Company Overview
Pharmacy Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 06 March 1970, so this is a well established company. Pharmacy Finance Limited has been in business for 56 years and 1 month. The accounts status is full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

19 Smith's Place House, Leith, Edinburgh, EH6 8NU
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Companies House Data
Company NamePHARMACY FINANCE LIMITED
Company NumberSC047304
Registered Office Address19 Smith's Place House
 Leith
 EH6 8NU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date06/03/1970
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryFULL
Returns Next Due Date03/07/2017
Returns Last Made Up Date05/06/2016
Directors & Members
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Charles Cumming - Director
(British, 74 years old, born December 1952)
Alexander Cumming - Director
(British, 78 years old, born February 1948)
Secretaries
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Other Company Directorships
Charles Cumming
"RED BAND" CHEMICAL COMPANY, LIMITED
BONNYBRIDGE PHARMACY COMPANY LIMITED
I.M. CAMPBELL (CHEMIST) LIMITED
MACAN LIMITED
MACBRIDE PHARMACY LIMITED
RAIMES CLARK TRUST LIMITED
RAIMES, CLARK & COMPANY, LIMITED
WOODSIDE PHARMACY LTD.
Alexander Cumming
"RED BAND" CHEMICAL COMPANY, LIMITED
AUTO CARFIELDS LIMITED
RAIMES CLARK TRUST LIMITED
RAIMES, CLARK & COMPANY, LIMITED
Balance Sheet Unlock full report

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Common Size Financial Analysis Unlock full report

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Secured Creditors Unlock full report

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Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
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Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EH6 8NU
RAIMES CLARK TRUST LIMITED
19 SMITH'S PLACE, LEITH, EDINBURGH, EH6 8NU
I.M. CAMPBELL (CHEMIST) LIMITED
19 Smiths Place, Leith, Edinburgh, Midlothian, EH6 8NU
MACBRIDE PHARMACY LIMITED
19 Smiths Place, Leith, Edinburgh, Midlothian, EH6 8NU
AUTO CARFIELDS LIMITED
19 Smith's Place, Leith, Edinburgh, EH6 8NU
"RED BAND" CHEMICAL COMPANY, LIMITED
19 SMITH'S PLACE, LEITH WALK, EDINBURGH, EH6 8NU
BONNYBRIDGE PHARMACY COMPANY LIMITED
19 SMITHS PLACE, LEITH, EDINBURGH, MIDLOTHIAN, EH6 8NU
RAIMES, CLARK & COMPANY, LIMITED
19 SMITHS PLACE, LEITH, EDINBURGH, EH6 8NU
MACAN LIMITED
19 Smith's Place, Edinburgh, EH6 8NU
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