Company Overview
Finamply Mortgages Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 23 May 2017, so this is a well established company. Finamply Mortgages Limited has been in business for 8 years and 10 months. The accounts status is small and the accounts are next due on Wednesday 31 December 2025.
Registered Address

1 The Links, Herne Bay, Kent, CT6 7GQ
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Companies House Data
Company NameFINAMPLY MORTGAGES LIMITED
Company Number10785015
Registered Office Address1 The Links
 CT6 7GQ
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date23/05/2017
Accounting Reference Date Day31
Accounting Reference Date Month12
Accounts Next Due Date31/12/2025
Accounts Last Made Up Date31/12/2023
Accounts Account CategorySMALL
Returns Next Due Date20/06/2018
Previous Company NameChanged Date
MORTGAGE ADVICE 4 U LIMITED29 Jun 2023
Directors & Members
Show Resigned
Luke Somerset - Director
(British, 44 years old, born October 1982)
Appointed 09 July 2024
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Luke Somerset
FINAMPLY MOVER ESSENTIALS LIMITED
Balance Sheet Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2019 31-Dec-2018
Balance Sheet
Fixed Assets -83,924 -83,924 -71,373
Current Assets 199,110 199,110 10,704
Creditors Due Within One Year 46,033 46,033 2,015
Working Cap 153,077 153,077 8,689
Total Assets Less Current Liabilities 69,153 69,153 -62,684
Long-term Liabilities 0 0 0
Net Assets 69,153 69,153 -62,684
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 69,153 69,153 -62,684
Common Size Financial Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2019 31-Dec-2018
Tangible Fixed Assets - - -
Fixed Assets -72.9% -72.9% 117.6%
Stocks Inventory - - -
Debtors 153.1% 153.1% -0.2%
Cash Bank In Hand 19.7% 19.7% -17.4%
Current Assets 172.9% 172.9% -17.6%
Creditors Due Within One Year 40.0% 40.0% -3.3%
Net Current Assets Liabilities 132.9% 132.9% -14.3%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 60.0% 60.0% 103.3%
Capital Employed - - -
Total Assets Less Current Liabilities 60.0% 60.0% 103.3%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2019 31-Dec-2018
Liquidity Ratio 4.3 4.3 5.3
Solvency Ratio 2.5 2.5 -30.1
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 1
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 1
Assets and Debt Analysis Unlock full report
Accounts Date 31-Dec-2023 31-Dec-2019 31-Dec-2018
Assets 115,186 115,186 -60,669
Debt 46,033 46,033 2,015
Net Assets/Debt 69,153 69,153 -62,684

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The company balance sheet displays a comfortable surplus of working capital. We would normally view this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. For the size of the company inferred by the balance sheet the level of net assets suggests a comfortable level of cover for total debts and obligations. The latest accounts are not up-to-date. Later accounts are now overdue. Late filing is not a positive factor. Analysis based on the latest figures available must be taken in the context that the figures are not up-to-date.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Termination of appointment of Mark Jonathan Brooks as a director on 26 January 2026
Confirmation statement made on 22 May 2025 with updates
Director's details changed for Mr Mark Jonathan Brooks on 2 June 2025
Termination of appointment of Ben Smith as a director on 9 July 2024
Notification of Finamply Holdings Limited as a person with significant control on 21 October 2024
Cessation of Miles and Barr Holdings Limited as a person with significant control on 21 October 2024
Satisfaction of charge 107850150001 in full
Termination of appointment of Simon Robert Thompson as a director on 9 July 2024
Termination of appointment of Robert Thomas Sabin as a director on 9 July 2024
Appointment of Mr Luke Somerset as a director on 9 July 2024
Termination of appointment of Montu Dashrathlal Modi as a director on 9 July 2024
Confirmation statement made on 22 May 2024 with updates
Certificate of change of name
Confirmation statement made on 22 May 2023 with no updates
Register(s) moved to registered inspection location Camburgh House 27 New Dover Road Canterbury Kent CT1 3DN
Register inspection address has been changed to Camburgh House 27 New Dover Road Canterbury Kent CT1 3DN
Confirmation statement made on 22 May 2022 with no updates
Director's details changed for Mr Ben Smith on 28 March 2022
Change of details for Miles and Barr Holdings Limited as a person with significant control on 3 May 2022
Appointment of Mr Montu Dashrathlal Modi as a director on 20 December 2021
Registered office address changed from Innovation House Innovation Way Discovery Park Sandwich CT13 9FF United Kingdom to 1 the Links Herne Bay Kent CT6 7GQ on 25 January 2022
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