Company Overview
Optimal Currency Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 17 October 2018, so this is a well established company. Optimal Currency Limited has been in business for 7 years and 5 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

Market House, Market Square, Aylesbury, HP20 1TN
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Companies House Data
Company NameOPTIMAL CURRENCY LIMITED
Company Number11627191
Registered Office AddressMarket House
 Market Square
 HP20 1TN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date17/10/2018
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date14/11/2019
Directors & Members
Robert Ingleby - Director
(British, 46 years old, born June 1980)
Appointed 31 March 2020
 Active
Ian Taylor - Director
(British, 68 years old, born September 1958)
Appointed 30 April 2020
 Active
Charlotte Worthington - Director
(British, 39 years old, born March 1987)
Appointed 17 October 2018
 Active
David Worthington - Director
(British, 42 years old, born April 1984)
Appointed 31 March 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Robert Ingleby
BARNSWAY RESIDENTS ASSOCIATION LIMITED
GREEN REVOLUTION LIMITED
Ian Taylor
ADVANCED CARING (DONCASTER) LIMITED
ADVANCED CARING LIMITED
CREGAN PROPERTIES LIMITED
TAYGAN LIMITED
TAYLOR HOGAN HEALTHCARE LIMITED
TAYLOR HOGAN LIMITED
WYCAR LEYS (BULWELL) LIMITED
WYCAR LEYS (BURTON) HOLDINGS LIMITED
WYCAR LEYS (BURTON) LIMITED
WYCAR LEYS LIMITED
Charlotte Worthington
No companies found
David Worthington
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 11,132 11,132 5,914
Current Assets 314,310 314,310 365,581
Creditors Due Within One Year 66,381 66,381 103,679
Working Cap 247,929 247,929 261,902
Total Assets Less Current Liabilities 259,061 259,061 267,816
Long-term Liabilities 31,667 31,667 41,765
Net Assets 227,394 227,394 226,051
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 227,394 227,394 226,051
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 3.4% 3.4% 1.6%
Stocks Inventory - - -
Debtors 1.0% 1.0% 0.6%
Cash Bank In Hand 83.5% 83.5% 89.3%
Current Assets 96.6% 96.6% 98.4%
Creditors Due Within One Year 20.4% 20.4% 27.9%
Net Current Assets Liabilities 76.2% 76.2% 70.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 69.9% 69.9% 60.8%
Capital Employed - - -
Total Assets Less Current Liabilities 79.6% 79.6% 72.1%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 4.7 4.7 3.5
Solvency Ratio 3.3 3.3 2.6
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 325,442 325,442 371,495
Debt 98,048 98,048 145,444
Net Assets/Debt 227,394 227,394 226,051

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around HP20 1TN
No other companies found in the same location
Document Filings
Confirmation statement made on 10 March 2026 with updates
Director's details changed for Mr David Worthington on 8 September 2025
Director's details changed for Mr Robert Edward Ingleby on 8 September 2025
Director's details changed for Ms Charlotte Jane Worthington on 8 September 2025
Registered office address changed from Market House Market Square Aylesbury HP20 1TN England to 13 Upper High Street Thame Oxfordshire OX9 3ER on 11 September 2025
Change of details for Mr David Worthington as a person with significant control on 8 September 2025
Change of details for Ms Charlotte Jane Worthington as a person with significant control on 8 September 2025
Confirmation statement made on 10 March 2025 with updates
Confirmation statement made on 10 March 2024 with updates
Confirmation statement made on 10 March 2023 with updates
Change of details for Mr David Worthington as a person with significant control on 14 October 2022
Confirmation statement made on 10 March 2022 with updates
Withdrawal of a person with significant control statement on 6 April 2022
Notification of a person with significant control statement
Notification of David Worthington as a person with significant control on 10 March 2021
Change of details for Ms Charlotte Jane Worthington as a person with significant control on 1 March 2021
Change of details for Ms Charlotte Jane Worthington as a person with significant control on 10 March 2022
Director's details changed for Mr David Worthington on 10 March 2022
Director's details changed for Ms Charlotte Jane Worthington on 10 March 2022
Director's details changed for Mr Robert Ingleby on 10 March 2022
Amended total exemption full accounts made up to 31 March 2021
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