Company Overview
Spec Building Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 27 September 2018, so this is a well established company. Spec Building Limited has been in business for 7 years and 6 months. The accounts status is total exemption full and the accounts are next due on Thursday 30 April 2026.
Registered Address

Unit 1 Longbridge Meadow, Station Road, Cullompton, Devon, EX15 1BT
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Companies House Data
Company NameSPEC BUILDING LIMITED
Company Number11592047
Registered Office AddressUnit 1 Longbridge Meadow
 Station Road
 EX15 1BT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date27/09/2018
Accounting Reference Date Day31
Accounting Reference Date Month7
Accounts Next Due Date30/04/2026
Accounts Last Made Up Date31/07/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date25/10/2019
Directors & Members
Show Resigned
Peter Smith - Director
(British, 42 years old, born March 1984)
Appointed 27 September 2018
 Active
Geoffrey Smith - Director
(British, 78 years old, born August 1948)
Appointed 06 April 2020
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Peter Smith
DIESPEKER (INTERIORS) LIMITED
S M I BUILDING LIMITED
SPEK BUILDING LIMITED
SPRINGBOURNE DRIVE MANAGEMENT COMPANY LIMITED
Geoffrey Smith
DIESPEKER (INTERIORS) LIMITED
S M I BUILDING LIMITED
SPEK BUILDING LIMITED
SPRINGBOURNE DRIVE MANAGEMENT COMPANY LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 45,466 45,466 52,084
Creditors Due Within One Year 11,721 11,721 11,720
Working Cap 33,745 33,745 40,364
Total Assets Less Current Liabilities 33,745 33,745 40,364
Long-term Liabilities 33,603 33,603 39,167
Net Assets 142 142 1,197
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 142 142 1,197
Common Size Financial Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 95.3% 95.3% 92.2%
Cash Bank In Hand 4.7% 4.7% 7.8%
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 25.8% 25.8% 22.5%
Net Current Assets Liabilities 74.2% 74.2% 77.5%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.3% 0.3% 2.3%
Capital Employed - - -
Total Assets Less Current Liabilities 74.2% 74.2% 77.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Liquidity Ratio 3.9 3.9 4.4
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Jul-2024 31-Jul-2022 31-Jul-2021
Assets 45,466 45,466 52,084
Debt 45,324 45,324 50,887
Net Assets/Debt 142 142 1,197

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a slender margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EX15 1BT
B & H SERVICES (SW) LIMITED
Unit D, Longbridge Meadow Industrial Estate, Cullompton, Devon, EX15 1BT
HOSEMASTER (UK) LIMITED
Unit D, Longbridge Meadow, Cullompton, Devon, EX15 1BT
DIESPEKER (INTERIORS) LIMITED
UNIT 1 LONGBRIDGE MEADOW, CULLOMPTON, DEVON, EX15 1BT
HOSEMASTER LIMITED
Unit D, Longbridge Meadow Industrial Estate, Cullompton, Devon, EX15 1BT
ANISA WHOLESALE LIMITED
30 St. Peter Street, Tiverton, EX15 1BT
UPDATE INTERNATIONAL LIMITED
Hugh Erskine Paterson Muir, Units C1-C2 Longbridge Meadow, Industrial Estate, Cullompton, Devon, EX15 1BT
02023610 LIMITED
UNIT 1, LONGBRIDGE MEADOW, STATION ROAD, CULLOMPTON DEVON, EX15 1BT
Document Filings
Confirmation statement made on 30 June 2025 with updates
Confirmation statement made on 30 June 2024 with updates
Confirmation statement made on 30 June 2023 with updates
Confirmation statement made on 30 June 2022 with updates
Confirmation statement made on 30 June 2021 with updates
Termination of appointment of David Kevin Smith as a director on 31 March 2021
Confirmation statement made on 30 June 2020 with updates
Registered office address changed from Trelissa Clyst St. Mary Exeter Devon EX5 1AS United Kingdom to Unit 1 Longbridge Meadow Station Road Cullompton Devon EX15 1BT on 22 July 2020
Appointment of Mr David Kevin Smith as a director on 6 April 2020
Appointment of Mr Geoffrey Harold Smith as a director on 6 April 2020
Previous accounting period shortened from 30 September 2019 to 31 July 2019
Confirmation statement made on 2 October 2019 with no updates
Confirmation statement made on 26 September 2019 with updates
Incorporation
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