Company Overview
Bmf Business Services Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 03 May 1996, so this is a well established company. Bmf Business Services Ltd has been in business for 29 years and 11 months. The accounts status is unaudited abridged and the accounts are next due on Thursday 31 December 2026.
Registered Address

19A Maghaberry Road, Maghaberry, Moira, Craigavon, BT67 0JE
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameBMF BUSINESS SERVICES LTD
Company NumberNI030786
Registered Office Address19a Maghaberry Road
 Maghaberry, Moira
 BT67 0JE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date03/05/1996
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date20/05/2017
Returns Last Made Up Date22/04/2016
Directors & Members
Show Resigned
Gareth Duffy - Director
(British, 53 years old, born August 1973)
Appointed 04 January 2019
 Active
Roberta Mc Quade - Director
(British, 60 years old, born December 1966)
Appointed 03 May 1996
 Active
Fiona McCarthy - Director
(British, 36 years old, born July 1990)
Appointed 04 January 2019
 Active
Owen McQuade - Director
(Irish, 63 years old, born March 1963)
Appointed 30 April 2007
 Active
Lynda Millar - Director
(British, 47 years old, born May 1979)
Appointed 01 April 2016
 Active
Sharon Morrison - Director
(British, 50 years old, born December 1976)
Appointed 04 January 2019
 Active
Secretaries
Roberta McQuade - Secretary
Appointed 03 May 1996
 Active
Other Company Directorships
Gareth Duffy
No companies found
Roberta Mc Quade
No companies found
Fiona McCarthy
No companies found
Owen McQuade
LAGAN CONSULTING LTD
NAVITAS PUBLIC AFFAIRS LIMITED
NPA (LONDON) LIMITED
PERSPECTIVE EVENTS LTD
Lynda Millar
No companies found
Sharon Morrison
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 99,763 99,763 102,349
Current Assets 297,596 297,596 353,235
Creditors Due Within One Year 83,644 83,644 119,044
Working Cap 213,952 213,952 234,191
Total Assets Less Current Liabilities 313,715 313,715 336,540
Long-term Liabilities 18,780 18,780 19,232
Net Assets 294,935 294,935 317,308
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 294,935 294,935 317,308
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 25.1% 25.1% 22.5%
Stocks Inventory - - -
Debtors 11.5% 11.5% 64.7%
Cash Bank In Hand - - -
Current Assets 74.9% 74.9% 77.5%
Creditors Due Within One Year 21.0% 21.0% 26.1%
Net Current Assets Liabilities 53.8% 53.8% 51.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 74.2% 74.2% 69.6%
Capital Employed - - -
Total Assets Less Current Liabilities 79.0% 79.0% 73.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 3.6 3.6 3.0
Solvency Ratio 3.9 3.9 3.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 397,359 397,359 455,584
Debt 102,424 102,424 138,276
Net Assets/Debt 294,935 294,935 317,308

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around BT67 0JE
MASSEY CATERING EQUIPMENT LIMITED
17B MAGHABERRY ROAD, MOIRA, CRAIGAVON, COUNTY DOWN, BT67 0JE
Document Filings
Termination of appointment of Ciarán Martin Galway as a director on 14 August 2025
Confirmation statement made on 22 April 2025 with no updates
Confirmation statement made on 22 April 2024 with no updates
Confirmation statement made on 22 April 2023 with no updates
Confirmation statement made on 22 April 2022 with no updates
Confirmation statement made on 22 April 2021 with no updates
Director's details changed for Mr Gareth Duffy on 17 March 2020
Appointment of Mr Ciarán Martin Galway as a director on 4 January 2021
Registered office address changed from Davidson House Glenavy Road Business Park Moira Co Down BT67 0LT to 19a Maghaberry Road Maghaberry, Moira Craigavon BT67 0JE on 15 July 2020
Confirmation statement made on 22 April 2020 with no updates
Confirmation statement made on 22 April 2019 with no updates
Appointment of Mrs Fiona Charlotte Mccarthy as a director on 4 January 2019
Appointment of Mr Gareth Duffy as a director on 4 January 2019
Appointment of Mrs Sharon Alexandra Morrison as a director on 4 January 2019
Confirmation statement made on 22 April 2018 with no updates
Confirmation statement made on 22 April 2017 with updates
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free