Company Overview
Precision Financial Management (Pfm) Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Monday 10 December 2018, so this is a well established company. Precision Financial Management (Pfm) Ltd has been in business for 7 years and 4 months. The accounts status is micro entity and the accounts are next due on Wednesday 30 September 2026.
Registered Address

71 Grasmere Avenue, Farington, Leyland, PR25 3UE
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Companies House Data
Company NamePRECISION FINANCIAL MANAGEMENT (PFM) LTD
Company Number11719896
Registered Office Address71 Grasmere Avenue
 Farington
 PR25 3UE
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date10/12/2018
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date30/09/2026
Accounts Last Made Up Date31/12/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date07/01/2020
Directors & Members
Show Resigned
Junaid Afzal - Director
(British, 37 years old, born August 1989)
Appointed 09 December 2021
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Junaid Afzal
EDUCA FINANCE LIMITED
HAVEN GLOBAL STRATEGIES LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Balance Sheet
Fixed Assets 15,000 15,000 15,000
Current Assets 33 33 299
Creditors Due Within One Year 179 179 71
Working Cap -146 -146 228
Total Assets Less Current Liabilities 14,854 14,854 15,228
Long-term Liabilities 13,876 13,876 15,014
Net Assets 978 978 214
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 978 978 214
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Tangible Fixed Assets - - -
Fixed Assets 99.8% 99.8% 98.0%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 0.2% 0.2% 2.0%
Creditors Due Within One Year 1.2% 1.2% 0.5%
Net Current Assets Liabilities -1.0% -1.0% 1.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 6.5% 6.5% 1.4%
Capital Employed - - -
Total Assets Less Current Liabilities 98.8% 98.8% 99.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Liquidity Ratio 0.2 0.2 4.2
Solvency Ratio 1.1 1.1 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2024 31-Dec-2022 31-Dec-2021
Assets 15,033 15,033 15,299
Debt 14,055 14,055 15,085
Net Assets/Debt 978 978 214

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a moderate margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around PR25 3UE
No other companies found in the same location
Document Filings
Confirmation statement made on 9 December 2025 with updates
Director's details changed for Mr Junaid Afzal on 9 December 2025
Change of details for Mr Junaid Afzal as a person with significant control on 13 August 2025
Director's details changed for Mr Junaid Afzal on 13 August 2025
Registered office address changed
Confirmation statement made on 9 December 2024 with updates
Confirmation statement made on 9 December 2023 with updates
Confirmation statement made on 9 December 2022 with updates
Confirmation statement made on 9 December 2021 with updates
Termination of appointment of Aya Awida as a director on 9 December 2021
Cessation of Aya Awida as a person with significant control on 9 December 2021
Appointment of Mr Junaid Afzal as a director on 9 December 2021
Notification of Junaid Afzal as a person with significant control on 9 December 2021
Registered office address changed
Registered office address changed from Unit 206 5300 Lakeside Cheadle SK8 3GP England to 15 Westerdale Drive Banks Southport Lancashire PR98DG on 5 April 2021
Confirmation statement made on 9 December 2020 with updates
Notification of Aya Awida as a person with significant control on 6 April 2020
Cessation of Aya Awida as a person with significant control on 14 May 2020
Statement of capital following an allotment of shares on 6 April 2020
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