Company Overview
Gurden Financial Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 10 December 2020. Gurden Financial Limited has been in business for 5 years and 4 months. The accounts status is unaudited abridged and the accounts are next due on Wednesday 30 September 2026.
Registered Address

1 Nelson Mews, Southend On Sea, Essex, SS1 1AL
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Companies House Data
Company NameGURDEN FINANCIAL LIMITED
Company Number13074355
Registered Office Address1 Nelson Mews
 SS1 1AL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/12/2020
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryUNAUDITED ABRIDGED
Returns Next Due Date07/01/2022
Directors & Members
Jane Gurden - Director
(British, 66 years old, born May 1960)
Appointed 10 December 2020
 Active
Alice Gurden - Director
(British, 31 years old, born March 1995)
Appointed 10 December 2020
 Active
Joshua Gurden - Director
(British, 27 years old, born June 1999)
Appointed 10 December 2020
 Active
Mark Gurden - Director
(British, 67 years old, born October 1959)
Appointed 10 December 2020
 Active
Sophie Gurden - Director
(British, 29 years old, born August 1997)
Appointed 10 December 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Jane Gurden
No companies found
Alice Gurden
No companies found
Joshua Gurden
No companies found
Mark Gurden
A E C C ENTERPRISES LTD
CHIRO HEALTH LIMITED
HEALTH SCIENCES UNIVERSITY
PHYSIO HEALTH (ANGLIA) LIMITED
THE COLLEGE OF CHIROPRACTORS
Sophie Gurden
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 2,330 2,330 3,531
Current Assets 561,659 561,659 528,563
Creditors Due Within One Year 541,908 541,908 525,855
Working Cap 19,751 19,751 2,708
Total Assets Less Current Liabilities 22,081 22,081 6,239
Long-term Liabilities 0 0 0
Net Assets 22,081 22,081 6,239
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 22,081 22,081 6,239
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 0.4% 0.4% 0.7%
Stocks Inventory - - -
Debtors 89.5% 89.5% 95.3%
Cash Bank In Hand 10.1% 10.1% 4.0%
Current Assets 99.6% 99.6% 99.3%
Creditors Due Within One Year 96.1% 96.1% 98.8%
Net Current Assets Liabilities 3.5% 3.5% 0.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 3.9% 3.9% 1.2%
Capital Employed - - -
Total Assets Less Current Liabilities 3.9% 3.9% 1.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 1.0 1.0 1.0
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 563,989 563,989 532,094
Debt 541,908 541,908 525,855
Net Assets/Debt 22,081 22,081 6,239

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around SS1 1AL
BC LEGAL LIMITED
9 & 11 NELSON STREET, SOUTHEND ON SEA, ESSEX, SS1 1AL
CB SOUTHEND LLP
1 Nelson Mews, Southend-On-Sea, Essex, SS1 1AL
VIRTUAL RECRUITMENT LIMITED
8 Wellstead Gardens, Westcliff-On-Sea, SS1 1AL
BC COMMERCIAL PROPERTIES LTD
9 & 11 NELSON STREET, SOUTHEND ON SEA, ESSEX, SS1 1AL
Document Filings
Director's details changed for Dr Mark Francis Gurden on 10 December 2025
Director's details changed for Miss Sophie Gurden on 10 December 2025
Director's details changed for Dr Jane Margaret Gurden on 10 December 2025
Director's details changed for Miss Alice May Gurden on 10 December 2025
Director's details changed for Mr Joshua Mark Gurden on 10 December 2025
Registered office address changed from Rutland House 90-92 Baxter Avenue Southend on Sea Essex SS2 6HZ United Kingdom to 1 Nelson Mews Southend on Sea Essex SS1 1AL on 9 January 2026
Confirmation statement made on 22 December 2025 with no updates
Confirmation statement made on 22 December 2024 with no updates
Confirmation statement made on 22 December 2023 with no updates
Confirmation statement made on 22 December 2022 with no updates
Confirmation statement made on 22 December 2021 with no updates
Confirmation statement made on 22 December 2020 with updates
Incorporation
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