Company Overview
Co-Home Living Cyf is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 30 October 2020. Co-Home Living Cyf has been in business for 5 years and 5 months. The accounts status is total exemption full and the accounts are next due on Friday 31 July 2026.
Registered Address

15 Rhydhelig Avenue, Cardiff, CF14 4DA
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Companies House Data
Company NameCO-HOME LIVING CYF
Company Number12986977
Registered Office Address15 Rhydhelig Avenue
 CF14 4DA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/10/2020
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date27/11/2021
Directors & Members
Show Resigned
Alice Fusneica - Director
(British, 46 years old, born April 1980)
Appointed 23 February 2021
 Active
George Fusneica - Director
(British, 47 years old, born April 1979)
Appointed 07 February 2024
 Active
Katie Hutt - Director
(British, 46 years old, born February 1980)
Appointed 30 October 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Alice Fusneica
4 VISION PROPERTY LIMITED
CO LIV PROPERTY SOLUTIONS LIMITED
DOMOS INVEST LIMITED
LIFE CHANGERS PROPERTY SOLUTIONS LTD
OVER THE BRIDGE PROPERTIES LTD
PEACE PROPERTY DOCTORS LTD
THE PROPERTY DOCTORS HOLDING GROUP LIMITED
George Fusneica
4 VISION PROPERTY LIMITED
A&G LOCUM LTD
ALTRAVITA HEALTH LTD
DOMOS INVEST LIMITED
LIFE CHANGERS PROPERTY SOLUTIONS LTD
MY FREEDOM COACHING LIMITED
OVER THE BRIDGE PROPERTIES LTD
PEACE PROPERTY DOCTORS LTD
THE PROPERTY DOCTORS HOLDING GROUP LIMITED
Katie Hutt
BEAU DOMICILE LTD
CO LIV PROPERTY SOLUTIONS LIMITED
COSY HOMES SW LTD
DONALD STREET DEVELOPMENTS LTD
HECSAGON LTD
HIGH END LETS LIMITED
KNJ HOLDINGS LIMITED
TAI ECO LTD
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 195,589 195,589 147,680
Current Assets 152,314 152,314 17,304
Creditors Due Within One Year 181,163 181,163 746
Working Cap -28,849 -28,849 16,558
Total Assets Less Current Liabilities 166,740 166,740 164,238
Long-term Liabilities 181,163 181,163 169,180
Net Assets -14,423 -14,423 -4,942
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -14,423 -14,423 -4,942
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 56.2% 56.2% 89.5%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand 0.6% 0.6% 10.5%
Current Assets 43.8% 43.8% 10.5%
Creditors Due Within One Year 52.1% 52.1% 0.5%
Net Current Assets Liabilities -8.3% -8.3% 10.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -4.1% -4.1% -3.0%
Capital Employed - - -
Total Assets Less Current Liabilities 47.9% 47.9% 99.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 0.8 0.8 23.2
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 2
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 347,903 347,903 164,984
Debt 362,326 362,326 169,926
Net Assets/Debt -14,423 -14,423 -4,942

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.As at the balance sheet date short term liquid assets were less than current debt. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around CF14 4DA
No other companies found in the same location
Document Filings
Confirmation statement made on 14 November 2025 with no updates
Confirmation statement made on 3 January 2025 with no updates
Appointment of Dr George Nicolae Fusneica as a director on 7 February 2024
Termination of appointment of George Nicolae Fusneica as a director on 3 January 2024
Confirmation statement made on 3 January 2024 with updates
Cessation of Karen Denyer as a person with significant control on 3 January 2024
Termination of appointment of Karen Denyer as a director on 3 January 2024
Confirmation statement made on 1 July 2023 with no updates
Registered office address changed from The Beeches Western Road Clydach Swansea SA6 5DY Wales to 15 Rhydhelig Avenue Cardiff CF14 4DA on 3 May 2023
Satisfaction of charge 129869770001 in full
Registration of charge 129869770002, created on 23 December 2022
Confirmation statement made on 1 July 2022 with no updates
Registration of charge 129869770001, created on 6 October 2021
Confirmation statement made on 1 July 2021 with updates
Appointment of Miss Karen Denyer as a director on 23 February 2021
Confirmation statement made on 24 February 2021 with updates
Termination of appointment of Karen Denyer as a director on 24 February 2021
Appointment of Miss Karen Denyer as a director on 23 February 2021
Appointment of Mr George Nicolae Fusneica as a director on 23 February 2021
Appointment of Mrs Alice Claudia Fusneica as a director on 23 February 2021
Statement of capital following an allotment of shares on 23 February 2021
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