14 May 1997	Active
	Susannah Calderan - Director (British, 52 years old, born June 1974) Appointed 14 April 2008, Resigned 25 March 2010	Resigned
	Neil Cameron - Director (British, 67 years old, born April 1959) Appointed 24 February 1997, Resigned 13 May 2000	Resigned
	Linda Cameron - Director (British, 70 years old, born March 1956) Appointed 19 May 2001, Resigned 03 November 2005	Resigned
	Robert Cameron - Director (Scottish, 42 years old, born January 1984) Appointed 12 July 2021	Active
	Carolyne Charrington - Director (British, 68 years old, born September 1958) Appointed 08 September 2014, Resigned 14 August 2017	Resigned
	Thomas Corbett - Director (British, 51 years old, born May 1975) Appointed 13 February 2017, Resigned 08 January 2018	Resigned
	Michelle Cowe - Director (British, 58 years old, born January 1968) Appointed 09 November 2007, Resigned 16 September 2009	Resigned
	Derek Crook - Director (British, 93 years old, born March 1933) Appointed 19 May 2001, Resigned 25 November 2024	Resigned
	David Currie - Director (British, 81 years old, born March 1945) Appointed 14 December 2020	Active
	Maureen Dehany - Director (British, 79 years old, born September 1947) Appointed 16 February 2008, Resigned 14 November 2016	Resigned
	John Elwis - Director (British, 94 years old, born August 1932) Appointed 13 May 2000, Resigned 12 November 2001	Resigned
	John Elwis - Director (British, 94 years old, born August 1932) Appointed 03 November 2004, Resigned 09 November 2007	Resigned
	Richard Fairbairns - Director (British, 83 years old, born January 1943) Appointed 08 November 2010, Resigned 12 May 2014	Resigned
	Elizabeth Ferguson - Director (British, 64 years old, born August 1962) Appointed 13 January 2020, Resigned 20 July 2020	Resigned
	Donella Fernyhough - Director (British, 64 years old, born June 1962) Appointed 12 December 2022, Resigned 13 February 2026	Resigned
	Colin Fieldsend - Director (British, 57 years old, born March 1969) Appointed 24 February 1997, Resigned 01 May 2001	Resigned
	Christine Gash - Director (British, 67 years old, born May 1959) Appointed 06 November 2008, Resigned 09 November 2009	Resigned
	Morven Gibson - Director (British, 50 years old, born May 1976) Appointed 09 November 2009, Resigned 06 September 2010	Resigned
	Neal Goldsmith - Director (British, 56 years old, born November 1970) Appointed 10 February 2014, Resigned 09 November 2015	Resigned
	Neal Goldsmith - Director (British, 56 years old, born November 1970) Appointed 14 December 2015, Resigned 13 June 2016	Resigned
	Hayley Gray - Director (British, 44 years old, born October 1982) Appointed 13 May 2019, Resigned 14 December 2020	Resigned
	Jane Griffiths - Director (British, 68 years old, born August 1958) Appointed 16 November 2020	Active
	Marilyn Halcrow - Director (British, 74 years old, born January 1952) Appointed 12 July 2010, Resigned 12 November 2012	Resigned
	Susan Hawkes - Director (British, 70 years old, born December 1956) Appointed 10 February 2020	Active
	John Innes - Director (British, 69 years old, born January 1957) Appointed 14 December 2020, Resigned 23 February 2024	Resigned
	Sarah James - Director (British, 60 years old, born October 1966) Appointed 21 May 2002, Resigned 09 November 2007	Resigned

Secretaries

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	Christopher Baker - Secretary (British) Appointed 14 March 1998, Resigned 24 November 2008	Resigned
	Christopher Baker - Secretary Appointed 13 November 2017, Resigned 12 August 2019	Resigned
	Douglas Brown - Secretary (British) Appointed 24 February 1997, Resigned 14 March 1998	Resigned

Other Company Directorships

Sarah Akehurst
No companies found

Alexander Brunton
AN ROTH TRADING LTD
CONNECTING SCOTLAND CIC
DEVELOPMENT TRUSTS ASSOCIATION SCOTLAND LTD.
DTAS TRADING LTD
MULL & IONA COMMUNITY ENTERPRISE LIMITED
MULL BUTCHERS LIMITED
SCOTTISH ISLANDS FEDERATION
SCOTTISH RURAL ACTION

Robert Cameron
MALTESE PASTIZZERIA LTD.

