Company Overview
J.M. Glendinning (Insurance Brokers) Midlands Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 19 September 2018, so this is a well established company. J.M. Glendinning (Insurance Brokers) Midlands Limited has been in business for 7 years and 6 months. The accounts status is audit exemption subsidiary and the accounts are next due on Wednesday 31 December 2025.
Registered Address

Elmwood House Ghyll Royd, Guiseley, Leeds, West Yorkshire, LS20 9LT
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Companies House Data
Company NameJ.M. GLENDINNING (INSURANCE BROKERS) MIDLANDS LIMITED
Company Number11577189
Registered Office AddressElmwood House Ghyll Royd
 Guiseley
 LS20 9LT
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date19/09/2018
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryAUDIT EXEMPTION SUBSIDIARY
Returns Next Due Date17/10/2019
Previous Company NameChanged Date
J.M. GLENDINNING (INSURANCE BROKERS) REAL ESTATE LIMITED22 Mar 2024
J.M. GLENDINNING REAL ESTATE LIMITED26 Oct 2018
Directors & Members
Show Resigned
Charles Fox - Director
(British, 49 years old, born September 1977)
Appointed 26 May 2022
 Active
Christopher Hitch - Director
(British, 57 years old, born October 1969)
Appointed 19 September 2018
 Active
Secretaries
Show Resigned
Other Company Directorships
Charles Fox
ALDERSON INVESTCO LIMITED
ALDERSON INVESTCO PROPERTIES LIMITED
CROWNFORD CONSULTING LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) CORPORATE LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) NORTH WEST LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) NORTH YORKSHIRE LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) SOUTH YORKSHIRE LIMITED
J.M. GLENDINNING COMMUNITY RISK SOLUTIONS LIMITED
J.M. GLENDINNING GROUP LIMITED
JMG EMPLOYEE BENEFITS LIMITED
JMG GI3 LIMITED
JMG INSURANCE BROKERS LIMITED
JMG RMS LIMITED
NEW ERA INSURANCE SERVICES LIMITED
S ALLSOP LIMITED
Christopher Hitch
INVESTMENT (MIDLANDS) HOLDINGS LIMITED
J.M. GLENDINNING (INSURANCE BROKERS) CORPORATE LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019
Balance Sheet
Fixed Assets 4,383 4,383
Current Assets 36,844 36,844
Creditors Due Within One Year 149,158 149,158
Working Cap -112,314 -112,314
Total Assets Less Current Liabilities -107,931 -107,931
Long-term Liabilities 525 525
Net Assets -108,456 -108,456
Share Capital & Reserves
Share Cap - -
Profit & Loss Reserves - -
Other Reserves - -
Shareholders Funds -108,456 -108,456
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019
Tangible Fixed Assets - -
Fixed Assets 10.6% 10.6%
Stocks Inventory - -
Debtors 89.4% 89.4%
Cash Bank In Hand - -
Current Assets 89.4% 89.4%
Creditors Due Within One Year 361.8% 361.8%
Net Current Assets Liabilities -272.4% -272.4%
Creditors Due After One Year - -
Accruals Deferred Income - -
Provisions For Liabilities Charges - -
Net Assets Liabilities Including Pension Asset Liability - -
Called Up Share Capital - -
Share Capital Allotted Called Up Paid - -
Profit Loss Account Reserve - -
Shareholder Funds -263.1% -263.1%
Capital Employed - -
Total Assets Less Current Liabilities -261.8% -261.8%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019
Liquidity Ratio 0.2 0.2
Solvency Ratio 0.3 0.3
Reserves to Assets - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 1
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2019
Assets 41,227 41,227
Debt 149,683 149,683
Net Assets/Debt -108,456 -108,456

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves has some deficiency. The balance sheet net assets figure is negative.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around LS20 9LT
J.M. GLENDINNING GROUP LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
CYANX LTD
UNIT 1 SOUTH VIEW BUSINESS PARK, GHYLL ROYD GUISELEY, LEEDS, LS20 9LT
JMG INSURANCE BROKERS LIMITED
Elmwood House Ghyll Royd, Guiseley, Leeds, LS20 9LT
J.M. GLENDINNING (INSURANCE BROKERS) NORTH EAST LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
J.M. GLENDINNING (INSURANCE BROKERS) SOUTH YORKSHIRE LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
J.M. GLENDINNING (INSURANCE BROKERS) NORTH YORKSHIRE LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, LS20 9LT
A.S.GREEN & CO (FINANCIAL ADVISERS) LIMITED
1a Tower Square, Leeds, West Yorkshire, LS20 9LT
WHPG LIMITED
1a Tower Square, Leeds, West Yorkshire, LS20 9LT
JMG EMPLOYEE BENEFITS LIMITED
ELMWOOD HOUSE GHYLL ROYD, GUISELEY, LEEDS, WEST YORKSHIRE, LS20 9LT
W.MACHELL JOINERY LIMITED
LOW MILLS, GUISELEY, LEEDS, WEST YORKSHIRE, LS20 9LT
Document Filings
Consolidated accounts of parent company for subsidiary company period ending 31/03/25
Audit exemption statement of guarantee by parent company for period ending 31/03/25
Notice of agreement to exemption from audit of accounts for period ending 31/03/25
Satisfaction of charge 115771890001 in full
Confirmation statement made on 18 September 2025 with no updates
Consolidated accounts of parent company for subsidiary company period ending 31/03/24
Audit exemption statement of guarantee by parent company for period ending 31/03/24
Notice of agreement to exemption from audit of accounts for period ending 31/03/24
Confirmation statement made on 18 September 2024 with no updates
Certificate of change of name
Change of name with request to seek comments from relevant body
Change of name notice
Consolidated accounts of parent company for subsidiary company period ending 31/03/23
Audit exemption statement of guarantee by parent company for period ending 31/03/23
Notice of agreement to exemption from audit of accounts for period ending 31/03/23
Confirmation statement made on 18 September 2023 with updates
Consolidated accounts of parent company for subsidiary company period ending 31/03/22
Notice of agreement to exemption from audit of accounts for period ending 31/03/22
Audit exemption statement of guarantee by parent company for period ending 31/03/22
Confirmation statement made on 18 September 2022 with updates
Termination of appointment of Kathren Wright as a secretary on 2 August 2022
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