Company Overview
The Scottish Water Ski Association Limited is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Tuesday 20 March 1990, so this is a well established company. The Scottish Water Ski Association Limited has been in business for 36 years. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Townloch, Town Hill, Dunfermline, KY12 0HT
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Companies House Data
Company NameTHE SCOTTISH WATER SKI ASSOCIATION LIMITED
Company NumberSC123873
Registered Office AddressTownloch
 Town Hill
 KY12 0HT
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date20/03/1990
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/03/2017
Returns Last Made Up Date28/02/2016
Directors & Members
Show Resigned
Karen Cornwell - Director
(Scottish, 52 years old, born March 1974)
Appointed 18 November 2021
Active
Cindy Gray - Director
(British, 63 years old, born July 1963)
Appointed 09 November 2025
Active
Oliver Jessop - Director
(British, 42 years old, born July 1984)
Appointed 09 November 2025
Active
Secretaries
Show Resigned
Other Company Directorships
Karen Cornwell
No companies found
Cindy Gray
No companies found
Oliver Jessop
G2G COACHING LIMITED
G2G EDUCATION SERVICES LIMITED
IN AND OUT FITNESS AUCHTERARDER LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 99,654 99,654 119,860
Current Assets 108,797 108,797 128,827
Creditors Due Within One Year 10,731 10,731 27,673
Working Cap 98,066 98,066 101,154
Total Assets Less Current Liabilities 197,720 197,720 221,014
Long-term Liabilities 536 536 699
Net Assets 197,184 197,184 220,315
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 197,184 197,184 220,315
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 47.8% 47.8% 48.2%
Stocks Inventory - - -
Debtors 1.4% 1.4% 1.1%
Cash Bank In Hand 50.6% 50.6% 50.5%
Current Assets 52.2% 52.2% 51.8%
Creditors Due Within One Year 5.1% 5.1% 11.1%
Net Current Assets Liabilities 47.0% 47.0% 40.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 94.6% 94.6% 88.6%
Capital Employed - - -
Total Assets Less Current Liabilities 94.9% 94.9% 88.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 10.1 10.1 4.7
Solvency Ratio 18.5 18.5 8.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 208,451 208,451 248,687
Debt 11,267 11,267 28,372
Net Assets/Debt 197,184 197,184 220,315

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due
Paid After
30 days due
Owing Before
30 days due
Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.

Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around KY12 0HT
No other companies found in the same location
Document Filings
Confirmation statement made on 18 March 2026 with no updates
Appointment of Paul Motion as a director on 9 November 2025
Appointment of Cindy Gray as a director on 9 November 2025
Appointment of Mr Oliver James Jessop as a director on 9 November 2025
Termination of appointment of Kevin Alan Lochhead as a director on 9 November 2025
Termination of appointment of Elizabeth May Anderson as a director on 9 November 2025
Termination of appointment of Elizabeth May Anderson as a secretary on 9 November 2025
Termination of appointment of Christopher James Heron as a director on 16 September 2025
Confirmation statement made on 18 March 2025 with no updates
Appointment of Mr Alan David Yeoman as a director on 27 October 2024
Termination of appointment of Georgina Amy Hutchison as a director on 1 December 2024
Termination of appointment of Marie Grainne Morrison as a director on 10 February 2025
Termination of appointment of Oliver James Jessop as a director on 27 October 2024
Appointment of Mrs Marie Grainne Morrison as a director on 12 April 2024
Appointment of Mr Calum Reid as a director on 12 April 2024
Termination of appointment of Stuart Francis Shaw Baillie as a director on 12 April 2023
Confirmation statement made on 18 March 2024 with no updates
Confirmation statement made on 28 February 2024 with no updates
Appointment of Ms Georgina Amy Hutchison as a director on 29 October 2023
Termination of appointment of Carole Anne Cooney as a director on 29 October 2023
Termination of appointment of Kim Johnston as a director on 29 October 2023
Confirmation statement made on 7 March 2023 with no updates

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