Company Overview
Joe Cool (Uk) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 14 February 1983, so this is a well established company. Joe Cool (Uk) Limited has been in business for 43 years and 2 months. The accounts status is total exemption full and the accounts are next due on Saturday 31 October 2026.
Registered Address

Unit 25, Cupar Trading Estate, Cupar, Fife, KY15 4SX
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Companies House Data
Company NameJOE COOL (UK) LIMITED
Company NumberSC081799
Registered Office AddressUnit 25
 Cupar Trading Estate
 KY15 4SX
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date14/02/1983
Accounting Reference Date Day31
Accounting Reference Date Month1
Accounts Next Due Date31/10/2026
Accounts Last Made Up Date31/01/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/12/2016
Returns Last Made Up Date30/11/2015
Directors & Members
Katharine Malcolm - Director
(British, 64 years old, born April 1962)
Appointed 01 August 2017
 Active
William Malcolm-Watts - Director
(British, 39 years old, born November 1987)
Appointed 16 September 2025
 Active
James Watts - Director
(British, 77 years old, born August 1949)
Secretaries
Show Resigned
Other Company Directorships
Katharine Malcolm
JOE COOL (HOLDINGS) LIMITED
JOE COOL (PROPERTY) LIMITED
JOE COOL TRADING LIMITED
William Malcolm-Watts
No companies found
James Watts
AS-AD SOFTWARE LIMITED
JOE COOL (HOLDINGS) LIMITED
JOE COOL (PROPERTY) LIMITED
JOE COOL TRADING LIMITED
SILO SQUARE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2016 31-Jan-2015
Balance Sheet
Fixed Assets 541,841 541,841 544,281
Current Assets 162,189 162,189 248,014
Creditors Due Within One Year 224,137 224,137 279,171
Working Cap -61,948 -61,948 -31,157
Total Assets Less Current Liabilities 479,893 479,893 513,124
Long-term Liabilities 336,521 336,521 359,173
Net Assets 143,372 143,372 153,951
Share Capital & Reserves
Share Cap 2 2 2
Profit & Loss Reserves 143,370 143,370 153,949
Other Reserves 0 0 0
Shareholders Funds 143,372 143,372 153,951
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2016 31-Jan-2015
Tangible Fixed Assets - - -
Fixed Assets 77.0% 77.0% 68.7%
Stocks Inventory 9.4% 9.4% 18.2%
Debtors 10.5% 10.5% 10.9%
Cash Bank In Hand 3.2% 3.2% 2.2%
Current Assets 23.0% 23.0% 31.3%
Creditors Due Within One Year 31.8% 31.8% 35.2%
Net Current Assets Liabilities -8.8% -8.8% -3.9%
Creditors Due After One Year 47.8% 47.8% 45.3%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 20.4% 20.4% 19.4%
Called Up Share Capital 0.0% 0.0% 0.0%
Share Capital Allotted Called Up Paid 0.0% 0.0% 0.0%
Profit Loss Account Reserve 20.4% 20.4% 19.4%
Shareholder Funds 20.4% 20.4% 19.4%
Capital Employed - - -
Total Assets Less Current Liabilities 68.2% 68.2% 64.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2016 31-Jan-2015
Liquidity Ratio 0.7 0.7 0.9
Solvency Ratio 1.3 1.3 1.2
Reserves to Assets 0.2 0.2 0.2
Secured Creditors Unlock full report
Mortgages Charges 3
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jan-2025 31-Jan-2016 31-Jan-2015
Assets 704,030 704,030 792,295
Debt 560,658 560,658 638,344
Net Assets/Debt 143,372 143,372 153,951

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 30 November 2025 with no updates
Appointment of Mr William Joseph Guy Malcolm-Watts as a director on 16 September 2025
Confirmation statement made on 30 November 2024 with no updates
Change of details for Mr James Michael John Watts as a person with significant control on 14 October 2024
Notification of Katharine Margaret Malcolm as a person with significant control on 6 April 2016
Confirmation statement made on 30 November 2023 with no updates
Satisfaction of charge 2 in full
Satisfaction of charge 3 in full
Confirmation statement made on 30 November 2022 with no updates
Confirmation statement made on 30 November 2021 with no updates
Confirmation statement made on 30 November 2020 with no updates
Confirmation statement made on 30 November 2019 with no updates
Confirmation statement made on 30 November 2018 with no updates
Confirmation statement made on 30 November 2017 with no updates
Appointment of Ms Katharine Margaret Malcolm as a director on 1 August 2017
Confirmation statement made on 30 November 2016 with updates
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