Company Overview
Howards Construction Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 25 November 2021. Howards Construction Ltd has been in business for 4 years and 4 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 December 2025.
Registered Address

2 Claridge Court, Lower Kings Road, Berkhamsted, HP4 2AF
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Companies House Data
Company NameHOWARDS CONSTRUCTION LTD
Company Number13764543
Registered Office Address2 Claridge Court
 Lower Kings Road
 HP4 2AF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date25/11/2021
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/12/2023
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date23/12/2022
Directors & Members
Show Resigned
Stephen Sherman - Director
(British, 67 years old, born October 1959)
Appointed 06 September 2022
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Stephen Sherman
CHAPLINS INTERIOR ARCHITECTURE LIMITED
CHAPLINS INTERIORS LIMITED
HOWARDS CONSTRUCTION AND INTERIORS LTD
HOWARDS INTERIORS LIMITED
INTERIOR LIFESTYLE LIMITED
INVESTMENT FUNDING ADVISERS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022
Balance Sheet
Fixed Assets 27,587 27,587
Current Assets 191,562 191,562
Creditors Due Within One Year 126,162 126,162
Working Cap 65,400 65,400
Total Assets Less Current Liabilities 92,987 92,987
Long-term Liabilities 0 0
Net Assets 92,987 92,987
Share Capital & Reserves
Share Cap - -
Profit & Loss Reserves - -
Other Reserves - -
Shareholders Funds 92,987 92,987
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022
Tangible Fixed Assets - -
Fixed Assets 12.6% 12.6%
Stocks Inventory - -
Debtors - -
Cash Bank In Hand - -
Current Assets 87.4% 87.4%
Creditors Due Within One Year 57.6% 57.6%
Net Current Assets Liabilities 29.8% 29.8%
Creditors Due After One Year - -
Accruals Deferred Income - -
Provisions For Liabilities Charges - -
Net Assets Liabilities Including Pension Asset Liability - -
Called Up Share Capital - -
Share Capital Allotted Called Up Paid - -
Profit Loss Account Reserve - -
Shareholder Funds 42.4% 42.4%
Capital Employed - -
Total Assets Less Current Liabilities 42.4% 42.4%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022
Liquidity Ratio 1.5 1.5
Solvency Ratio 1.7 1.7
Reserves to Assets - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2022
Assets 219,149 219,149
Debt 126,162 126,162
Net Assets/Debt 92,987 92,987

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Hayley Sherman-George as a director on 5 August 2025
Director's details changed for Mr Stephen Robert Sherman on 4 August 2025
Confirmation statement made on 5 June 2025 with updates
Confirmation statement made on 5 June 2024 with updates
Confirmation statement made on 5 June 2023 with updates
Confirmation statement made on 24 November 2022 with updates
Notification of Claire Frances Sherman as a person with significant control on 5 December 2022
Notification of Stephen Robert Sherman as a person with significant control on 5 December 2022
Change of details for Mrs Hayley Sherman-George as a person with significant control on 5 December 2022
Current accounting period extended from 30 November 2022 to 31 December 2022
Appointment of Mr Stephen Robert Sherman as a director on 6 September 2022
Incorporation
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