Company Overview
Borders Vintage Automobile Club Limited(The) is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Wednesday 30 June 1982, so this is a well established company. Borders Vintage Automobile Club Limited(The) has been in business for 43 years and 9 months. The accounts status is micro entity and the accounts are next due on Thursday 30 April 2026.
Registered Address

Michael Revels & Co Waukrigg Mill, Duke Street, Galashiels, TD1 1QD
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Companies House Data
Company NameBORDERS VINTAGE AUTOMOBILE CLUB LIMITED(THE)
Company NumberSC079332
Registered Office AddressMichael Revels & Co Waukrigg Mill
 Duke Street
 TD1 1QD
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/06/1982
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2027
Accounts Last Made Up Date31/07/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date12/03/2017
Returns Last Made Up Date12/02/2016
Directors & Members
Show Resigned
Jonathan Hunter - Director
(British, 34 years old, born October 1992)
Appointed 21 November 2016
 Active
Edward Maitland-Carew - Director
(British, 50 years old, born November 1976)
Appointed 24 November 2020
 Active
Secretaries
Show Resigned
Other Company Directorships
Jonathan Hunter
No companies found
Edward Maitland-Carew
RANKEILOUR COMMERCIAL 1 LLP
Balance Sheet Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2023 31-Jul-2022
Balance Sheet
Fixed Assets 825 825 1,237
Current Assets 77,026 77,026 34,929
Creditors Due Within One Year 18,260 18,260 1,244
Working Cap 58,766 58,766 33,685
Total Assets Less Current Liabilities 59,591 59,591 34,922
Long-term Liabilities 7,313 7,313 513
Net Assets 52,278 52,278 34,409
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 52,278 52,278 34,409
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2023 31-Jul-2022
Tangible Fixed Assets - - -
Fixed Assets 1.1% 1.1% 3.4%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 98.9% 98.9% 96.6%
Creditors Due Within One Year 23.5% 23.5% 3.4%
Net Current Assets Liabilities 75.5% 75.5% 93.1%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 67.2% 67.2% 95.1%
Capital Employed - - -
Total Assets Less Current Liabilities 76.5% 76.5% 96.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2023 31-Jul-2022
Liquidity Ratio 4.2 4.2 28.1
Solvency Ratio 3.0 3.0 20.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2025 31-Jul-2023 31-Jul-2022
Assets 77,851 77,851 36,166
Debt 25,573 25,573 1,757
Net Assets/Debt 52,278 52,278 34,409

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TD1 1QD
LOWLAND TIMBER PRESERVATION LIMITED
Unit 1/2 Duke Street Industrial, Estate, Galashiels, Scottish Borders, TD1 1QD
SECURITY AND FIRE EQUIPMENT SERVICES LTD
Unit 6 Duke Street, Galashiels, Selkirkshire, TD1 1QD
PLAY BORDERS
Waukrigg Mill, Duke Street, Galashiels, Selkirkshire, TD1 1QD
WSZ JOINERS LIMITED
UNITS 1 & 2, DUKE STREET INDUSTRIAL ESTATE, GALASHIELS, SELKIRKSHIRE, TD1 1QD
Document Filings
Confirmation statement made on 7 January 2026 with no updates
Termination of appointment of David Charles Pratt as a director on 10 March 2026
Termination of appointment of Colin Ian Lindley as a director on 3 March 2026
Termination of appointment of Michael John Brydon Webber as a director on 3 March 2026
Termination of appointment of David Mckellar Watt as a director on 3 March 2026
Termination of appointment of David Patrick Magill as a director on 3 March 2026
Registered office address changed from Waulkrigg Mill Duke Street Galashiels TD1 1QD Scotland to Michael Revels & Co Waukrigg Mill Duke Street Galashiels TD1 1QD on 20 March 2025
Registered office address changed from Ladhope Vale House Ladhope Vale Galashiels Selkirkshire TD1 1BT to Waulkrigg Mill Duke Street Galashiels TD1 1QD on 20 March 2025
Confirmation statement made on 7 January 2025 with no updates
Termination of appointment of Dennis Fortune as a director on 7 January 2025
Termination of appointment of Paul Hann as a director on 7 January 2025
Termination of appointment of David Robert Charles Hunter as a director on 20 November 2024
Termination of appointment of Helen Lesley Grimes as a director on 20 November 2024
Termination of appointment of John Robin Wild as a director on 20 November 2024
Termination of appointment of Christopher James Biggs as a director on 20 November 2024
Confirmation statement made on 7 February 2024 with no updates
Appointment of Mr Philip Titley as a director on 9 November 2023
Appointment of Mr Philip Weiss as a director on 9 November 2023
Termination of appointment of David Barrow Webster as a director on 9 November 2023
Director's details changed for Mr Michael John Brydon Webber on 16 May 2023
Secretary's details changed for Kenneth George Wilson on 16 May 2023
Director's details changed for Kenneth George Wilson on 16 May 2023
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