Company Overview
Harris Finance Co. Ltd. is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 18 April 1991, so this is a well established company. Harris Finance Co. Ltd. has been in business for 34 years and 11 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 January 2026.
Registered Address

6Th Floor Gordon Chambers, 90 Mitchell Street, Glasgow, G1 3NQ
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Companies House Data
Company NameHARRIS FINANCE CO. LTD.
Company NumberSC131349
Registered Office Address6th Floor Gordon Chambers
 90 Mitchell Street
 G1 3NQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/04/1991
Accounting Reference Date Day30
Accounting Reference Date Month4
Accounts Next Due Date31/01/2026
Accounts Last Made Up Date30/04/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date16/05/2017
Returns Last Made Up Date18/04/2016
Directors & Members
Show Resigned
Ian Harris - Director
(British, 76 years old, born October 1950)
Appointed 18 April 1991
 Active
Elizabeth Harris - Director
(British, 73 years old, born March 1953)
Appointed 18 April 1991
 Active
Ross Harris - Director
(British, 48 years old, born November 1978)
Appointed 03 May 2017
 Active
Secretaries
Show Resigned
Elizabeth Harris - Secretary
(British)
Appointed 18 April 1991
 Active
Other Company Directorships
Ian Harris
1093 EDIN LTD.
1244 TAXIS LTD.
1286 TAXIS LTD.
1300 EDIN LTD
379 TAXIS LTD.
400 TAXIS LTD.
436 TAXIS LTD.
522 LIMITED
558 EDIN LTD.
622 TAXIS LTD.
683 EDIN LTD.
840 TAXIS LTD.
AJAS TAXIS LIMITED
AKMB TAXIS LTD.
BLACK TAXIS LTD.
BRAE TAXIS LTD.
CABOSS LIMITED
DELTAFLEET THREE LTD.
EDINBURGH NUMBER 48 LTD.
G.E.M. TAXIS LTD.
J & C TAXIS LIMITED
J.G.H. TAXIS LTD.
J.J. HARRIS & SON TAXI REPAIRS (GLW) LIMITED
KAYMAC TAXIS LTD.
LONDON CAB SALES LIMITED
M.R.S. TAXIS LTD.
MORANVIEW LIMITED
RYEHILL TAXIS LTD.
SCOTIAVIEW LIMITED
TAXI 1312 LIMITED
TAXI HIRE EDINBURGH LTD.
TAYLOR TAXIS LTD.
TDM TAXIS LTD.
WAKEFIELD TAXIS LTD.
Elizabeth Harris
1093 EDIN LTD.
1286 TAXIS LTD.
1300 EDIN LTD
379 TAXIS LTD.
400 TAXIS LTD.
436 TAXIS LTD.
522 LIMITED
558 EDIN LTD.
622 TAXIS LTD.
683 EDIN LTD.
840 TAXIS LTD.
AJAS TAXIS LIMITED
AKMB TAXIS LTD.
BLACK TAXIS LTD.
BRAE TAXIS LTD.
CABOSS LIMITED
DELTAFLEET THREE LTD.
EDINBURGH NUMBER 48 LTD.
G.E.M. TAXIS LTD.
J & C TAXIS LIMITED
J.G.H. TAXIS LTD.
J.J. HARRIS & SON TAXI REPAIRS (GLW) LIMITED
KAYMAC TAXIS LTD.
M.R.S. TAXIS LTD.
RYEHILL TAXIS LTD.
SCOTIAVIEW LIMITED
TAXI 1312 LIMITED
TAXI HIRE EDINBURGH LTD.
TAYLOR TAXIS LTD.
TDM TAXIS LTD.
WAKEFIELD TAXIS LTD.
Ross Harris
1201 EDIN LTD.
1300 EDIN LTD
522 LIMITED
751 TAXIS LTD.
ANDSTRAT (NO.324) LIMITED
CABOSS LIMITED
COLHOUN ESTATES (CAMBUSLANG) LIMITED
COLHOUN ESTATES (DALMARNOCK) LIMITED
EDINBURGH NUMBER 48 LTD.
FERNMANOR LIMITED
GATEWAY GLASGOW MANAGEMENT COMPANY LTD
GLENBURGH LIMITED
J.G.H. TAXIS LTD.
J.J. HARRIS & SON TAXI REPAIRS (GLW) LIMITED
LAWCOVE LIMITED
LONDON CAB SALES LIMITED
M.R.S. TAXIS LTD.
RYEHILL TAXIS LTD.
SCOTIAVIEW LIMITED
SP 7AXI LTD
Balance Sheet Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Balance Sheet
Fixed Assets 3,009 3,009 3,761
Current Assets 2,453,337 2,453,337 2,599,958
Creditors Due Within One Year 194,790 194,790 220,179
Working Cap 2,258,547 2,258,547 2,379,779
Total Assets Less Current Liabilities 2,261,556 2,261,556 2,383,540
Long-term Liabilities 354,738 354,738 400,714
Net Assets 1,906,818 1,906,818 1,982,826
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,906,818 1,906,818 1,982,826
Common Size Financial Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Tangible Fixed Assets - - -
Fixed Assets 0.1% 0.1% 0.1%
Stocks Inventory - - -
Debtors 68.6% 68.6% 71.0%
Cash Bank In Hand 11.5% 11.5% 13.6%
Current Assets 99.9% 99.9% 99.9%
Creditors Due Within One Year 7.9% 7.9% 8.5%
Net Current Assets Liabilities 91.9% 91.9% 91.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 77.6% 77.6% 76.2%
Capital Employed - - -
Total Assets Less Current Liabilities 92.1% 92.1% 91.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Liquidity Ratio 12.6 12.6 11.8
Solvency Ratio 4.5 4.5 4.2
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Apr-2024 30-Apr-2022 30-Apr-2021
Assets 2,456,346 2,456,346 2,603,719
Debt 549,528 549,528 620,893
Net Assets/Debt 1,906,818 1,906,818 1,982,826

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 18 April 2025 with no updates
Confirmation statement made on 18 April 2024 with updates
Confirmation statement made on 18 April 2023 with no updates
Confirmation statement made on 18 April 2022 with updates
Registration of charge SC1313490003, created on 14 April 2021
Confirmation statement made on 18 April 2021 with updates
Confirmation statement made on 18 April 2020 with no updates
Confirmation statement made on 18 April 2019 with updates
Director's details changed for Mr Ross Aitken Harris on 8 February 2019
Satisfaction of charge 2 in full
Satisfaction of charge 1 in full
Confirmation statement made on 18 April 2018 with updates
Appointment of Mr Ross Aitken Harris as a director on 3 May 2017
Confirmation statement made on 18 April 2017 with updates
Secretary's details changed for Mrs Elizabeth Gibson Harris on 5 April 2016
Director's details changed for Mrs Elizabeth Gibson Harris on 5 April 2016
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