Company Overview
Oakbank Homes Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 25 March 1994, so this is a well established company. Oakbank Homes Limited has been in business for 32 years. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

80 High Street, Inverurie, Aberdeenshire, AB51 3XS
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Companies House Data
Company NameOAKBANK HOMES LIMITED
Company NumberSC149897
Registered Office Address80 High Street
 AB51 3XS
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/03/1994
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date22/04/2017
Returns Last Made Up Date25/03/2016
Directors & Members
Show Resigned
James Smith - Director
(British, 72 years old, born November 1954)
Appointed 06 June 1994
 Active
David Urquhart - Director
(British, 60 years old, born April 1966)
Appointed 22 October 2015
 Active
Burnett & Reid Llp - Secretary
Appointed 28 April 2025
 Active
Secretaries
Show Resigned
Burnett & Reid Llp - Secretary
Appointed 28 April 2025
 Active
Other Company Directorships
James Smith
ADVANCED INVESTMENT & RETIREMENT PLANNING (SCOTLAND) LTD
ADVANCED INVESTMENT & RETIREMENT PLANNING LIMITED
ADVANCED RETIREMENT PLANNING LIMITED
AIRP HOLDINGS LTD
JERICHO DISTILLERS LIMITED
JERICHO WHISKY LIMITED
MORTGAGES MADE EASY (SCOTLAND) LIMITED
OPENWORK PARTNERSHIP LLP
ROMANGATE LIMITED
THE ACCOUNTING & BUSINESS CENTRE LIMITED
David Urquhart
DKU SCOTLAND LLP
GLEN DESIGN LTD
LETHENTY PROPERTY LLP
OSPREY HOUSING LIMITED
OSPREY INITIATIVES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 796 796 1,062
Current Assets 2,257,605 2,257,605 1,752,261
Creditors Due Within One Year 2,045,914 2,045,914 1,522,442
Working Cap 211,691 211,691 229,819
Total Assets Less Current Liabilities 212,487 212,487 230,881
Long-term Liabilities 191,667 191,667 250,666
Net Assets 20,820 20,820 -19,785
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 20,820 20,820 -19,785
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.1%
Stocks Inventory - - -
Debtors 0.4% 0.4% 0.1%
Cash Bank In Hand 0.4% 0.4% 0.0%
Current Assets 100.0% 100.0% 99.9%
Creditors Due Within One Year 90.6% 90.6% 86.8%
Net Current Assets Liabilities 9.4% 9.4% 13.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.9% 0.9% -1.1%
Capital Employed - - -
Total Assets Less Current Liabilities 9.4% 9.4% 13.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 1.1 1.1 1.2
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 14
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 10
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 2,258,401 2,258,401 1,753,323
Debt 2,237,581 2,237,581 1,773,108
Net Assets/Debt 20,820 20,820 -19,785

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around AB51 3XS
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44 High Street, Inverurie, Aberdeenshire, AB51 3XS
ADVANCED RETIREMENT PLANNING LIMITED
80 High Street, Inverurie, Aberdeenshire, AB51 3XS
CINECOSSE LIMITED
LETHENTY MILL, LETHENTY MILL, INVERURIE, ABERDEENSHIRE, AB51 3XS
HARTSHORN TECH LIMITED
68 High Street High Street, Inverurie, AB51 3XS
Document Filings
Confirmation statement made on 24 March 2026 with no updates
Director's details changed for James West Smith on 8 October 2025
Change of details for Mr David William Urquhart as a person with significant control on 8 October 2025
Appointment of Burnett & Reid Llp as a secretary on 28 April 2025
Termination of appointment of Taggart Meil Mathers Solicitors as a secretary on 28 April 2025
Confirmation statement made on 24 March 2025 with no updates
Secretary's details changed for Taggart Meil Mathers Solicitors on 24 March 2025
Registration of charge SC1498970014, created on 12 September 2024
Confirmation statement made on 24 March 2024 with no updates
Director's details changed for Mr David William Urquhart on 26 March 2024
Registration of charge SC1498970011, created on 21 March 2024
Satisfaction of charge SC1498970008 in full
Satisfaction of charge SC1498970010 in full
Satisfaction of charge SC1498970009 in full
Registration of charge SC1498970012, created on 21 March 2024
Registration of charge SC1498970013, created on 21 March 2024
Satisfaction of charge SC1498970007 in full
Director's details changed for Mr David William Urquhart on 21 December 2023
Confirmation statement made on 24 March 2023 with no updates
Confirmation statement made on 24 March 2022 with no updates
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