Company Overview
Vkj Finance Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 19 October 2018, so this is a well established company. Vkj Finance Limited has been in business for 7 years and 5 months. The accounts status is micro entity and the accounts are next due on Monday 31 March 2025.
Registered Address

1 Cavendish Drive, Edgware, HA8 7NR
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Companies House Data
Company NameVKJ FINANCE LIMITED
Company Number11631821
Registered Office Address1 Cavendish Drive
 HA8 7NR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/10/2018
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/03/2025
Accounts Last Made Up Date31/03/2023
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date16/11/2019
Previous Company NameChanged Date
SHOJIN FUNDING SOLUTIONS LIMITED27 Jan 2023
SHOJIN FINANCE BROKERS LIMITED14 Feb 2019
Directors & Members
Show Resigned
Milen Johar - Director
(British, 49 years old, born December 1977)
Appointed 19 October 2018
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Milen Johar
SHOJIN SECURED LENDING LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2023 31-Oct-2022 31-Oct-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 2 2 2
Creditors Due Within One Year 5,742 5,742 4,369
Working Cap -5,740 -5,740 -4,367
Total Assets Less Current Liabilities -5,740 -5,740 -4,367
Long-term Liabilities 0 0 0
Net Assets -5,740 -5,740 -4,367
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds -5,740 -5,740 -4,367
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2023 31-Oct-2022 31-Oct-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 100.0% 100.0% 100.0%
Cash Bank In Hand - - -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 287100.0% 287100.0% 218450.0%
Net Current Assets Liabilities -287000.0% -287000.0% -218350.0%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds -287000.0% -287000.0% -218350.0%
Capital Employed - - -
Total Assets Less Current Liabilities -287000.0% -287000.0% -218350.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2023 31-Oct-2022 31-Oct-2021
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio 0.0 0.0 0.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2023 31-Oct-2022 31-Oct-2021
Assets 2 2 2
Debt 5,742 5,742 4,369
Net Assets/Debt -5,740 -5,740 -4,367

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Compulsory strike-off action has been discontinued
First Gazette notice for compulsory strike-off
Compulsory strike-off action has been discontinued
Confirmation statement made on 9 June 2025 with no updates
First Gazette notice for compulsory strike-off
Confirmation statement made on 5 July 2024 with updates
Confirmation statement made on 5 July 2023 with no updates
Current accounting period shortened from 31 October 2023 to 31 March 2023
Director's details changed for Mr Milen Johar on 27 January 2023
Change of details for Mr Milen Johar as a person with significant control on 27 January 2023
Confirmation statement made on 27 January 2023 with updates
Registered office address changed from Third Floor Lansdowne House 57 Berkeley Square London W1J 6ER England to 1 Cavendish Drive Edgware HA8 7NR on 27 January 2023
Certificate of change of name
Termination of appointment of Jatin Dineshrai Ondhia as a director on 26 January 2023
Cessation of Jatin Dineshrai Ondhia as a person with significant control on 27 January 2023
Confirmation statement made on 18 February 2022 with no updates
Confirmation statement made on 18 February 2021 with updates
Confirmation statement made on 18 October 2020 with updates
Director's details changed for Mr Jatin Dineshrai Ondhia on 14 January 2021
Change of details for Mr Milen Johar as a person with significant control on 14 January 2021
Registered office address changed from Third Floor Lansdowne House 57 Berkeley Square London W1J 6ER England to Third Floor Lansdowne House 57 Berkeley Square London W1J 6ER on 14 January 2021
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