Company Overview
Galaxy Finance Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 16 July 2019. Galaxy Finance Ltd has been in business for 6 years and 8 months. The accounts status is micro entity and the accounts are next due on Thursday 30 April 2026.
Registered Address

Galaxy Real Estate, 1-3 Uxbridge Road, Hayes, UB4 0JN
Credit Reports Available

These credit rating reports are available now:


Credit Analysts Report
Get Report >>

Standard Credit Report
Get Report >>

Basic Credit Report
Get Report >>

24/7 credit rating data feed - no UK company credit reports are updated faster

Companies House Data
Company NameGALAXY FINANCE LTD
Company Number12106598
Registered Office AddressGalaxy Real Estate
 1-3 Uxbridge Road
 UB4 0JN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date16/07/2019
Accounting Reference Date Day30
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date13/08/2020
Directors & Members
Charanjit Grover - Director
(British, 48 years old, born August 1978)
Appointed 16 July 2019
 Active
Ashwinder Sachdeva - Director
(British, 47 years old, born July 1979)
Appointed 16 July 2019
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Charanjit Grover
ABBOTTS GOLF COURSE LIMITED
ADDICTED VAPE LIMITED
AYLESBURY BUSINESS PARK LIMITED
AYLESBURY RETAIL PARK LTD
BR HMO LIMITED
CHURCH INVEST LTD
CRANFORD PROPERTY LTD
CROMWELL STORES (UK) LIMITED
DAVENTRY INVESTMENTS LTD
GALAXY REAL ESTATE LIMITED
GLOBAL PROPERTIES HSDC LIMITED
GOLD JEWELS UK LTD
GROVER BROTHERS (UK) LIMITED
GROVER EXPRESS LTD
HAWTON BUSINESS PARK LIMITED
INDUSTRIAL COMMERCIAL VENTURES LIMITED
JOINT INVESTMENT POWER LIMITED
KENILWORTH ROAD BY GALAXY LTD
LONG MARCH INDUSTRIAL ESTATE LTD
MELTON BUSINESS PARK LIMITED
MILLIONAIRE BROTHERS LIMITED
MIRROR INVEST LTD
OLD FIELD FOOD & WINE LTD
ONE WORLD DEVELOPMENTS LIMITED
OYSTER HUNGARY LIMITED
PB SINGH PROPERTIES LIMITED
ROCK INVEST LIMITED
ROMFORD GOLF TRADING LTD
ROMFORD'S GOLF LIMITED
SAFFRON KHALSA LIMITED
SPRING GROVE ROAD LIMITED
THE TRIDENT SHOPPING CENTRE LIMITED
Ashwinder Sachdeva
A1 MART LIMITED
BR HMO LIMITED
DONCASTER BUSINESS PARK LIMITED
FONE KLINIK LTD
GALAXY CAPITAL INVEST LIMITED
GALAXY REAL ESTATE LIMITED
GLAMOUR TOUCH (UK) LIMITED
IMPEXT LTD
MELTON BUSINESS PARK LIMITED
ROMFORD'S GOLF LIMITED
SINGH & KAUR HOMES LIMITED
SPRING GROVE ROAD LIMITED
WEALTH PROPERTY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 196,929 196,929 125,026
Creditors Due Within One Year 93,058 93,058 42,879
Working Cap 103,871 103,871 82,147
Total Assets Less Current Liabilities 103,871 103,871 82,147
Long-term Liabilities 28,333 28,333 39,297
Net Assets 75,538 75,538 42,850
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 75,538 75,538 42,850
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 47.3% 47.3% 34.3%
Net Current Assets Liabilities 52.7% 52.7% 65.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 38.4% 38.4% 34.3%
Capital Employed - - -
Total Assets Less Current Liabilities 52.7% 52.7% 65.7%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 2.1 2.1 2.9
Solvency Ratio 1.6 1.6 1.5
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 196,929 196,929 125,026
Debt 121,391 121,391 82,176
Net Assets/Debt 75,538 75,538 42,850

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around UB4 0JN
INSTANT WILLS LIMITED
1-3 Uxbridge Road, Hayes, UB4 0JN
Document Filings
Confirmation statement made on 27 June 2025 with updates
Previous accounting period shortened from 31 July 2024 to 30 July 2024
Cessation of Paramjit Singh Grover as a person with significant control on 16 January 2025
Confirmation statement made on 16 January 2025 with updates
Confirmation statement made on 5 January 2025 with updates
Confirmation statement made on 29 November 2024 with no updates
Notification of Paramjit Singh Grover as a person with significant control on 20 August 2024
Change of details for Mrs Ashwinder Kaur Sachdeva as a person with significant control on 20 August 2024
Cessation of Paramjit Singh Grover as a person with significant control on 20 August 2024
Notification of Paramjit Singh Grover as a person with significant control on 26 July 2024
Notification of Charanjit Singh Grover as a person with significant control on 26 July 2024
Registered office address changed from Galaxy Real Estate Uxbridge Road Hayes Greater London UB4 0JN United Kingdom to Galaxy Real Estate 1-3 Uxbridge Road Hayes UB4 0JN on 8 July 2024
Notification of Ashwinder Kaur Sachdeva as a person with significant control on 2 January 2024
Cessation of Charanjit Singh Grover as a person with significant control on 2 January 2024
Confirmation statement made on 29 November 2023 with no updates
Confirmation statement made on 21 November 2023 with no updates
Registered office address changed from 153 Norwood Road Norwood Green Southall UB2 4JB England to Galaxy Real Estate Uxbridge Road Hayes Greater London UB4 0JN on 28 November 2023
Confirmation statement made on 21 November 2022 with no updates
Confirmation statement made on 21 November 2021 with no updates
Compulsory strike-off action has been discontinued
Terms and Conditions Cancellations Contact Us

In using this service you agree to the Terms and Conditions

© 2026 Check Free