Company Overview
W.B. & A.G. Swan Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 01 October 1965, so this is a well established company. W.B. & A.G. Swan Limited has been in business for 60 years and 6 months. The accounts status is micro entity and the accounts are next due on Tuesday 31 March 2026.
Registered Address

Blackhouse, Reston, Eyemouth, Berwickshire, TD14 5LR
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Companies House Data
Company NameW.B. & A.G. SWAN LIMITED
Company NumberSC042640
Registered Office AddressBlackhouse
 Reston
 TD14 5LR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/10/1965
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date12/06/2017
Returns Last Made Up Date15/05/2016
Directors & Members
Show Resigned
Nichol Swan - Director
(British, 77 years old, born March 1949)
John Swan - Director
(British, 70 years old, born April 1956)
Richard Swan - Director
(British, 75 years old, born December 1951)
Appointed 15 May 1995
 Active
Secretaries
Show Resigned
Richard Swan - Secretary
(British)
Appointed 18 January 2007
 Active
Other Company Directorships
Nichol Swan
A AND B SWAN LLP
PAXTON HOUSE (SCOTLAND) LIMITED
John Swan
No companies found
Richard Swan
ST. MARY'S SCHOOL, MELROSE
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 596,763 596,763 507,556
Current Assets 502,268 502,268 497,458
Creditors Due Within One Year 318,336 318,336 316,324
Working Cap 183,932 183,932 181,134
Total Assets Less Current Liabilities 780,695 780,695 688,690
Long-term Liabilities 11,569 11,569 15,368
Net Assets 769,126 769,126 673,322
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 769,126 769,126 673,322
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 54.3% 54.3% 50.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 45.7% 45.7% 49.5%
Creditors Due Within One Year 29.0% 29.0% 31.5%
Net Current Assets Liabilities 16.7% 16.7% 18.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 70.0% 70.0% 67.0%
Capital Employed - - -
Total Assets Less Current Liabilities 71.0% 71.0% 68.5%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Liquidity Ratio 1.6 1.6 1.6
Solvency Ratio 3.3 3.3 3.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2022 30-Jun-2021
Assets 1,099,031 1,099,031 1,005,014
Debt 329,905 329,905 331,692
Net Assets/Debt 769,126 769,126 673,322

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TD14 5LR
No other companies found in the same location
Document Filings
Confirmation statement made on 15 May 2025 with updates
Confirmation statement made on 15 May 2024 with no updates
Confirmation statement made on 15 May 2023 with no updates
Confirmation statement made on 15 May 2022 with no updates
Confirmation statement made on 15 May 2021 with no updates
Confirmation statement made on 15 May 2020 with no updates
Confirmation statement made on 15 May 2019 with updates
Termination of appointment of Charles William Swan as a director on 12 May 2018
Confirmation statement made on 15 May 2018 with updates
Confirmation statement made on 15 May 2017 with updates
Resolutions
Purchase of own shares.
Cancellation of shares. Statement of capital on 7 October 2016
Memorandum and Articles of Association
Annual return made up to 15 May 2016 with full list of shareholders
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