David Currie
ARGYLL AND THE ISLES TOURISM CO-OPERATIVE LIMITED

Jane Griffiths
No companies found

Susan Hawkes
No companies found

Balance Sheet

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Common Size Financial Analysis

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Secured Creditors

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Public Record Information

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Exact Court Judgements

Period of Months	Last 12m	13-24m	25-36m	37-48m	49-60m	61-72m
Number of Exact CCJS	X	Y	Y	X	X	Y
Value of Exact CCJS	YXY	YK	S	S	X	KX

Supplier Credit Limits

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Date	Sector	Notified	Amount	Terms
XK-SXY	XKXYXK	SXSKXYXK	£X,000	XS XYSKS
SK-SYY	SKXYXKYKKY	KSXX KKXXYXS	£YY,000	YS XYSKS SK YXXSXS
YK-SXY	XKXYXYYK	SXSXYXK	£SX,000	XS XYSKS

Payment Records

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Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices	Paid Before 30 days due	Paid After 30 days due	Owing Before 30 days due	Owing after 30 days due
XYX	SX	K	YX	X

Company Valuation Analysis

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Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations		Valuation Measures
Estimated High Value	£XSI,000	Retained Profit	£YX,000
Estimated Mid Value	£YY,000	EBIT	£SY,000
Estimated Low Value	£X,000	EBITDA	£SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations		Valuation Measures
Estimated High Value	£XY,000	Total Assets	£XIX,000
Estimated Mid Value	£Y,000	Net Assets	£YX,000
Estimated Low Value	£S,000	Tangible Equity	£SX,000
The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist

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Business Growth	Please purchase a report to see true comments
EBITDA	Purchase a report to see true comments
Dividends	Please purchase a report to see true comments about this company
Retained Profits	Retained Profits for this company
Debt Interest	Debt Interest for this company
Cash Flow	Cash Flow for this company
CCJs	CCJs for this company
Age of Company	Age of Company for this company
Solvency	Solvency for this company
Secured Creditors	Secured Creditors for this company
Ownership	Ownership for this company

First Report Score: (0-10)

Financial Status Guide:

10			Very Strong
9			Strong
8			Very Good
7			Good
6			Above Average
5			Average
4			Below Average
3			Poor
2			Weak
1			Very Weak
0			Critical

Risk Score Trend

Risk Rating

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This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100)	X
Risk Band Description	XXMXMXMX SISX
Risk Assessment	Meeting of Creditors
Credit Rating	XSKX

Altman Z Score Credit Risk Rating

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There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score	X
Risk Band	XY
Risk Band Description	The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1	Low Risk	3.00 and above
2	Caution	2.63 - 2.99
3	Risk of Failure within 2 years	1.24 - 2.62
4	High Probability Failure	Below 1.24

Other Business around PA65 6AY

	MULL & IONA COMMUNITY ENTERPRISE LIMITED An Roth Community Enterprise Centre, Craignure, Isle Of Mull, PA65 6AY
	MULL DEVELOPMENTS LTD TOROSAY SANDPIT, CRAIGNURE, ISLE OF MULL, ARGYLL, PA65 6AY
	T.S.L. CONTRACTORS LTD. TOROSAY SANDPIT, CRAIGNURE, ISLE OF MULL, PA65 6AY
	ISLE OF MULL FERRY COMPANY LTD The Tower Klondyke, Craignure, Isle Of Mull, Argyll, PA65 6AY
	MULL CAR CLUB LIMITED An Roth Community Enterprise Centre, Craignure, Isle Of Mull, PA65 6AY
	ISLE OF MULL GUEST HOUSE LTD PENNYGATE LODGE, CRAIGNURE, PA65 6AY
	ISLES OF MULL AND IONA LIMITED An Roth Community Enterprise Building, Craignure, Argyll, PA65 6AY
	SKYHOOK HELICOPTERS LIMITED C/O T.S.L. CONTRACTORS LTD TOROSAY SANDPIT, CRAIGNURE, ISLE OF MULL, PA65 6AY
	T.S.L. SOUTH ARGYLL LTD. T.S.L. CONTRACTORS LTD. TOROSAY SANDPIT, CRAIGNURE, ISLE OF MULL, PA65 6AY
	T.S.L. LOCHABER LTD. T.S.L. CONTRACTORS LTD. TOROSAY SANDPIT, CRAIGNURE, ISLE OF MULL, PA65 6AY

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