Company Overview
Umh Loans Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Thursday 08 June 2017, so this is a well established company. Umh Loans Limited has been in business for 8 years and 9 months. The accounts status is total exemption full and the accounts are next due on Sunday 29 March 2026.
Registered Address

3 Coldbath Square, London, EC1R 5HL
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Companies House Data
Company NameUMH LOANS LIMITED
Company Number10808818
Registered Office Address3 Coldbath Square
 EC1R 5HL
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date08/06/2017
Accounting Reference Date Day29
Accounting Reference Date Month6
Accounts Next Due Date29/03/2026
Accounts Last Made Up Date30/06/2024
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date06/07/2018
Previous Company NameChanged Date
UMH LOANS LIMITED20 Oct 2025
Directors & Members
Quintin Bull - Director
(British, 52 years old, born February 1974)
Appointed 22 March 2023
 Active
Ursula Milne Home - Director
(British, 80 years old, born April 1946)
Appointed 08 June 2017
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Quintin Bull
48-49 NST R2 LIMITED
48-49 NST R3 LIMITED
48-49 NST R4 LIMITED
48-49 NST R5 LIMITED
48-49 NST RESIDENTIAL LL LIMITED
BULL MBC FIC LIMITED
CAMELCO LTD.
GLENMORE MANAGEMENT (YEOVIL) LTD
MBC BM LIMITED
MILL STREET (DORSET) LIMITED
MSD FEES LIMITED
WCI ASSET MANAGEMENT LIMITED
WCI NW LIMITED
Ursula Milne Home
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Balance Sheet
Fixed Assets 0 0 0
Current Assets 1,726,356 1,726,356 1,555,500
Creditors Due Within One Year 1,535,207 1,535,207 1,401,497
Working Cap 191,149 191,149 154,003
Total Assets Less Current Liabilities 191,149 191,149 154,003
Long-term Liabilities 0 0 0
Net Assets 191,149 191,149 154,003
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 191,149 191,149 154,003
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Tangible Fixed Assets - - -
Fixed Assets 0.0% 0.0% 0.0%
Stocks Inventory - - -
Debtors 100.0% 100.0% 100.0%
Cash Bank In Hand 0.0% 0.0% -
Current Assets 100.0% 100.0% 100.0%
Creditors Due Within One Year 88.9% 88.9% 90.1%
Net Current Assets Liabilities 11.1% 11.1% 9.9%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 11.1% 11.1% 9.9%
Capital Employed - - -
Total Assets Less Current Liabilities 11.1% 11.1% 9.9%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Liquidity Ratio 1.1 1.1 1.1
Solvency Ratio 1.1 1.1 1.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2024 30-Jun-2022 30-Jun-2021
Assets 1,726,356 1,726,356 1,555,500
Debt 1,535,207 1,535,207 1,401,497
Net Assets/Debt 191,149 191,149 154,003

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. For the size of the company inferred by the balance sheet this level of net assets suggests total debts and obligations were moderately well covered. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around EC1R 5HL
INSTITUTE OF BIOMEDICAL SCIENCE
12 Coldbath Square, London, EC1R 5HL
CORY ENVIRONMENTAL LIMITED
Level 5, 10 Dominion Street, London, EC1R 5HL
KINGSWOOD FINANCIAL SERVICES LIMITED
3 Coldbath Square, London, EC1R 5HL
GOLD KITE INVESTMENTS LIMITED
49 Clark Street, Flat 39, London, EC1R 5HL
GENTLEAID (21) LIMITED
3, Coldbath Square, London, EC1R 5HL
GENTLEAID (20) LIMITED
3, Coldbath Square, London, EC1R 5HL
GENTLEAID (17) LIMITED
3, COLDBATH SQUARE, LONDON, EC1R 5HL
GENTLEAID (18) LIMITED
3, Coldbath Square, London, EC1R 5HL
GENTLEAID (19) LIMITED
3, Coldbath Square, London, EC1R 5HL
KINGSWOOD (CA'S) LIMITED
3 Coldbath Square, London, EC1R 5HL
Document Filings
Certificate of change of name
Confirmation statement made on 7 June 2025 with updates
Change of details for Mrs Ursula Mary Honora Milne Home as a person with significant control on 1 April 2024
Director's details changed for Mrs Ursula Mary Honora Milne Home on 1 April 2024
Confirmation statement made on 7 June 2024 with no updates
Previous accounting period shortened from 30 June 2023 to 29 June 2023
Confirmation statement made on 7 June 2023 with no updates
Appointment of Mr Quintin Gervase Dalgish Bull as a director on 22 March 2023
Registered office address changed from 16 Great Queen Street Covent Garden London WC2B 5AH United Kingdom to 3 Coldbath Square London EC1R 5HL on 1 February 2023
Confirmation statement made on 7 June 2022 with no updates
Confirmation statement made on 7 June 2021 with no updates
Director's details changed for Mrs Ursula Mary Honora Milne Home on 25 March 2021
Change of details for Mrs Ursula Mary Honora Milne Home as a person with significant control on 25 March 2021
Registered office address changed from C/O Shelley Stock Hutter Llp 1st Floor 7 - 10 Chandos Street London W1G 9DQ United Kingdom to 16 Great Queen Street Covent Garden London WC2B 5AH on 13 January 2021
Confirmation statement made on 7 June 2020 with no updates
Confirmation statement made on 7 June 2019 with no updates
Confirmation statement made on 7 June 2018 with updates
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