Company Overview
Church Of Ireland Retirement Trust - The is listed at the official companies registry as Active Private Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption. The company was incorporated on Monday 21 March 1994, so this is a well established company. Church Of Ireland Retirement Trust - The has been in business for 32 years. The accounts status is full and the accounts are next due on Thursday 31 December 2026.
Registered Address

St Anne's Cathedral St Anne's Cathedral, Donegall Street, Belfast Bt1 2Hb, Antrim
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Companies House Data
Company NameCHURCH OF IRELAND RETIREMENT TRUST - THE
Company NumberNI028287
Registered Office AddressSt Anne's Cathedral St Anne's Cathedral
 Donegall Street
Company CategoryPrivate Limited Company By Guarantee Without Share Capital, Use Of 'Limited' Exemption
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date21/03/1994
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryFULL
Returns Next Due Date18/04/2017
Returns Last Made Up Date21/03/2016
Directors & Members
Show Resigned
Robert Boyd - Director
(British, 64 years old, born March 1962)
Appointed 25 September 2024
 Active
Colin Darling - Director
(British, 65 years old, born August 1961)
Appointed 11 December 2023
 Active
Ruth Gardiner - Director
(British, 65 years old, born April 1961)
Appointed 14 November 2022
 Active
Iain Gillespie - Director
(British, 60 years old, born May 1966)
Appointed 14 November 2022
 Active
Ian Hardstaff - Director
(British, 65 years old, born June 1961)
Appointed 21 January 2025
 Active
Bryan Martin - Director
(British, 55 years old, born May 1971)
Appointed 14 November 2022
 Active
Ruth Patterson - Director
(British, 60 years old, born November 1966)
Appointed 16 April 2024
 Active
Joan Smyth - Director
(British, 80 years old, born December 1946)
Appointed 02 October 2009
 Active
Ken Smyth - Director
(Irish, 82 years old, born December 1944)
Appointed 10 March 2010
 Active
Robert Stinson - Director
(British, 83 years old, born April 1943)
Appointed 16 February 2010
 Active
Secretaries
Show Resigned
Arthur Canning - Secretary
(British)
Appointed 21 March 1994
 Active
Other Company Directorships
Robert Boyd
No companies found
Colin Darling
No companies found
Ruth Gardiner
No companies found
Iain Gillespie
J A P (COLERAINE) LIMITED
J A P (DUNGANNON) LIMITED
J A P (NEWBURY) LIMITED
J A P (STAINES) LIMITED
J A P (SUTTON) LIMITED
JAL PROPERTY (NORTHERN IRELAND) LIMITED
MENARYS RETAIL LIMITED
MENARYS.COM LTD
MILLS PARK (NI) LIMITED
MOYGASHEL DEVELOPMENTS LIMITED
TEMPEST RETAIL LIMITED
Ian Hardstaff
No companies found
Bryan Martin
No companies found
Ruth Patterson
No companies found
Joan Smyth
CITYBUS LIMITED
FLEXIBUS LIMITED
NIR NETWORKS LIMITED
NIR OPERATIONS LIMITED
NORTHERN IRELAND RAILWAYS COMPANY LIMITED
TRANSLINK (NI) LIMITED
ULSTERBUS LIMITED
Ken Smyth
No companies found
Robert Stinson
FAMILY ROUTES
TRINITY DEVELOPMENTS (NORTHERN IRELAND) LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year - - -
Working Cap - - -
Total Assets Less Current Liabilities - - -
Long-term Liabilities - - -
Net Assets - - -
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds - - -
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets - - -
Debt - - -
Net Assets/Debt - - -

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Total reserves including retained profitability and movement in reserves has some deficiency.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Total reserves including retained profitability and movement in reserves has some deficiency.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Total reserves including retained profitability and movement in reserves has some deficiency.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 6 March 2026 with no updates
Confirmation statement made on 6 March 2025 with no updates
Appointment of Mr Ian Hardstaff as a director on 21 January 2025
Appointment of Rev Robert Boyd as a director on 25 September 2024
Termination of appointment of John Frederick Dinnen as a director on 25 September 2024
Appointment of Mrs Ruth Patterson as a director on 16 April 2024
Confirmation statement made on 6 March 2024 with no updates
Appointment of Rev Colin Darling as a director on 11 December 2023
Registered office address changed from Church of Ireland House 61-67 Donegall Street Belfast BT1 2QH Northern Ireland to St Anne's Cathedral St Anne's Cathedral Donegall Street Belfast BT1 2HB Antrim on 12 June 2023
Termination of appointment of Gregor Alexander Mccamley as a director on 31 March 2023
Termination of appointment of Susan Christine Hogg as a director on 12 March 2023
Confirmation statement made on 6 March 2023 with no updates
Appointment of Mr Iain Leonard Gillespie as a director on 14 November 2022
Appointment of Rev Bryan Martin as a director on 14 November 2022
Appointment of Dr Ruth Elizabeth Gardiner as a director on 14 November 2022
Termination of appointment of Robert Frederick Rodgers as a director on 8 September 2022
Confirmation statement made on 6 March 2022 with no updates
Termination of appointment of Robert Thompson Moore as a director on 14 February 2022
Confirmation statement made on 6 March 2021 with no updates
Appointment of Mrs Susan Christine Hogg as a director on 1 December 2020
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