Company Overview
Pia Financial Group (East London) Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 17 October 2019. Pia Financial Group (East London) Limited has been in business for 6 years and 5 months. The accounts status is micro entity and the accounts are next due on Friday 31 July 2026.
Registered Address

9 Vermont Place, Tongwell, Milton Keynes, MK15 8JA
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Companies House Data
Company NamePIA FINANCIAL GROUP (EAST LONDON) LIMITED
Company Number12268788
Registered Office Address9 Vermont Place
 Tongwell
 MK15 8JA
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/10/2019
Accounting Reference Date Day31
Accounting Reference Date Month10
Accounts Next Due Date31/07/2026
Accounts Last Made Up Date31/10/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date14/11/2020
Directors & Members
Vincenzo Spano - Director
(British, 47 years old, born June 1979)
Appointed 17 October 2019
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Vincenzo Spano
AVI PROPERTY DEVELOPMENT LIMITED
BRICK STREET GALLERY LIMITED
BUILD A BRIDGE FOUNDATION
CHELSEA RHR LIMITED
ETHICAL BRIDGING LIMITED
IOSEPH LIMITED
LAMROC DEVELOPMENTS LIMITED
LAMROC LIMITED
MEDICI STERLING PARTNERS LIMITED
MPS BUILDING & PROPERTY SERVICES LTD
PIA CONSULTANTS LIMITED
PIA FINANCIAL GROUP (MAYFAIR) LIMITED
PIA FINANCIAL GROUP (PARTNERS) LIMITED
PIA FINANCIAL GROUP LIMITED
PIA FINANCIAL SOLUTIONS LIMITED
PIA HOLDINGS LIMITED
PIA IFA LIMITED
PIA INDEPENDENT FINANCIAL ADVISERS LIMITED
ROCCO INVESTMENTS LIMITED
ROCCOPIA DEVELOPMENTS LIMITED
ROCCOPIA INVESTMENTS 2 LTD
ROCCOPIA INVESTMENTS 3 LIMITED
ROCCOPIA INVESTMENTS 4 LIMITED
ROCCOPIA INVESTMENTS LIMITED
RODEO BAR & GRILL LTD
RS PROPERTY SERVICES (LONDON) LTD
RSPS LONDON LIMITED
SURPIA INVESTMENTS LIMITED
TRIPLE 5 DEVELOPMENTS LIMITED
ZINC DEVELOPMENTS (CAMBERLEY) LTD
ZINC UK INVESTMENTS LTD
Balance Sheet Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 2,571 2,571 3,837
Current Assets 31,281 31,281 44,686
Creditors Due Within One Year 57,705 57,705 68,729
Working Cap -26,424 -26,424 -24,043
Total Assets Less Current Liabilities -23,853 -23,853 -20,206
Long-term Liabilities 0 0 0
Net Assets -23,853 -23,853 -20,206
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -23,853 -23,853 -20,206
Common Size Financial Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 7.6% 7.6% 7.9%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 92.4% 92.4% 92.1%
Creditors Due Within One Year 170.5% 170.5% 141.6%
Net Current Assets Liabilities -78.1% -78.1% -49.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -70.5% -70.5% -41.6%
Capital Employed - - -
Total Assets Less Current Liabilities -70.5% -70.5% -41.6%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Liquidity Ratio 0.5 0.5 0.7
Solvency Ratio 0.6 0.6 0.7
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Oct-2024 31-Oct-2022 31-Oct-2021
Assets 33,852 33,852 48,523
Debt 57,705 57,705 68,729
Net Assets/Debt -23,853 -23,853 -20,206

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Confirmation statement made on 16 October 2025 with updates
Confirmation statement made on 16 October 2024 with updates
Confirmation statement made on 16 October 2023 with updates
Confirmation statement made on 16 October 2022 with updates
Confirmation statement made on 16 October 2021 with updates
Confirmation statement made on 16 October 2020 with updates
Change of details for Mr Vincenzo Salvatore Antonio Spano as a person with significant control on 20 May 2020
Director's details changed for Mr Vincenzo Salvatore Antonio Spano on 20 May 2020
Incorporation
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