Company Overview
Specialist Risk Europe Limited is listed at the official companies registry as Active Overseas Company. The company was incorporated on Sunday 16 September 2007, so this is a well established company. Specialist Risk Europe Limited has been in business for 18 years and 6 months. The accounts status is full.
Registered Address

Branch Registration, Refer To Parent Registry
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Companies House Data
Company NameSPECIALIST RISK EUROPE LIMITED
Company NumberFC028204
Registered Office AddressBranch Registration
 Refer To Parent Registry
Company CategoryOverseas Company
Company StatusActive
Country of OriginIRELAND
Incorporation Date16/09/2007
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Last Made Up Date31/12/2018
Accounts Account CategoryFULL
Directors & Members
Show Resigned
Adrian Butler - Director
(British, 59 years old, born October 1967)
Appointed 31 March 2008
 Active
Keith Dignam - Director
(Irish, 65 years old, born November 1961)
Appointed 27 August 2020
 Active
Warren Downey - Director
(British, 55 years old, born September 1971)
Appointed 02 December 2019
 Active
Lisa Gilton - Director
(Irish, 58 years old, born April 1968)
Appointed 01 February 2020
 Active
Stephen O'connor - Director
(Irish, 60 years old, born December 1966)
Appointed 27 February 2008
 Active
Secretaries
Show Resigned
Eleanor Borkhataria - Secretary
Appointed 21 August 2024
 Active
Other Company Directorships
Adrian Butler
IFA-PI SOLUTIONS LTD
LONDON INSURANCE MARKET EXCHANGE LIMITED
LONDON IRELAND MARKET EXCHANGE LIMITED
ONYX INSURANCE BROKERS LIMITED
THE UNDERWRITING EXCHANGE LIMITED
Keith Dignam
No companies found
Warren Downey
ANTHONY JAMES INSURANCE BROKERS LIMITED
BALE INSURANCE BROKERS LIMITED
BOLT HOLDCO LIMITED
CABSURANCE LIMITED
CBC UK LIMITED
CITY QUARTER BROKERS LIMITED
CONSORT HOLDINGS (UK) LIMITED
LONDON IRELAND MARKET EXCHANGE LIMITED
LUPTON DEL PRINCIPE ASSOCIATES LIMITED
MX MOTORSPORT LIMITED
MX SPECIAL RISKS LIMITED
NW (FAC) RE LIMITED
NW RE LIMITED
ONE CLAIM LIMITED
PALADIN GLOBAL LIMITED
PALADIN HOLDINGS LIMITED
PALADIN PRIME LIMITED
PALADIN PRIVATE CLIENTS LIMITED
R3: FINANCIAL SERVICES GROUP LIMITED
SATURN UK BIDCO LIMITED
SATURN UK CLEANCO LIMITED
SATURN UK MIDCO LIMITED
SATURN UK PIKCO LIMITED
SPARTA UK BIDCO LIMITED
SPARTA UK MIDCO 1 LIMITED
SPARTA UK MIDCO 2 LIMITED
SPECIALIST RISK INTERNATIONAL LIMITED
STONEHATCH RISK SOLUTIONS LIMITED
STRATEGIC HOLDCO LIMITED
THE CHANNEL PARTNERSHIP (HOLDINGS) LTD
THE MEDICAL PROFESSIONAL LIABILITY COMPANY LIMITED
THE TOURIST TRAIL LIMITED
TLO RISK SERVICES LIMITED
TRILOGY UNDERWRITING LIMITED
VIVERE HOLDINGS LIMITED
Lisa Gilton
No companies found
Stephen O'connor
IFA-PI SOLUTIONS LTD
LONDON INSURANCE MARKET EXCHANGE LIMITED
LONDON IRELAND MARKET EXCHANGE LIMITED
ONYX INSURANCE BROKERS LIMITED
THE UNDERWRITING EXCHANGE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2014 31-Dec-2013
Balance Sheet
Fixed Assets 14,752 14,752 27,949
Current Assets 945,875 945,875 1,186,921
Creditors Due Within One Year 169,051 169,051 432,953
Working Cap 776,824 776,824 753,968
Total Assets Less Current Liabilities 791,576 791,576 781,917
Long-term Liabilities 0 0 0
Net Assets 791,576 791,576 781,917
Share Capital & Reserves
Share Cap 33,042 33,042 33,042
Profit & Loss Reserves 751,825 751,825 742,166
Other Reserves 6,709 6,709 6,709
Shareholders Funds 791,576 791,576 781,917
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2014 31-Dec-2013
Tangible Fixed Assets - - -
Fixed Assets 1.5% 1.5% 2.3%
Stocks Inventory 0.0% 0.0% 0.0%
Debtors 9.7% 9.7% 5.7%
Cash Bank In Hand 18.1% 18.1% 35.3%
Current Assets 98.5% 98.5% 97.7%
Creditors Due Within One Year 17.6% 17.6% 35.6%
Net Current Assets Liabilities 80.9% 80.9% 62.1%
Creditors Due After One Year 0.0% 0.0% 0.0%
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability 82.4% 82.4% 64.4%
Called Up Share Capital 3.4% 3.4% 2.7%
Share Capital Allotted Called Up Paid 3.4% 3.4% 2.7%
Profit Loss Account Reserve 78.3% 78.3% 61.1%
Shareholder Funds 82.4% 82.4% 64.4%
Capital Employed - - -
Total Assets Less Current Liabilities 82.4% 82.4% 64.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2014 31-Dec-2013
Liquidity Ratio 5.6 5.6 2.7
Solvency Ratio 5.7 5.7 2.8
Reserves to Assets 0.8 0.8 0.6
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2018 31-Dec-2014 31-Dec-2013
Assets 960,627 960,627 1,214,870
Debt 169,051 169,051 432,953
Net Assets/Debt 791,576 791,576 781,917

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Director's details changed for Lisa Gilton on 16 March 2026
Director's details changed for Keith Dignam on 16 March 2026
Director's details changed for Mr Warren Downey on 16 March 2026
Secretary's details changed for Eleanor Borkhataria on 16 March 2026
Details changed for a UK establishment - BR009857 Address Change 6TH floor one america square, 17 crosswall, london, EC3N 2LB,24 August 2025
Appointment of Eleanor Borkhataria as a secretary on 21 August 2024
Termination of appointment of Adrian Butler as secretary on 21 August 2024
Change of registered name of an overseas company on 29 April 2023 from The underwriting exchange (ireland) LIMITED
Details changed for a UK establishment - BR009857 Name Change The underwriting exchange,4 April 2023
Details changed for a UK establishment - BR009857 Address Change 1-4 great tower street, london, greater london, EC3R 5AA,29 March 2023
Appointment of Keith Dignam as a director on 27 August 2020
Appointment of Lisa Gilton as a director on 1 February 2020
Appointment of Warren Downey as a director on 2 December 2019
Details changed for a UK establishment - BR009857 Address Change 52-54 gracechurch street, london, EC3V 0EH,10 June 2022
Termination of appointment of Paul Dolan as a director
Change of registered name of an overseas company on 17 November 2011 from The underwriting exchange LIMITED
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