Company Overview
Scotzone Insurance Consultants Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 12 December 1974, so this is a well established company. Scotzone Insurance Consultants Limited has been in business for 51 years and 4 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

123 High Street, Lanark, ML11 7LN
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Companies House Data
Company NameSCOTZONE INSURANCE CONSULTANTS LIMITED
Company NumberSC056853
Registered Office Address123 High Street
 ML11 7LN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date12/12/1974
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/03/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date07/12/2016
Returns Last Made Up Date09/11/2015
Directors & Members
Show Resigned
Janet MacDonald - Director
(Scottish, 62 years old, born June 1964)
Appointed 19 February 2015
 Active
Susan Thomson - Director
(Scottish, 53 years old, born October 1973)
Appointed 19 February 2015
 Active
Secretaries
Show Resigned
Janet MacDonald - Secretary
Appointed 01 April 2015
 Active
Other Company Directorships
Janet MacDonald
SCOTZONE TRUSTEES LIMITED
Susan Thomson
SCOTZONE TRUSTEES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 2,424 2,424 2,974
Current Assets 33,240 33,240 40,295
Creditors Due Within One Year 1,388 1,388 1,279
Working Cap 31,852 31,852 39,016
Total Assets Less Current Liabilities 34,276 34,276 41,990
Long-term Liabilities 0 0 0
Net Assets 34,276 34,276 41,990
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 34,276 34,276 41,990
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 6.8% 6.8% 6.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 93.2% 93.2% 93.1%
Creditors Due Within One Year 3.9% 3.9% 3.0%
Net Current Assets Liabilities 89.3% 89.3% 90.2%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 96.1% 96.1% 97.0%
Capital Employed - - -
Total Assets Less Current Liabilities 96.1% 96.1% 97.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Liquidity Ratio 23.9 23.9 31.5
Solvency Ratio 25.7 25.7 33.8
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 2
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2024 31-Mar-2022 31-Mar-2021
Assets 35,664 35,664 43,269
Debt 1,388 1,388 1,279
Net Assets/Debt 34,276 34,276 41,990

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around ML11 7LN
PRINT POINT (LANARK) LIMITED
57 HIGH STREET, LANARK, SOUTH LANARKSHIRE, ML11 7LN
SCOTZONE TRUSTEES LIMITED
123 High Street, Lanark, ML11 7LN
CHILLIES LANARK LTD
121 High Street, Lanark, ML11 7LN
CUSTOM ELITE FASHION LTD
75-77 High Street, Lanark, ML11 7LN
CHILLIES FOODS LTD
1952 Dumbarton Road, Glasgow, ML11 7LN
Document Filings
Confirmation statement made on 9 November 2025 with no updates
Confirmation statement made on 9 November 2024 with no updates
Confirmation statement made on 9 November 2023 with no updates
Confirmation statement made on 9 November 2022 with no updates
Confirmation statement made on 9 November 2021 with no updates
Confirmation statement made on 9 November 2020 with no updates
Confirmation statement made on 9 November 2019 with no updates
Confirmation statement made on 9 November 2018 with no updates
Confirmation statement made on 9 November 2017 with no updates
Confirmation statement made on 9 November 2016 with updates
Annual return made up to 9 November 2015 with full list of shareholders
Termination of appointment of George Orr Thomson as a director on 30 April 2015
Termination of appointment of George Orr Thomson as a director on 30 April 2015
Termination of appointment of Brian William Lang as a secretary on 30 April 2015
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