Company Overview
Scotia (Highland) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 09 January 1995, so this is a well established company. Scotia (Highland) Limited has been in business for 31 years and 2 months. The accounts status is small and the accounts are next due on Tuesday 31 March 2026.
Registered Address

The Ca'd'oro, 45 Gordon Street, Glasgow, G1 3PE
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Companies House Data
Company NameSCOTIA (HIGHLAND) LIMITED
Company NumberSC155252
Registered Office AddressThe Ca'D'Oro
 45 Gordon Street
 G1 3PE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date09/01/1995
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategorySMALL
Returns Next Due Date06/02/2017
Returns Last Made Up Date09/01/2016
Previous Company NameChanged Date
SCOTIA COMMERCIAL LIMITED29 Jul 2020
WEBSTER PROPERTY DEVELOPMENTS LIMITED22 Apr 2008
Directors & Members
Show Resigned
Richard Begbie - Director
(British, 46 years old, born March 1980)
Appointed 04 April 2022
 Active
David Cameron - Director
(British, 84 years old, born December 1942)
Appointed 28 May 2020
 Active
Gary Gerrard - Director
(British, 61 years old, born September 1965)
Appointed 04 April 2022
 Active
Bruce Linton - Director
(British, 73 years old, born September 1953)
Appointed 28 May 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Richard Begbie
CALEDONIA HOMES (SCOTLAND) LIMITED
COUNTESSWELLS LIMITED
SCOTIA (ABERFELL) LIMITED
SCOTIA (BRECHIN) LIMITED
SCOTIA (CHAPELPARK) LIMITED
SCOTIA (CITY & SHIRE) LIMITED
SCOTIA (DALFABER) LIMITED
SCOTIA (FIFE) LIMITED
SCOTIA (FOVERAN VILLAGE) LIMITED
SCOTIA (GLENVIEW) LIMITED
SCOTIA (HIGHWOOD) LIMITED
SCOTIA (KNOCKHALL) LIMITED
SCOTIA (MIDMILL) LIMITED
SCOTIA (STRATTON) LIMITED
SCOTIA (TAYSIDE) LIMITED
SCOTIA (WILLOWBURN) LIMITED
SCOTIA GREENHALL LIMITED
SCOTIA HOMES (HOLDINGS) LIMITED
SCOTIA HOMES (NORTH) LIMITED
SCOTIA HOMES LIMITED
SCOTIA WOODSIDE OF DRUMROSSIE LIMITED
David Cameron
CAMLIN (INSHES) LTD
CAMLIN (LOVAT) LIMITED
CAMLIN (NO 3) LIMITED
CAMLIN (NO4) INTERMEDIATE LIMITED
CAMLIN (NO4) LIMITED
CAMLIN (NO5) LIMITED
ICT BATTERY STORAGE LIMITED
INVERNESS CALEDONIAN THISTLE PROPERTIES LIMITED
RATHVEN INVESTMENTS LTD
SCOTIA (BRECHIN WEST) LIMITED
SCOTIA (CHAPELPARK) LIMITED
SCOTIA (CITY & SHIRE) LIMITED
SCOTIA (FIFE) LIMITED
SCOTIA (FOVERAN VILLAGE) LIMITED
SCOTIA (GLENVIEW) LIMITED
SCOTIA (HIGHWOOD) LIMITED
SCOTIA (KNOCKHALL) LIMITED
SCOTIA (MIDMILL) LIMITED
SCOTIA (STRATTON) LIMITED
SCOTIA (TAYSIDE) LIMITED
SCOTIA (WILLOWBURN) LIMITED
SCOTIA DEVELOPMENTS LIMITED
SCOTIA GREENHALL LIMITED
SCOTIA HOMES (HOLDINGS) LIMITED
SCOTIA HOMES (NORTH) LIMITED
SCOTIA HOMES LIMITED
SCOTIA WOODSIDE OF DRUMROSSIE LIMITED
THE STAR HOTEL (KINGUSSIE) LIMITED
UN2015 LIMITED
UPLAND DEVELOPMENTS HOLDINGS LIMITED
UPLAND PROPERTIES INVESTMENT HOLDINGS LIMITED
WEBSTER CONTRACTS LIMITED
WEBSTER GROUP LIMITED
WEBSTER HOMES LIMITED
Gary Gerrard
ALFRED CHEYNE ENGINEERING LIMITED
BALMORAL GROUP HOLDINGS LIMITED
BALMORAL WOODBANK LIMITED
CALEDONIA HOMES (SCOTLAND) LIMITED
COUNTESSWELLS LIMITED
GJG PORTFOLIO SERVICES (ABERDEEN) LIMITED
GJG PROPERTIES LIMITED
KINBURN PROPERTIES LIMITED
MARCLIFFE HOTEL LIMITED
NMP APARTMENTS LIMITED
SCOTIA (ABERFELL) LIMITED
SCOTIA (BRECHIN) LIMITED
SCOTIA (CHAPELPARK) LIMITED
SCOTIA (CITY & SHIRE) LIMITED
SCOTIA (DALFABER) LIMITED
SCOTIA (FIFE) LIMITED
SCOTIA (FOVERAN VILLAGE) LIMITED
SCOTIA (GLENVIEW) LIMITED
SCOTIA (HIGHWOOD) LIMITED
SCOTIA (KNOCKHALL) LIMITED
SCOTIA (MIDMILL) LIMITED
SCOTIA (STRATTON) LIMITED
SCOTIA (TAYSIDE) LIMITED
SCOTIA (WILLOWBURN) LIMITED
SCOTIA GREENHALL LIMITED
SCOTIA HOMES (HOLDINGS) LIMITED
SCOTIA HOMES LIMITED
SCOTIA WOODSIDE OF DRUMROSSIE LIMITED
TRANSITION EXTREME SPORTS LIMITED
