Company Overview
Business & Finance Consultants Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 30 May 2018, so this is a well established company. Business & Finance Consultants Ltd has been in business for 7 years and 10 months. The accounts status is micro entity and the accounts are next due on Monday 31 August 2026.
Registered Address

Bedford Business Centre, 61-63 St. Peters Street, Bedford, MK40 2PR
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Companies House Data
Company NameBUSINESS & FINANCE CONSULTANTS LTD
Company Number11388592
Registered Office AddressBedford Business Centre
 61-63 St. Peters Street
 MK40 2PR
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date30/05/2018
Accounting Reference Date Day30
Accounting Reference Date Month11
Accounts Next Due Date31/08/2026
Accounts Last Made Up Date31/05/2024
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date27/06/2019
Previous Company NameChanged Date
BUSINESS FINANCE CONSULTANTS LIMITED20 Mar 2024
Directors & Members
Shona Fraser - Director
(British, 61 years old, born September 1965)
Appointed 15 March 2024
 Active
Russell Snowdon - Director
(English, 66 years old, born June 1960)
Appointed 30 May 2018
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Shona Fraser
JANSSEN-CILAG LIMITED
SHONA FRASER LIMITED
Russell Snowdon
BANKING & FINANCE CONSULTANTS LIMITED
BUSINESS BANKING & FINANCE CONSULTANTS LIMITED
BUSINESS BANKING CONSULTANTS LIMITED
IBC FRANCHISING LIMITED
INDEPENDENT BANKING CONSULTANTS LIMITED
INDEPENDENT CORPORATE BANKING CONSULTANTS LIMITED
INTEGRATED STRATEGIES LIMITED
RCA HOLDINGS LTD
Balance Sheet Unlock full report
Accounts Date 31-May-2024 31-May-2021 31-May-2020
Balance Sheet
Fixed Assets - - -
Current Assets - - -
Creditors Due Within One Year - - -
Working Cap - - -
Total Assets Less Current Liabilities - - -
Long-term Liabilities - - -
Net Assets 100 100 100
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 100 100 100
Common Size Financial Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2021 31-May-2020
Tangible Fixed Assets - - -
Fixed Assets - - -
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets - - -
Creditors Due Within One Year - - -
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds - - -
Capital Employed - - -
Total Assets Less Current Liabilities - - -
Financial Ratio Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2021 31-May-2020
Liquidity Ratio 0.0 0.0 0.0
Solvency Ratio - - -
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-May-2024 31-May-2021 31-May-2020
Assets - - -
Debt - - -
Net Assets/Debt 100 100 100
It is not clear that the company was actively trading prior to the latest financial data filed. Examination of the full accounts may provide further information. If the company remains active on the company register it may have traded in the period since the date of the latest filed accounts. A full credit report may provide information relating to trade payment history and county court or court judgments if any.
Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Change of details for Ms Shona Fraser as a person with significant control on 16 June 2025
Change of details for Mr Russell Stewart Snowdon as a person with significant control on 16 June 2025
Change of details for Mr Russell Stewart Snowdon as a person with significant control on 11 June 2025
Director's details changed for Ms Shona Fraser on 11 June 2025
Change of details for Mr Russell Stewart Snowdon as a person with significant control on 11 June 2025
Change of details for Ms Shona Fraser as a person with significant control on 16 June 2025
Director's details changed for Mr Russell Stewart Snowdon on 11 June 2025
Director's details changed for Mr Russell Stewart Snowdon on 11 June 2025
Confirmation statement made on 22 April 2025 with no updates
Current accounting period extended from 31 May 2025 to 30 November 2025
Confirmation statement made on 22 April 2024 with updates
Notification of Shona Fraser as a person with significant control on 15 March 2024
Change of details for Mr Russell Stewart Snowdon as a person with significant control on 15 March 2024
Certificate of change of name
Statement of capital following an allotment of shares on 15 March 2024
Appointment of Ms Shona Fraser as a director on 15 March 2024
Confirmation statement made on 29 May 2023 with no updates
Confirmation statement made on 29 May 2022 with no updates
Confirmation statement made on 29 May 2021 with no updates
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