Company Overview
Inverness Chamber Of Commerce is listed at the official companies registry as Active Private Limited By Guarantee Without Share Capital. The company was incorporated on Friday 28 April 1893, so this is a well established company. Inverness Chamber Of Commerce has been in business for 132 years and 11 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

Metropolitan House, 31-33 High Street, Inverness, IV1 1HT
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameINVERNESS CHAMBER OF COMMERCE
Company NumberSC002495
Registered Office AddressMetropolitan House
 31-33 High Street
 IV1 1HT
Company CategoryPrivate Limited By Guarantee Without Share Capital
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date28/04/1893
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date28/03/2017
Returns Last Made Up Date28/02/2016
Directors & Members
Show Resigned
Stephen Barron - Director
(British, 49 years old, born January 1977)
Appointed 23 April 2021
 Active
Hilary Clelland - Director
(British, 44 years old, born June 1982)
Appointed 25 April 2025
 Active
James Forbes - Director
(British, 38 years old, born August 1988)
Appointed 26 April 2024
 Active
Secretaries
Show Resigned
Other Company Directorships
Stephen Barron
HIGHLAND NEWS AND MEDIA LIMITED
HIGHLAND TOURISM AWARDS
Hilary Clelland
No companies found
James Forbes
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Balance Sheet
Fixed Assets 16,027 16,027 24,295
Current Assets 270,871 270,871 241,754
Creditors Due Within One Year 218,092 218,092 193,744
Working Cap 52,779 52,779 48,010
Total Assets Less Current Liabilities 68,806 68,806 72,305
Long-term Liabilities 0 0 0
Net Assets 68,806 68,806 72,305
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 68,806 68,806 72,305
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Tangible Fixed Assets - - -
Fixed Assets 5.6% 5.6% 9.1%
Stocks Inventory - - -
Debtors 52.4% 52.4% 50.5%
Cash Bank In Hand 42.0% 42.0% 40.4%
Current Assets 94.4% 94.4% 90.9%
Creditors Due Within One Year 76.0% 76.0% 72.8%
Net Current Assets Liabilities 18.4% 18.4% 18.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 24.0% 24.0% 27.2%
Capital Employed - - -
Total Assets Less Current Liabilities 24.0% 24.0% 27.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Liquidity Ratio 1.2 1.2 1.2
Solvency Ratio 1.3 1.3 1.4
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2018 31-Dec-2017
Assets 286,898 286,898 266,049
Debt 218,092 218,092 193,744
Net Assets/Debt 68,806 68,806 72,305

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around IV1 1HT
RED POPPY RESTAURANT LTD.
4TH FLOOR METROPOLITAN HOUSE, 31-33 HIGH STREET, INVERNESS, IV1 1HT
IAIN MACKENZIE (STRATHPEFFER) LTD.
4TH FLOOR, METROPOLITAN HOUSE, 31-33 HIGH STREET, INVERNESS, IV1 1HT
GEORGE COCKBURN & SON LTD.
4TH FLOOR, METROPOLITAN HOUSE, 31-33 HIGH STREET, INVERNESS, IV1 1HT
BUSINESS BY NUMBERS LTD.
4th Floor, Metropolitan House, 31-33 High Street, Inverness, IV1 1HT
SARAH JOHNSTON LTD
C/O Begbies Traynor (Central) Llp River Court, 5 West Victoria Dock Road, Dundee, IV1 1HT
INVERNESS RENEWABLES LTD.
4th Floor, Metropolitan House, 31-33 High Street, Inverness, IV1 1HT
SEVILLE 2011 LIMITED
1 BARN CHURCH ROAD, CULLODEN, INVERNESS, IV1 1HT
WIGWAM HOLIDAYS GLENLIVET LIMITED
4TH FLOOR, METROPOLITAN HOUSE, 31-33 HIGH STREET, INVERNESS, IV1 1HT
WIGWAM HOLIDAYS LTD.
4TH FLOOR, METROPOLITAN HOUSE, 31-33 HIGH STREET, INVERNESS, IV1 1HT
EC BREMNER LTD
4th Floor Metropolitan House, 31/33 High Street, Inverness, IV1 1HT
Document Filings
Memorandum and Articles of Association
Resolutions
Confirmation statement made on 28 February 2026 with no updates
Termination of appointment of Eunice Catherine Mcadam as a director on 24 April 2025
Appointment of Mrs Hilary Clelland as a director on 25 April 2025
Confirmation statement made on 28 February 2025 with no updates
Appointment of Mr Stephane Philippe Francois Portes as a director on 26 April 2024
Appointment of Mr James Fraser Forbes as a director on 26 April 2024
Appointment of Mr Gavin Innes Ross as a director on 26 April 2024
Termination of appointment of Fergus Macdonald Weir as a director on 26 April 2024
Director's details changed for Ms Eunice Catherine Mcadam on 22 March 2024
Confirmation statement made on 29 February 2024 with no updates
Termination of appointment of Nicola Grant as a director on 17 January 2024
Termination of appointment of Ina Davies as a director on 17 January 2024
Appointment of Mr Colin John Marr as a director on 17 May 2023
Director's details changed for Mrs Kirsten Helen Macdonald on 5 May 2023
Appointment of Mrs Sarah Ann Lilley as a director on 21 April 2023
Appointment of Mrs Nicola Grant as a director on 21 April 2023
Appointment of Mrs Kirsten Helen Macdonald as a director on 21 April 2023
Appointment of Mr Ben Dorward Hosie as a director on 21 April 2023
Termination of appointment of Andrew Duguid Stott as a director on 21 April 2023
Termination of appointment of Robert Stewart Nicol as a director on 27 April 2023
Termination of appointment of Kathryn Fraser as a director on 21 April 2023
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free