UPLAND DEVELOPMENTS HOLDINGS LIMITED
UPLAND DEVELOPMENTS LIMITED
UPLAND PROPERTIES INVESTMENT HOLDINGS LIMITED
UPLAND PROPERTIES LTD
Bruce Linton
CAMLIN (LOVAT) LIMITED
CAMLIN (NO4) INTERMEDIATE LIMITED
CAMLIN (NO4) LIMITED
CAMLIN (NO5) LIMITED
CAMLIN (PENTLAND) LIMITED
HELP FOR KIDS
LBH PROPERTY LIMITED
M & L PROPERTY (DUNDEE) LIMITED
MADRAS ST ANDREWS LIMITED
MYREKIRK ESTATES LIMITED
SCOTIA (BRECHIN WEST) LIMITED
SCOTIA (BRECHIN) LIMITED
SCOTIA (CHAPELPARK) LIMITED
SCOTIA (CITY & SHIRE) LIMITED
SCOTIA (DALFABER) LIMITED
SCOTIA (FIFE) LIMITED
SCOTIA (FOVERAN VILLAGE) LIMITED
SCOTIA (GLENVIEW) LIMITED
SCOTIA (HIGHWOOD) LIMITED
SCOTIA (KNOCKHALL) LIMITED
SCOTIA (MIDMILL) LIMITED
SCOTIA (STRATTON) LIMITED
SCOTIA (TAYSIDE) LIMITED
SCOTIA (WILLOWBURN) LIMITED
SCOTIA DEVELOPMENTS LIMITED
SCOTIA GREENHALL LIMITED
SCOTIA HOMES (HOLDINGS) LIMITED
SCOTIA HOMES (NORTH) LIMITED
SCOTIA HOMES LIMITED
SCOTIA WOODSIDE OF DRUMROSSIE LIMITED
WEBSTER CONTRACTS LIMITED
WEBSTER GROUP LIMITED
WEBSTER HOMES LIMITED
WESTPORT APARTMENTS LIMITED
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2020 30-Jun-2019
Balance Sheet
Fixed Assets 212,000 212,000 222,000
Current Assets 64,502 64,502 51,940
Creditors Due Within One Year 207,632 207,632 206,073
Working Cap -143,130 -143,130 -154,133
Total Assets Less Current Liabilities 68,870 68,870 67,867
Long-term Liabilities 0 0 0
Net Assets 68,870 68,870 67,867
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 68,870 68,870 67,867
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2020 30-Jun-2019
Tangible Fixed Assets - - -
Fixed Assets 76.7% 76.7% 81.0%
Stocks Inventory - - -
Debtors 3.0% 3.0% 2.0%
Cash Bank In Hand 20.4% 20.4% 16.9%
Current Assets 23.3% 23.3% 19.0%
Creditors Due Within One Year 75.1% 75.1% 75.2%
Net Current Assets Liabilities -51.8% -51.8% -56.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 24.9% 24.9% 24.8%
Capital Employed - - -
Total Assets Less Current Liabilities 24.9% 24.9% 24.8%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2020 30-Jun-2019
Liquidity Ratio 0.3 0.3 0.3
Solvency Ratio 1.3 1.3 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 8
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2020 30-Jun-2019
Assets 276,502 276,502 273,940
Debt 207,632 207,632 206,073
Net Assets/Debt 68,870 68,870 67,867

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Appointment of Mr Craig Sutherland Morrice as a director on 26 March 2026
Termination of appointment of Carol Anne Beaton as a director on 9 January 2026
Confirmation statement made on 7 August 2025 with no updates
Termination of appointment of Graham Reid as a director on 31 July 2025
Confirmation statement made on 7 August 2024 with no updates
Termination of appointment of Hms Secretaries Limited as a secretary on 29 February 2024
Termination of appointment of Patrick Joseph Boyle as a director on 18 September 2023
Confirmation statement made on 7 August 2023 with no updates
Termination of appointment of William Martin Bruce as a director on 31 December 2022
Termination of appointment of Andrew Lonie as a director on 30 November 2022
Confirmation statement made on 7 August 2022 with no updates
Director's details changed for Mr William Martin Bruce on 27 July 2022
Satisfaction of charge SC1552520008 in full
Appointment of Mr Gary James Gerrard as a director on 4 April 2022
Appointment of Andrew Lonie as a director on 4 April 2022
Appointment of Mr Richard Gerard Begbie as a director on 4 April 2022
Appointment of Mr Patrick Joseph Boyle as a director on 4 April 2022
Confirmation statement made on 7 August 2021 with no updates
Appointment of Graham Reid as a director on 4 May 2021
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