Company Overview
H&Z Capital Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 10 February 2020. H&Z Capital Limited has been in business for 6 years and 2 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Callow End Court Jennett Tree Lane, Callow End, Worcester, WR2 4UA
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Companies House Data
Company NameH&Z CAPITAL LIMITED
Company Number12453969
Registered Office AddressCallow End Court Jennett Tree Lane
 Callow End
 WR2 4UA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/02/2020
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date10/03/2021
Directors & Members
Jonathan Whitmore - Director
(British, 54 years old, born July 1972)
Appointed 10 February 2020
 Active
Samantha Whitmore - Director
(English, 40 years old, born December 1986)
Appointed 10 February 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Jonathan Whitmore
DYNAMIC PLANNER LIMITED
ELEGANT HOMES AND ESTATES LIMITED
JMTW CONSULTING LIMITED
JMTW VENTURES LIMITED
NATIONAL CAR BUYERS LTD
SOVEREIGN PROPERTY MANAGEMENT LIMITED
VITESSE MANAGEMENT LIMITED
WORCESTERSHIRE ESTATES LIMITED
Samantha Whitmore
SOVEREIGN PROPERTY MANAGEMENT LIMITED
TALK EDUCATION LTD
VITESSE ACCOUNTANCY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 28-Feb-2023 28-Feb-2022
Balance Sheet
Fixed Assets 703,483 703,483 1,346,174
Current Assets 147,477 147,477 101,634
Creditors Due Within One Year 640,026 640,026 1,328,600
Working Cap -492,549 -492,549 -1,226,966
Total Assets Less Current Liabilities 210,934 210,934 119,208
Long-term Liabilities 60,333 60,333 255,773
Net Assets 150,601 150,601 -136,565
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 150,601 150,601 -136,565
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 28-Feb-2023 28-Feb-2022
Tangible Fixed Assets - - -
Fixed Assets 82.7% 82.7% 93.0%
Stocks Inventory - - -
Debtors - - 5.8%
Cash Bank In Hand 17.3% 17.3% 1.2%
Current Assets 17.3% 17.3% 7.0%
Creditors Due Within One Year 75.2% 75.2% 91.8%
Net Current Assets Liabilities -57.9% -57.9% -84.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 17.7% 17.7% -9.4%
Capital Employed - - -
Total Assets Less Current Liabilities 24.8% 24.8% 8.2%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 28-Feb-2023 28-Feb-2022
Liquidity Ratio 0.2 0.2 0.1
Solvency Ratio 1.2 1.2 0.9
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 28-Feb-2023 28-Feb-2022
Assets 850,960 850,960 1,447,808
Debt 700,359 700,359 1,584,373
Net Assets/Debt 150,601 150,601 -136,565

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around WR2 4UA
COURT MEWS (WORCESTER) MANAGEMENT COMPANY LIMITED
5 COURT MEWS JENNETT TREE LANE, CALLOW END, WORCESTER, WORCESTERSHIRE, WR2 4UA
JMTW CONSULTING LIMITED
Callow End Court, Jennett Tree Lane, Callow End, Worcester, WR2 4UA
Document Filings
Confirmation statement made on 22 January 2026 with no updates
Confirmation statement made on 24 January 2025 with no updates
Registered office address changed from Unit 14 Elgar Business Centre Moseley Road Hallow Worcester WR2 6NJ England to Callow End Court Jennett Tree Lane Callow End Worcester WR2 4UA on 24 September 2024
Confirmation statement made on 24 January 2024 with no updates
Director's details changed for Mrs Samantha Marie Whitmore on 21 November 2023
Director's details changed for Mr Jonathan Michael Thomas Whitmore on 21 November 2023
Change of details for Miss Zara Penelope Maya Whitmore as a person with significant control on 21 November 2023
Change of details for Mr Henry Gerald Whitmore as a person with significant control on 21 November 2023
Current accounting period extended from 29 February 2024 to 31 March 2024
Confirmation statement made on 13 February 2023 with no updates
Confirmation statement made on 31 January 2023 with no updates
Confirmation statement made on 31 January 2022 with no updates
Change of details for Miss Zara Penelope Maya Whitmore as a person with significant control on 4 January 2022
Change of details for Mr Henry Gerald Whitmore as a person with significant control on 4 January 2022
Director's details changed for Mrs Samantha Marie Whitmore on 4 January 2022
Director's details changed for Mr Jonathan Michael Thomas Whitmore on 4 January 2022
Registered office address changed from Callow End Court Callow Worcester WR2 4UA England to Unit 14 Elgar Business Centre Moseley Road Hallow Worcester WR2 6NJ on 1 September 2021
Change of details for Miss Zara Penelope Maya Whitmore as a person with significant control on 31 March 2021
Change of details for Mr Henry Gerald Whitmore as a person with significant control on 31 March 2021
Director's details changed for Mrs Samantha Marie Whitmore on 31 March 2021
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