Company Overview
Arthur J. Gallagher Insurance Brokers Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 26 January 1988, so this is a well established company. Arthur J. Gallagher Insurance Brokers Limited has been in business for 36 years and 3 months. The accounts status is full and the accounts are next due on Monday 30 September 2024.
Registered Address

Spectrum Building 7Th Floor, 55 Blysthwood Street, Glasgow, G2 7AT
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameARTHUR J. GALLAGHER INSURANCE BROKERS LIMITED
Company NumberSC108909
Registered Office AddressSpectrum Building 7th Floor
 55 Blysthwood Street
 G2 7AT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date26/01/1988
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2024
Accounts Last Made Up Date31/12/2022
Accounts Account CategoryFULL
Returns Next Due Date13/02/2017
Returns Last Made Up Date16/01/2016
Previous Company NameChanged Date
GILES INSURANCE BROKERS LIMITED06 May 2014
Directors & Members
Show Resigned
David Cousins - Director
(British, 51 years old, born January 1973)
Company Director - Appointed 21 June 2021
 Active
Charles Crawford - Director
(British, 60 years old, born March 1964)
Company Director - Appointed 14 March 2024
 Active
James Drummond-Smith - Director
(British, 64 years old, born February 1960)
Director - Appointed 18 March 2014
 Active
Simon Green - Director
(British, 61 years old, born October 1963)
Company Director - Appointed 14 March 2024
 Active
Elizabeth Jenkin - Director
(British, 52 years old, born June 1972)
Company Director - Appointed 01 December 2021
 Active
Susan Langley - Director
(British, 61 years old, born July 1963)
Company Director - Appointed 14 March 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
David Cousins
INSURE MY VILLA LIMITED
JUST LANDLORDS INSURANCE SERVICES LTD
UNOCCUPIED DIRECT LIMITED
VASEK INSURANCE SERVICES LIMITED
Charles Crawford
ARTHUR J. GALLAGHER SERVICES (UK) LIMITED
BARTHOLOMEW & JAMES (PROPERTIES) LIMITED
BARTHOLOMEW & JAMES LIMITED
BELMONT INSURANCE HOLDINGS LIMITED
CARRICK NEILL & CO. LIMITED
CBG GROUP LIMITED
CBG INSURANCE BROKERS LIMITED
CUTHBERT SERVICE & JACKSON LIMITED
DEACON INSURANCE SERVICES LIMITED
DICKSON INSURANCE BROKERS LIMITED
FENCHURCH TRUSTEES LIMITED
FLYSURE LIMITED
FMW RISK SERVICES LIMITED
GALLAGHER EUROPEAN HOLDINGS LIMITED
GALLAGHER HOLDINGS (UK) LIMITED
GALLAGHER HOLDINGS FOUR (UK) LTD
GGB FINANCE 3 LIMITED
GGB FINANCE 5 LIMITED
GRIFFIN COMMERCIAL INSURANCE BROKERS LIMITED
HEATH LAMBERT OVERSEAS LIMITED
HLG HOLDINGS LIMITED
JOHN EKE AND PARTNERS LIMITED
NORDIC FORSAKRING & RISKHANTERING AB
OVAL EBT TRUSTEES LIMITED
OVAL FINANCIAL LIMITED
OVAL HEALTHCARE LIMITED
OVAL MANAGEMENT SERVICES LIMITED
QUILLCO 226 LIMITED
QUILLCO 227 LIMITED
RIO 587 LIMITED
RIO 588 LIMITED
ROBINSON LESLIE LIMITED
THE WARD MITCHELL PARTNERSHIP LIMITED
James Drummond-Smith
ARTHUR J. GALLAGHER HOLDINGS (UK) LIMITED
Simon Green
FLOOD RE LIMITED
ICHOR CONSULTING LTD
Elizabeth Jenkin
ARTHUR J. GALLAGHER (UK) LIMITED
ARTHUR J. GALLAGHER HOLDINGS (UK) LIMITED
FIDELIS UNDERWRITING LIMITED
NIMBLA LIMITED
TRADECREDITECH LIMITED
Susan Langley
BRADFORD & BINGLEY PLC
INTUERI LTD
LANDMARK MORTGAGES LIMITED
MACMILLAN CANCER SUPPORT
UK ASSET RESOLUTION LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Balance Sheet
Fixed Assets 27,452,000 27,452,000 41,362,000
Current Assets 285,696,000 285,696,000 149,257,000
Creditors Due Within One Year 245,191,000 245,191,000 119,916,000
Working Cap 40,505,000 40,505,000 29,341,000
Total Assets Less Current Liabilities 67,957,000 67,957,000 70,703,000
Long-term Liabilities 6,541,000 6,541,000 3,135,000
Net Assets 61,416,000 61,416,000 67,568,000
Share Capital & Reserves
Share Cap 98,680,000 98,680,000 98,680,000
Profit & Loss Reserves -38,039,000 -38,039,000 -31,887,000
Other Reserves 775,000 775,000 775,000
Shareholders Funds 61,416,000 61,416,000 67,568,000
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Tangible Fixed Assets - - -
Fixed Assets 8.8% 8.8% 21.7%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 27.1% 27.1% 7.3%
Cash Bank In Hand 29.5% 29.5% 13.3%
Current Assets 91.2% 91.2% 78.3%
Creditors Due Within One Year 78.3% 78.3% 62.9%
