Company Overview
Mortgage Iq Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 08 August 2005, so this is a well established company. Mortgage Iq Limited has been in business for 20 years and 8 months. The accounts status is unaudited abridged and the accounts are next due on Tuesday 31 March 2026.
Registered Address

1St Floor 45 High Street, Holywood, BT18 9AB
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Companies House Data
Company NameMORTGAGE IQ LIMITED
Company NumberNI056126
Registered Office Address1st Floor 45 High Street
 BT18 9AB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/08/2005
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date05/09/2016
Returns Last Made Up Date08/08/2015
Directors & Members
Show Resigned
Alastair Hall - Director
(British, 58 years old, born January 1968)
Appointed 01 July 2021
 Active
Tanya Martin - Director
(British, 56 years old, born April 1970)
Appointed 13 January 2006
 Active
Secretaries
Show Resigned
Other Company Directorships
Alastair Hall
CLEAR FINANCIAL MORTGAGE SERVICES LIMITED
IQ FINANCIAL LLP
IQ&CO LIMITED
Tanya Martin
ASURA FINANCIAL LTD
IQ FINANCIAL LLP
OPENWAY DEBT SOLUTIONS LTD
PROPERTY HOP LTD
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2019 31-Dec-2018
Balance Sheet
Fixed Assets 0 0 0
Current Assets 119,329 119,329 100
Creditors Due Within One Year -22,877 -22,877 -30,994
Working Cap 142,206 142,206 31,094
Total Assets Less Current Liabilities 142,206 142,206 31,094
Long-term Liabilities 111,391 111,391 111,191
Net Assets 30,815 30,815 80,297
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 30,815 30,815 80,297
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2019 31-Dec-2018
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year -19.2% -19.2% -30994.0%
Net Current Assets Liabilities 119.2% 119.2% 31094.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 25.8% 25.8% 80297.0%
Capital Employed - - -
Total Assets Less Current Liabilities 119.2% 119.2% 31094.0%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2019 31-Dec-2018
Liquidity Ratio -5.2 -5.2 0.0
Solvency Ratio 1.3 1.3 0.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 2
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 31-Dec-2019 31-Dec-2018
Assets 119,329 119,329 100
Debt 88,514 88,514 80,197
Net Assets/Debt 30,815 30,815 80,297

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 11 January 2026 with no updates
Confirmation statement made on 11 January 2025 with no updates
Satisfaction of charge NI0561260002 in full
Confirmation statement made on 11 January 2024 with no updates
Confirmation statement made on 11 January 2023 with no updates
Confirmation statement made on 11 January 2022 with no updates
Previous accounting period extended from 31 December 2020 to 30 June 2021
Current accounting period extended from 31 December 2021 to 30 June 2022
Appointment of Mr Alastair James Hall as a director on 1 July 2021
Termination of appointment of Angela Forsythe as a director on 9 March 2021
Confirmation statement made on 11 January 2021 with no updates
Confirmation statement made on 11 January 2020 with no updates
Registration of charge NI0561260002, created on 22 May 2019
Satisfaction of charge 1 in full
Confirmation statement made on 11 January 2019 with no updates
Amended micro company accounts made up to 31 December 2017
Registered office address changed from 447-449 Newtownards Road Belfast BT4 1AQ to 1st Floor 45 High Street Holywood BT18 9AB on 12 March 2018
Termination of appointment of Beverley Ann Hall as a director on 21 December 2017
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