Company Overview
Candio Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 27 May 2020. Candio Limited has been in business for 5 years and 10 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

The Scalpel 18Th Floor, 52 Lime Street, London, EC3M 7AF
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameCANDIO LIMITED
Company Number12627435
Registered Office AddressThe Scalpel 18th Floor
 52 Lime Street
 EC3M 7AF
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/05/2020
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date24/06/2021
Directors & Members
Show Resigned
Paul Maher - Director
(Irish, 50 years old, born June 1976)
Appointed 20 December 2023
 Active
William Morey - Director
(British, 51 years old, born May 1975)
Appointed 27 May 2020
 Active
John Murphy - Director
(British, 47 years old, born March 1979)
Appointed 04 June 2024
 Active
David Williams - Director
(British, 40 years old, born September 1986)
Appointed 20 December 2023
 Active
Secretaries
Rachael Matzopoulos - Secretary
Appointed 21 December 2023
 Active
Other Company Directorships
Paul Maher
ALLNET SOLUTIONS LIMITED
BRIGHT CLOUD GROUP LTD
BRIGHT CLOUD LTD
CIRCLELOOP LIMITED
ENABLEX GROUP LIMITED
GAMMA BUSINESS COMMUNICATIONS LIMITED
GAMMA COMMUNICATIONS IRELAND LIMITED
GAMMA MANAGED SERVICES LIMITED
GAMMA NETWORK SOLUTIONS LIMITED
GAMMA TELECOM LTD
MISSION LABS LIMITED
PRAGMA CLOUD LIMITED
PRAGMA DISTRIBUTION LIMITED
PRAGMA GROUP LIMITED
SATISNET LIMITED
TECHLAND SYSTEMS INTERNATIONAL LIMITED
William Morey
BOOKISH LIMITED
CIRCLE TELECOM LIMITED
ENABLEX GROUP LIMITED
PRAGMA CLOUD LIMITED
PRAGMA DISTRIBUTION LIMITED
PRAGMA GROUP LIMITED
PRAGMA TELECOMMS LIMITED
RACKHAM STREET MANAGEMENT COMPANY LIMITED
TECHLAND SYSTEMS INTERNATIONAL LIMITED
THE CV STYLIST LTD
TRANSFAIR LIMITED
John Murphy
ENABLEX GROUP LIMITED
PRAGMA CLOUD LIMITED
PRAGMA DISTRIBUTION LIMITED
PRAGMA GROUP LIMITED
TECHLAND SYSTEMS INTERNATIONAL LIMITED
David Williams
ALLNET SOLUTIONS LIMITED
BRIGHT CLOUD GROUP LTD
BRIGHT CLOUD LTD
CIRCLELOOP LIMITED
ENABLEX GROUP LIMITED
GAMMA BUSINESS COMMUNICATIONS LIMITED
GAMMA EUROPE HOLDCO LIMITED
GAMMA GROUP HOLDINGS LIMITED
GAMMA MANAGED SERVICES LIMITED
GAMMA NETWORK SOLUTIONS LIMITED
GAMMA TELECOM HOLDINGS LIMITED
GAMMA TELECOM LTD
MISSION LABS LIMITED
NP4UK LIMITED
PRAGMA CLOUD LIMITED
PRAGMA DISTRIBUTION LIMITED
PRAGMA GROUP LIMITED
SATISNET LIMITED
TECHLAND SYSTEMS INTERNATIONAL LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 30-Sep-2022 30-Sep-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 921,130 921,130 543,021
Creditors Due Within One Year 644,208 644,208 315,669
Working Cap 276,922 276,922 227,352
Total Assets Less Current Liabilities 276,922 276,922 227,352
Long-term Liabilities 0 0 0
Net Assets 276,922 276,922 227,352
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 276,922 276,922 227,352
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Sep-2022 30-Sep-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 99.7% 99.7% 99.2%
Cash Bank In Hand 0.3% 0.3% 0.8%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 69.9% 69.9% 58.1%
Net Current Assets Liabilities 30.1% 30.1% 41.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 30.1% 30.1% 41.9%
Capital Employed - - -
Total Assets Less Current Liabilities 30.1% 30.1% 41.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Sep-2022 30-Sep-2021
Liquidity Ratio 1.4 1.4 1.7
Solvency Ratio 1.4 1.4 1.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 30-Sep-2022 30-Sep-2021
Assets 921,130 921,130 543,021
Debt 644,208 644,208 315,669
Net Assets/Debt 276,922 276,922 227,352

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC3M 7AF
No other companies found in the same location
Document Filings
Registered office address changed from The Scalpel 18th Floor 52 Lime Street London EC3M 7AF United Kingdom to Arbeta 11 Northampton Road Manchester M40 5BP on 11 February 2026
Director's details changed for John Patrick Murphy on 11 August 2025
Confirmation statement made on 26 May 2025 with no updates
Director's details changed for John Patrick Murphy on 1 January 2025
Appointment of John Patrick Murphy as a director on 4 June 2024
Termination of appointment of Daryl James Pile as a director on 4 June 2024
Confirmation statement made on 26 May 2024 with no updates
Second filing for the termination of Dean Scott Mayer as a director
Second filing for the appointment of Mr David John Williams as a director
Second filing for the appointment of Mr Paul Maher as a director
Second filing for the appointment of Mr Daryl James Pile as a director
Memorandum and Articles of Association
Resolutions
Previous accounting period extended from 30 September 2023 to 31 December 2023
Appointment of Mr Daryl James Pile as a director on 21 December 2023
Appointment of Mr David John Williams as a director on 21 December 2023
Appointment of Mr Paul Maher as a director on 21 December 2023
Appointment of Mrs Rachael Alexandra Matzopoulos as a secretary on 21 December 2023
Termination of appointment of Dean Scott Mayer as a director on 21 December 2023
Change of details for Pragma Group Limited as a person with significant control on 21 December 2023
Registered office address changed from Unit E2, Rock Business Park the Hollow Washington Pulborough West Sussex RH20 3GR United Kingdom to The Scalpel 18th Floor 52 Lime Street London EC3M 7AF on 9 January 2024
Satisfaction of charge 126274350001 in full
Change of details for Pragma Group Limited as a person with significant control on 27 May 2020
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free