Company Overview
Your Payments Team Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 16 December 2020. Your Payments Team Limited has been in business for 5 years and 3 months. The accounts status is micro entity and the accounts are next due on Wednesday 30 September 2026.
Registered Address

9 Scirocco Close, Moulton Park, Northampton, NN3 6AP
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameYOUR PAYMENTS TEAM LIMITED
Company Number13084256
Registered Office Address9 Scirocco Close
 Moulton Park
 NN3 6AP
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/12/2020
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date13/01/2022
Directors & Members
Show Resigned
James Vanstone - Director
(British, 45 years old, born August 1981)
Appointed 01 August 2022
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
James Vanstone
PROTECTED PAYMENT SERVICES LTD
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 306 306 383
Current Assets 6,060 6,060 1,934
Creditors Due Within One Year 5,823 5,823 1,117
Working Cap 237 237 817
Total Assets Less Current Liabilities 543 543 1,200
Long-term Liabilities 625 625 600
Net Assets -82 -82 600
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -82 -82 600
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 4.8% 4.8% 16.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 95.2% 95.2% 83.5%
Creditors Due Within One Year 91.5% 91.5% 48.2%
Net Current Assets Liabilities 3.7% 3.7% 35.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -1.3% -1.3% 25.9%
Capital Employed - - -
Total Assets Less Current Liabilities 8.5% 8.5% 51.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.0 1.0 1.7
Solvency Ratio 1.0 1.0 1.3
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 6,366 6,366 2,317
Debt 6,448 6,448 1,717
Net Assets/Debt -82 -82 600

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around NN3 6AP
ALBION(NORTHAMPTON)LIMITED
9-10 Scirocco Close, Moulton Park, Northampton, NN3 6AP
COVENTRY DIECASTING LIMITED
9-10 Scirocco Close, Moulton Park, Moulton, Northampton, NN3 6AP
STEWART AND GRAY LIMITED
9-10 Scirocco Close, Moulton Park, Northampton, NN3 6AP
CLARKS OF RUSHDEN LIMITED
9-10 Scirocco Close, Moulton Park, Northampton, Northamptonshire, NN3 6AP
GLOBALGROUND LIMITED
9-10 Scirocco Close, Moulton Park, Northampton, NN3 6AP
RICHARD PARKER HR LIMITED
9-10 Scirocco Close Moulton Park, Northampton, Northamptonshire, NN3 6AP
KARBON CREATIVE LIMITED
9-10 Scirocco Close, Moulton Park, Northampton, NN3 6AP
LEAD METRICS LIMITED
15-16 Moulton Park Office Village, Scirocco Close, Northampton, NN3 6AP
OVAL SPACE LIMITED
9-10 Scirocco Close Moulton Park, Northampton, NN3 6AP
REACH DATA TECHNOLOGIES LIMITED
9-10 Scirocco Close, Moulton Park, Northampton, NN3 6AP
Document Filings
Confirmation statement made on 22 December 2025 with no updates
Confirmation statement made on 15 December 2025 with no updates
Director's details changed for Mr James Robert Vanstone on 27 November 2025
Change of details for Mr James Robert Vanstone as a person with significant control on 27 November 2025
Confirmation statement made on 15 December 2024 with no updates
Confirmation statement made on 15 December 2023 with no updates
Registered office address changed from Old Walls 69a Sywell Road Overstone Northampton Northamptonshire NN6 0AG England to 9 Scirocco Close Moulton Park Northampton NN3 6AP on 31 March 2023
Confirmation statement made on 15 December 2022 with updates
Cessation of Jacqueline Landen as a person with significant control on 15 December 2022
Registered office address changed from 7 Alton Road East Lower Parkstone Poole Dorset BH14 9LH England to Old Walls 69a Sywell Road Overstone Northampton Northamptonshire NN6 0AG on 15 December 2022
Termination of appointment of Jacqueline Landen as a director on 15 December 2022
Notification of James Vanstone as a person with significant control on 1 August 2022
Appointment of Mr James Robert Vanstone as a director on 1 August 2022
Termination of appointment of Helen Christine Barnes as a director on 1 August 2022
Cessation of Helen Christine Barnes as a person with significant control on 1 August 2022
Confirmation statement made on 15 December 2021 with no updates
Appointment of Mrs Helen Christine Barnes as a director on 15 February 2021
Incorporation
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free