Company Overview
Complete Life Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 16 January 2020. Complete Life Ltd has been in business for 6 years and 2 months. The accounts status is total exemption full and the accounts are next due on Wednesday 30 September 2026.
Registered Address

1 Vincent Square, London, SW1P 2PN
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Companies House Data
Company NameCOMPLETE LIFE LTD
Company Number12408191
Registered Office Address1 Vincent Square
 SW1P 2PN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/01/2020
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date13/02/2021
Directors & Members
Show Resigned
Ben Cambage - Director
(British, 38 years old, born January 1988)
Appointed 13 March 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Ben Cambage
TFS HOMECARE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2021
Balance Sheet
Fixed Assets 0 0
Current Assets 34,160 34,160
Creditors Due Within One Year -59,742 -59,742
Working Cap 93,902 93,902
Total Assets Less Current Liabilities 93,902 93,902
Long-term Liabilities 119,484 119,484
Net Assets 93,902 93,902
Share Capital & Reserves
Share Cap - -
Profit & Loss Reserves - -
Other Reserves - -
Shareholders Funds 93,902 93,902
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2021
Tangible Fixed Assets - -
Fixed Assets 0.0% 0.0%
Stocks Inventory - -
Debtors - -
Cash Bank In Hand - -
Current Assets 100.0% 100.0%
Creditors Due Within One Year -174.9% -174.9%
Net Current Assets Liabilities 274.9% 274.9%
Creditors Due After One Year - -
Accruals Deferred Income - -
Provisions For Liabilities Charges - -
Net Assets Liabilities Including Pension Asset Liability - -
Called Up Share Capital - -
Share Capital Allotted Called Up Paid - -
Profit Loss Account Reserve - -
Shareholder Funds 274.9% 274.9%
Capital Employed - -
Total Assets Less Current Liabilities 274.9% 274.9%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2021
Liquidity Ratio -0.6 -0.6
Solvency Ratio 0.6 0.6
Reserves to Assets - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Jan-2021
Assets 34,160 34,160
Debt 59,742 59,742
Net Assets/Debt 93,902 93,902

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet presents modest net assets.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Registered office address changed from 1 Vincent Square London SW1P 2PN United Kingdom to 3rd Floor the Coade 98 Vauxhall Walk London SE11 5EL on 18 September 2025
Director's details changed for Mr Ben Cambage on 15 September 2025
Cessation of Ben Cambage as a person with significant control on 28 August 2024
Confirmation statement made on 10 February 2025 with updates
Notification of Innovate Care Group Ltd as a person with significant control on 28 August 2024
Registered office address changed from 68 King William Street London EC4N 7HR England to 1 Vincent Square London SW1P 2PN on 11 April 2025
Registered office address changed from One New Change New Change London EC4M 9AF England to 68 King William Street London EC4N 7HR on 13 June 2024
Previous accounting period shortened from 31 January 2024 to 31 December 2023
Confirmation statement made on 10 February 2024 with no updates
Registered office address changed from Two London Bridge London SE1 9RA England to One New Change New Change London EC4M 9AF on 17 October 2023
Confirmation statement made on 10 February 2023 with no updates
Confirmation statement made on 10 February 2022 with no updates
Cessation of Jane Neil as a person with significant control on 12 November 2021
Termination of appointment of Jane Neil as a director on 12 November 2021
Confirmation statement made on 10 February 2021 with updates
Change of details for Mr Ben Cambage as a person with significant control on 9 February 2021
Cessation of Andrew Ian Yetzes as a person with significant control on 9 February 2021
Termination of appointment of Andrew Ian Yetzes as a director on 9 February 2021
Memorandum and Articles of Association
Resolutions
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