Net Current Assets Liabilities 12.9% 12.9% 15.4%
Creditors Due After One Year 2.1% 2.1% 1.6%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 19.6% 19.6% 35.4%
Called Up Share Capital 31.5% 31.5% 51.8%
Share Capital Allotted Called Up Paid 31.5% 31.5% 51.8%
Profit Loss Account Reserve -12.1% -12.1% -16.7%
Shareholder Funds 19.6% 19.6% 35.4%
Capital Employed - - -
Total Assets Less Current Liabilities 21.7% 21.7% 37.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.2 1.2 1.5
Reserves to Assets -0.1 -0.1 -0.2
Secured Creditors Unlock full report
Mortgages Charges 7
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 7
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2022 31-Dec-2015 31-Dec-2014
Assets 313,148,000 313,148,000 190,619,000
Debt 251,732,000 251,732,000 123,051,000
Net Assets/Debt 61,416,000 61,416,000 67,568,000

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet indicates the net assets of a good sized company. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around G2 7AT
RESOLVECALL NO. 1 LIMITED LIMITED
Spectrum Building 2nd Floor, 55 Blythswood Street, Glasgow, Strathclyde, G2 7AT
FIDELITE LIMITED
Spectrum Building 2nd Floor, 55 Blythswood Street, Glasgow, Strathclyde, G2 7AT
SCOTCALL LIMITED
Spectum Building 2nd Floor, 55 Blythswood Street, Glasgow, Strathclyde, G2 7AT
RESOLVECALL LIMITED
Spectrum Building 2nd Floor, 55 Blythswood Street, Glasgow, Strathclyde, G2 7AT
SHIELDAIG TRUSTEES LIMITED
Spectrum Building 2nd Floor, 55 Blythswood Street, Glasgow, Strathclyde, G2 7AT
CROSBIE & JACK INSURANCE SERVICES LIMITED
Spectrum Building, 7th Floor, 55 Blythswood Street, Glasgow, Lanarkshire, G2 7AT
CARRICK NEILL & CO. LIMITED
Spectrum Building 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT
JOAB SOFTWARE LIMITED
1 Smithhills Street, Paisley, G2 7AT
GILES HOLDINGS LIMITED
Spectrum Building, 7th Floor, 55 Blysthwood Street, Glasgow, G2 7AT
QUILLCO 227 LIMITED
Spectrum Building 7th Floor, 55 Blythswood Street, Glasgow, G2 7AT
Document Filings
Appointment of Ms Susan Carol Langley as a director on 14 March 2024
Appointment of Mr Simon Anthony Green as a director on 14 March 2024
Appointment of Mr Charles Douglas Knowles Scott as a director on 14 March 2024
Appointment of Mr Charles Robertson Crawford as a director on 14 March 2024
Termination of appointment of Michelle Bree as a director on 14 March 2024
Confirmation statement made on 16 January 2024 with no updates
Director's details changed for Mr Michael Peter Rea on 2 August 2023
Change of details for Friary Intermediate Limited as a person with significant control on 23 September 2021
Registered office address changed from Spectrum Building, 7th Floor 55 Blythswood Street Glasgow G2 7AT Scotland to Spectrum Building 55 Blythswood Street Glasgow Scotland G2 7AT on 29 March 2023
Confirmation statement made on 16 January 2023 with no updates
Second filing for the notification of Friary Intermediate Limited as a person with significant control
Second filing for the cessation of Giles Holdings Ltd as a person with significant control
Second filing for the cessation of Rio 588 Limited as a person with significant control
Confirmation statement made on 16 January 2022 with updates
Notification of Friary Intermediate Limited as a person with significant control on 20 September 2021
Cessation of Giles Holdings Ltd as a person with significant control on 20 September 2021
Cessation of Rio 588 Limited as a person with significant control on 20 September 2021
Appointment of Ms Elizabeth Anne Jenkin as a director on 1 December 2021
Termination of appointment of Simon Anthony Green as a director on 23 November 2021
Appointment of Mr David Michael Edwin Cousins as a director on 21 June 2021
Registered office address changed from Spectrum Building, 7th Floor 55 Blysthwood Street Glasgow Scotland G2 7AT Scotland to Spectrum Building, 7th Floor 55 Blythswood Street Glasgow G2 7AT on 5 February 2021
Registered office address changed from Spectrum Building 7th Floor 55 Blysthwood Street Glasgow G2 7AT to Spectrum Building, 7th Floor 55 Blysthwood Street Glasgow Scotland G2 7AT on 5 February 2021
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2024 Check Free