Company Overview
St Michael's Falmouth Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Tuesday 15 November 2016, so this is a well established company. St Michael's Falmouth Limited has been in business for 9 years and 5 months. The accounts status is group and the accounts are next due on Wednesday 31 December 2025.
Registered Address

St Michaels Hotel & Spa St Michaels Falmouth Ltd, Gyllygvase Beach, Falmouth, Cornwall, TR11 4NB
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Companies House Data
Company NameST MICHAEL'S FALMOUTH LIMITED
Company Number10479395
Registered Office AddressSt Michaels Hotel & Spa St Michaels Falmouth Ltd
 Gyllygvase Beach
 TR11 4NB
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date15/11/2016
Accounting Reference Date Day31
Accounting Reference Date Month3
Accounts Next Due Date31/12/2026
Accounts Last Made Up Date31/03/2025
Accounts Account CategoryGROUP
Returns Next Due Date13/12/2017
Previous Company NameChanged Date
UBH (FALMOUTH) LIMITED16 Feb 2018
B H HOTELS 1 LTD30 Jan 2017
Directors & Members
Show Resigned
Nigel Carpenter - Director
(British, 67 years old, born March 1959)
Appointed 22 December 2017
 Active
Julie Carpenter - Director
(British, 65 years old, born May 1961)
Appointed 01 December 2024
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Nigel Carpenter
BISCAY PROPERTIES LIMITED
CARPENTER HOTELS LIMITED
FALMOUTH BID
FALMOUTH OYSTER FESTIVAL CIC
ST MICHAEL'S CREW LIMITED
ST MICHAEL'S CROFT LIMITED
ST MICHAEL'S DEVELOPMENTS (FALMOUTH) LIMITED
ST MICHAEL'S HOLDINGS (FALMOUTH) LIMITED
ST MICHAEL'S HOSPITALITY LIMITED
ST MICHAEL'S STRACEY ROAD LIMITED
VISIT CORNWALL COMMUNITY INTEREST COMPANY
Julie Carpenter
No companies found
Balance Sheet Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Balance Sheet
Fixed Assets 12,949,786 12,949,786 1,497,889
Current Assets 3,695,329 3,695,329 2,156,173
Creditors Due Within One Year 11,236,442 11,236,442 3,654,062
Working Cap 14,931,771 14,931,771 5,810,235
Total Assets Less Current Liabilities 5,408,673 5,408,673 0
Long-term Liabilities 0 0 0
Net Assets 5,408,673 5,408,673 0
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 5,408,673 5,408,673 0
Common Size Financial Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Tangible Fixed Assets - - -
Fixed Assets 77.8% 77.8% 41.0%
Stocks Inventory - - -
Debtors 5.0% 5.0% 23.6%
Cash Bank In Hand 16.7% 16.7% 33.8%
Current Assets 22.2% 22.2% 59.0%
Creditors Due Within One Year 67.5% 67.5% 100.0%
Net Current Assets Liabilities - - -
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 32.5% 32.5% 0.0%
Capital Employed - - -
Total Assets Less Current Liabilities 32.5% 32.5% 0.0%
Financial Ratio Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Liquidity Ratio 0.3 0.3 0.6
Solvency Ratio 1.5 1.5 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 8
Mortgages Outstanding 5
Mortgages Part Satisfied 0
Mortgages Satisfied 3
Assets and Debt Analysis Unlock full report
Accounts Date 31-Mar-2025 31-Mar-2022 31-Mar-2021
Assets 16,645,115 16,645,115 3,654,062
Debt 11,236,442 11,236,442 3,654,062
Net Assets/Debt 5,408,673 5,408,673 0

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.Current debt exceeded short term liquid assets as at the balance sheet date. We would normally view this in the context of other profitability and solvency indicators. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
Other Business around TR11 4NB
ST MICHAEL'S HOLDINGS (FALMOUTH) LIMITED
Balliol House, Southernhay Gardens, Exeter, TR11 4NB
ST. MICHAEL'S HOTEL LIMITED
Peat House, Newham Road, Truro, TR11 4NB
ST MICHAEL'S HOSPITALITY LIMITED
53 Fore Street, Ivybridge, Devon, TR11 4NB
ST MICHAEL'S DEVELOPMENTS (FALMOUTH) LIMITED
C/O BEGBIES TRAYNOR, Winslade House Winslade Park Avenue Manor Drive, Exeter, Devon, TR11 4NB
ST MICHAEL'S CROFT LIMITED
PEAT HOUSE, NEWHAM ROAD, TRURO, TR11 4NB
ST MICHAEL'S STRACEY ROAD LIMITED
PEAT HOUSE, NEWHAM ROAD, TRURO, TR11 4NB
Document Filings
Satisfaction of charge 104793950002 in full
Satisfaction of charge 104793950005 in full
Satisfaction of charge 104793950006 in full
Confirmation statement made on 14 November 2025 with no updates
Registration of charge 104793950007, created on 12 August 2025
Registration of charge 104793950008, created on 12 August 2025
Appointment of Mrs Julie Karen Carpenter as a director on 1 December 2024
Confirmation statement made on 14 November 2024 with updates
Change of details for Carpenter Hotels Limited as a person with significant control on 28 October 2024
Cessation of B H Hotels Ltd as a person with significant control on 28 October 2024
Termination of appointment of James Simon Holte Houlston as a director on 28 October 2024
Confirmation statement made on 14 November 2023 with updates
Satisfaction of charge 104793950004 in full
Satisfaction of charge 104793950003 in full
Registration of charge 104793950006, created on 10 August 2023
Registration of charge 104793950005, created on 10 August 2023
Confirmation statement made on 14 November 2022 with updates
Confirmation statement made on 14 November 2021 with updates
Confirmation statement made on 14 November 2020 with updates
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