Company Overview
Cairngorm Canoeing & Sailing School Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 03 October 1969, so this is a well established company. Cairngorm Canoeing & Sailing School Limited has been in business for 56 years and 5 months. The accounts status is total exemption full and the accounts are next due on Friday 31 July 2026.
Registered Address

Insh Hall, Kincraig, PH21 1NU
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Companies House Data
Company NameCAIRNGORM CANOEING & SAILING SCHOOL LIMITED
Company NumberSC046935
Registered Office AddressInsh Hall
 Kincraig
 PH21 1NU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/10/1969
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date07/03/2017
Returns Last Made Up Date07/02/2016
Directors & Members
Show Resigned
Duncan Barton - Director
(British, 55 years old, born September 1971)
Appointed 12 June 2025
 Active
Jonathan Freshwater - Director
(British, 49 years old, born January 1977)
Appointed 22 April 2019
 Active
Duncan Freshwater - Director
(Scottish, 55 years old, born September 1971)
Appointed 01 November 2023
 Active
Secretaries
Show Resigned
Other Company Directorships
Duncan Barton
AKDB LTD
ANNIE KENYON CONSTRUCTION LTD
ANNIE KENYON DEVELOPMENTS LIMITED
Jonathan Freshwater
LOCH INSH LTD.
Duncan Freshwater
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year 535,574 535,574 437,558
Working Cap - - -
Total Assets Less Current Liabilities 1,309,173 1,309,173 1,436,004
Long-term Liabilities 0 0 0
Net Assets 1,309,173 1,309,173 1,436,004
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 1,309,173 1,309,173 1,436,004
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors 1.7% 1.7% 2.9%
Cash Bank In Hand 0.1% 0.1% 4.0%
Current Assets - - -
Creditors Due Within One Year 29.0% 29.0% 23.4%
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 71.0% 71.0% 76.6%
Capital Employed - - -
Total Assets Less Current Liabilities 71.0% 71.0% 76.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio -1.0 -1.0 -1.0
Solvency Ratio 3.4 3.4 4.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 16
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 12
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 1,844,747 1,844,747 1,873,562
Debt 535,574 535,574 437,558
Net Assets/Debt 1,309,173 1,309,173 1,436,004

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date current liquid assets were slightly less than short term debt. We would normally view a company broadly neutrally for this. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Statement of capital following an allotment of shares on 29 December 2024
Appointment of Mr Duncan Macpherson Cheyne Barton as a director on 12 June 2025
Confirmation statement made on 7 February 2025 with updates
Termination of appointment of Alistair Falconer Hart as a director on 25 October 2024
Termination of appointment of Mark Andrew Tate as a director on 24 October 2024
Termination of appointment of Andrew Freshwater as a director on 25 October 2024
Appointment of Mr Alistair Falconer Hart as a director on 31 May 2024
Termination of appointment of Angus Reid-Evans as a director on 31 May 2024
Confirmation statement made on 7 February 2024 with updates
Resolutions
Statement of capital following an allotment of shares on 11 December 2023
Appointment of Mr Andrew Freshwater as a director on 1 November 2023
Appointment of Mr Mark Andrew Tate as a director on 1 November 2023
Appointment of Mr Duncan Freshwater as a director on 1 November 2023
Termination of appointment of Faye Maria Macneil as a director on 10 May 2023
Termination of appointment of Jane Mary Campbell Morrison as a director on 10 May 2023
Termination of appointment of Thomas Adam Brown as a director on 10 May 2023
Termination of appointment of Duncan Freshwater as a director on 19 April 2023
Statement of capital on 7 January 2023
Registration of charge SC0469350024, created on 24 February 2023
Confirmation statement made on 7 February 2023 with no updates
Appointment of Mrs Faye Maria Macneil as a director on 1 November 2022
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