Company Overview
Inverclyde Community Development Trust is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Tuesday 21 February 1989, so this is a well established company. Inverclyde Community Development Trust has been in business for 37 years and 1 month. The accounts status is full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Westburn Centre, 175 Dalrymple Street, Greenock, PA15 1JZ
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Companies House Data
Company NameINVERCLYDE COMMUNITY DEVELOPMENT TRUST
Company NumberSC116334
Registered Office AddressWestburn Centre
 175 Dalrymple Street
 PA15 1JZ
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/02/1989
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date10/06/2017
Returns Last Made Up Date13/05/2016
Directors & Members
Show Resigned
Christina Boyd - Director
(British, 71 years old, born June 1955)
Appointed 01 September 2024
 Active
Hugh Brown - Director
(British, 76 years old, born December 1950)
Appointed 16 February 2017
 Active
James Clocherty - Director
(Scottish, 63 years old, born February 1963)
Appointed 20 May 2022
 Active
Rosemary Davidson - Director
(British, 64 years old, born April 1962)
Appointed 04 November 2019
 Active
Kirsty Law - Director
(Scottish, 42 years old, born September 1984)
Appointed 20 May 2022
 Active
Melissa MacKin - Director
(British, 55 years old, born September 1971)
Appointed 25 October 2013
 Active
Duncan McNeil - Director
(British, 76 years old, born September 1950)
Appointed 16 June 2021
 Active
Secretaries
Show Resigned
Ross Ahlfeld - Secretary
Appointed 02 September 2022
 Active
Other Company Directorships
Christina Boyd
INVERCLYDE CARERS CENTRE
Hugh Brown
DUTCH GABLE HOUSE LTD
NEWARK ENTERPRISES LTD
James Clocherty
No companies found
Rosemary Davidson
No companies found
Kirsty Law
No companies found
Melissa MacKin
JASPER BUILDING SERVICES LTD
MACKIN CHILDCARE LIMITED
Duncan McNeil
DUTCH GABLE HOUSE LTD
NEWARK ENTERPRISES LTD
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Balance Sheet
Fixed Assets 1,082,342 1,082,342 982,409
Current Assets 885,606 885,606 1,124,433
Creditors Due Within One Year 413,635 413,635 425,507
Working Cap 471,971 471,971 698,926
Total Assets Less Current Liabilities 1,554,313 1,554,313 1,681,335
Long-term Liabilities 159,957 159,957 0
Net Assets 1,394,356 1,394,356 1,681,335
Share Capital & Reserves
Share Cap 0 0 0
Profit & Loss Reserves 1,394,356 1,394,356 698,926
Other Reserves 0 0 982,409
Shareholders Funds 1,394,356 1,394,356 1,681,335
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Tangible Fixed Assets - - -
Fixed Assets 55.0% 55.0% 46.6%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 19.1% 19.1% 40.3%
Cash Bank In Hand 25.9% 25.9% 13.1%
Current Assets 45.0% 45.0% 53.4%
Creditors Due Within One Year 21.0% 21.0% 20.2%
Net Current Assets Liabilities 24.0% 24.0% 33.2%
Creditors Due After One Year 8.1% 8.1% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 70.9% 70.9% 79.8%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 70.9% 70.9% 33.2%
Shareholder Funds 70.9% 70.9% 79.8%
Capital Employed - - -
Total Assets Less Current Liabilities 79.0% 79.0% 79.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Liquidity Ratio 2.1 2.1 2.6
Solvency Ratio 3.4 3.4 5.0
Reserves to Assets 0.7 0.7 0.3
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 3
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2013 31-Mar-2012
Assets 1,967,948 1,967,948 2,106,842
Debt 573,592 573,592 425,507
Net Assets/Debt 1,394,356 1,394,356 1,681,335

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PA15 1JZ
INVERCLYDE ADVICE & EMPLOYMENT RIGHTS CENTRE
The Westburn Centre Room 3, First Floor,, 175 Dalrymple St, Greenock, Inverclyde, PA15 1JZ
DUTCH GABLE HOUSE LTD
WESTBURN CENTRE, 175 DALRYMPLE STREET, GREENOCK, PA15 1JZ
NEWARK ENTERPRISES LTD
WESTBURN CENTRE, 175 DALRYMPLE STREET, GREENOCK, PA15 1JZ
FEIWONG GREENOCK LTD
177 Dalrymple Street, Greenock, PA15 1JZ
Document Filings
Termination of appointment of Colin Jackson as a director on 12 March 2026
Confirmation statement made on 13 May 2025 with no updates
Appointment of Ms Christina Mary Boyd as a director on 1 September 2024
Confirmation statement made on 13 May 2024 with no updates
Director's details changed for Mrs Rosemary Davidson on 16 June 2023
Confirmation statement made on 13 May 2023 with no updates
Termination of appointment of Joseph Robert Pearce as a director on 2 September 2022
Termination of appointment of Ronald Paul Ahlfeld as a director on 2 September 2022
Appointment of Mr Ross Ahlfeld as a secretary on 2 September 2022
Termination of appointment of Angela Elizabeth Spence as a secretary on 1 September 2022
Confirmation statement made on 13 May 2022 with no updates
Appointment of Mr James Joseph Clocherty as a director on 20 May 2022
Appointment of Miss Kirsty Law as a director on 20 May 2022
Termination of appointment of Elizabeth Lynn Robertson as a director on 20 May 2022
Appointment of Mrs Angela Elizabeth Spence as a secretary on 4 March 2022
Termination of appointment of Allan Johnstone as a secretary on 4 March 2022
Appointment of Mr Duncan Mcneil as a director on 16 June 2021
Termination of appointment of Donald Muirhead as a director on 11 June 2021
Termination of appointment of Elizabeth Mary Mccready as a director on 4 June 2021
Confirmation statement made on 13 May 2021 with no updates
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