Company Overview
Smartr365 Finance Ltd is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Friday 18 November 2016, so this is a well established company. Smartr365 Finance Ltd has been in business for 9 years and 4 months. The accounts status is total exemption full and the accounts are next due on Thursday 31 December 2026.
Registered Address

1 Queen Caroline Street, Hammersmith, London, W6 9YN
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Companies House Data
Company NameSMARTR365 FINANCE LTD
Company Number10487227
Registered Office Address1 Queen Caroline Street
 W6 9YN
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date18/11/2016
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryTOTAL EXEMPTION FULL
Returns Next Due Date16/12/2017
Directors & Members
Show Resigned
Simon Featherstone - Director
(British, 58 years old, born August 1968)
Appointed 22 April 2025
 Active
David Lundholm - Director
(British, 65 years old, born August 1961)
Appointed 12 October 2021
 Active
Conor Murphy - Director
(British, 46 years old, born January 1980)
Appointed 18 November 2016
 Active
Fred Ursell - Director
(British, 34 years old, born August 1992)
Appointed 17 December 2024
 Active
Kyle Van Der Net - Director
(British, 39 years old, born June 1987)
Appointed 04 August 2025
 Active
Secretaries
No Secretaries Appointed
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Simon Featherstone
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Conor Murphy
No companies found
Fred Ursell
APPRAISE ME LIMITED
NATAL ANGELS LIMITED
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Kyle Van Der Net
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Balance Sheet
Fixed Assets 101,879 101,879 163,514
Current Assets 856,020 856,020 1,680,898
Creditors Due Within One Year 1,220,303 1,220,303 580,478
Working Cap -364,283 -364,283 1,100,420
Total Assets Less Current Liabilities -262,404 -262,404 1,263,934
Long-term Liabilities 262,654 262,654 1,263,685
Net Assets 250 250 249
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 250 250 249
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Tangible Fixed Assets - - -
Fixed Assets 10.6% 10.6% 8.9%
Stocks Inventory - - -
Debtors 66.9% 66.9% 32.8%
Cash Bank In Hand 22.5% 22.5% 58.3%
Current Assets 89.4% 89.4% 91.1%
Creditors Due Within One Year 127.4% 127.4% 31.5%
Net Current Assets Liabilities -38.0% -38.0% 59.7%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 0.0% 0.0% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities -27.4% -27.4% 68.5%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Liquidity Ratio 0.7 0.7 2.9
Solvency Ratio 1.0 1.0 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2023 31-Mar-2022
Assets 957,899 957,899 1,844,412
Debt 957,649 957,649 1,844,163
Net Assets/Debt 250 250 249

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet displays a very modest amount of net assets. For the size of the company as inferred by the balance sheet the amount of net assets represents a relatively small margin of cover over total debts and obligations.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Director's details changed for Mr Fred Henry Ursell on 24 November 2025
Confirmation statement made on 16 November 2025 with updates
Cessation of Conor James Murphy as a person with significant control on 17 December 2024
Appointment of Mr Kyle Van Der Net as a director on 4 August 2025
Replacement filing of SH01 - 18/12/24 Statement of Capital gbp 301.1391
Appointment of Mr Simon Andrew Featherstone as a director on 22 April 2025
Memorandum and Articles of Association
Resolutions
Change of share class name or designation
Statement of capital following an allotment of shares on 18 December 2024
Appointment of Mr Fred Henry Ursell as a director on 17 December 2024
Register inspection address has been changed to 1 Queen Caroline Street Queen Caroline Street London W6 9YN
Confirmation statement made on
Statement of capital following an allotment of shares on 9 April 2024
Statement of capital following an allotment of shares on 6 March 2024
Confirmation statement made on 16 November 2023 with updates
Termination of appointment of Christopher Roger David Hollingdale as a director on 23 October 2023
Second filing of a statement of capital following an allotment of shares on 14 October 2022
Confirmation statement made on 16 November 2022 with updates
Statement of capital following an allotment of shares on 14 October 2022
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