Company Overview
Fisher & Donaldson (St. Andrews) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 28 March 1962, so this is a well established company. Fisher & Donaldson (St. Andrews) Limited has been in business for 64 years. The accounts status is total exemption full and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Fisher And Donaldson, Ceres Road, Cupar, KY15 5JT
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Companies House Data
Company NameFISHER & DONALDSON (ST. ANDREWS) LIMITED
Company NumberSC037437
Registered Office AddressFisher And Donaldson
 Ceres Road
 KY15 5JT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date28/03/1962
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date26/07/2017
Returns Last Made Up Date28/06/2016
Directors & Members
Show Resigned
James Milne - Director
(British, 69 years old, born March 1957)
Appointed 06 July 1992
 Active
Ben Milne - Director
(Scottish, 46 years old, born August 1980)
Appointed 12 December 2018
 Active
Chloe Milne - Director
(Scottish, 38 years old, born May 1988)
Appointed 01 December 2021
 Active
Jade Milne - Director
(Scottish, 36 years old, born March 1990)
Appointed 01 December 2021
 Active
Secretaries
Show Resigned
Ben Milne - Secretary
Appointed 12 December 2018
 Active
Other Company Directorships
James Milne
FISHER & DONALDSON (DUNDEE)
FISHER & DONALDSON LIMITED
ST ANDREWS HERITAGE LIMITED
Ben Milne
FISHER & DONALDSON (CUPAR) LIMITED
FISHER & DONALDSON LIMITED
THE CHOCOLATE FACTORY LIMITED
Chloe Milne
FIFE FOOD NETWORK
FISHER & DONALDSON (CUPAR) LIMITED
FISHER & DONALDSON LIMITED
S.A.M.B.
THE CHOCOLATE FACTORY LIMITED
Jade Milne
FISHER & DONALDSON (CUPAR) LIMITED
FISHER & DONALDSON LIMITED
THE CHOCOLATE FACTORY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 1,974,811 1,974,811 1,805,013
Current Assets 778,045 778,045 614,319
Creditors Due Within One Year 448,455 448,455 360,126
Working Cap 329,590 329,590 254,193
Total Assets Less Current Liabilities 2,304,401 2,304,401 2,059,206
Long-term Liabilities 91,275 91,275 100,160
Net Assets 2,213,126 2,213,126 1,959,046
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,213,126 2,213,126 1,959,046
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 71.7% 71.7% 74.6%
Stocks Inventory - - -
Debtors 11.6% 11.6% 9.8%
Cash Bank In Hand 15.2% 15.2% 14.3%
Current Assets 28.3% 28.3% 25.4%
Creditors Due Within One Year 16.3% 16.3% 14.9%
Net Current Assets Liabilities 12.0% 12.0% 10.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 80.4% 80.4% 81.0%
Capital Employed - - -
Total Assets Less Current Liabilities 83.7% 83.7% 85.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 1.7 1.7 1.7
Solvency Ratio 5.1 5.1 5.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 8
Mortgages Outstanding 4
Mortgages Part Satisfied 0
Mortgages Satisfied 4
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 2,752,856 2,752,856 2,419,332
Debt 539,730 539,730 460,286
Net Assets/Debt 2,213,126 2,213,126 1,959,046

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Satisfaction of charge 5 in full
Registration of charge SC0374370008, created on 7 November 2025
Registration of charge SC0374370006, created on 31 October 2025
Registration of charge SC0374370007, created on 6 November 2025
Satisfaction of charge 4 in full
Confirmation statement made on 28 June 2025 with no updates
Satisfaction of charge 1 in full
Confirmation statement made on 28 June 2024 with no updates
Confirmation statement made on 28 June 2023 with no updates
Confirmation statement made on 28 June 2022 with no updates
Appointment of Miss Chloe May Suzanne Milne as a director on 1 December 2021
Appointment of Miss Jade Elisabeth Milne as a director on 1 December 2021
Confirmation statement made on 28 June 2021 with no updates
Satisfaction of charge 3 in full
Confirmation statement made on 28 June 2020 with updates
Cessation of Alexander Roger Milne as a person with significant control on 10 March 2020
Cessation of James Eric Milne as a person with significant control on 10 March 2020
Notification of Fisher & Donaldson (Cupar) Limited as a person with significant control on 10 March 2020
Termination of appointment of Alexander Roger Milne as a director on 10 March 2020
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