Company Overview
Pip Spence Limited is listed at the official companies registry as Active Private Limited Company. The company was incorporated on Wednesday 01 June 2016, so this is a well established company. Pip Spence Limited has been in business for 9 years and 10 months. The accounts status is micro entity and the accounts are next due on Wednesday 31 March 2027.
Registered Address

170A Courthouse Road, Maidenhead, SL6 6HU
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Companies House Data
Company NamePIP SPENCE LIMITED
Company Number10208655
Registered Office Address170a Courthouse Road
 SL6 6HU
Company CategoryPrivate Limited Company
Company StatusActive
Country of OriginUnited Kingdom
Incorporation Date01/06/2016
Accounting Reference Date Day30
Accounting Reference Date Month6
Accounts Next Due Date31/03/2027
Accounts Last Made Up Date30/06/2025
Accounts Account CategoryMICRO ENTITY
Returns Next Due Date29/06/2017
Directors & Members
Phillippa Maxwell - Director
(British, 38 years old, born July 1988)
Appointed 01 June 2016
 Active
Secretaries
No Secretaries Appointed
Other Company Directorships
Phillippa Maxwell
No companies found
Balance Sheet Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Balance Sheet
Fixed Assets 31 31 535
Current Assets 10,145 10,145 10,870
Creditors Due Within One Year 7,682 7,682 11,142
Working Cap 2,463 2,463 -272
Total Assets Less Current Liabilities 2,494 2,494 263
Long-term Liabilities 0 0 0
Net Assets 2,494 2,494 263
Share Capital & Reserves
Share Cap - - -
Profit & Loss Reserves - - -
Other Reserves - - -
Shareholders Funds 2,494 2,494 263
Common Size Financial Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Tangible Fixed Assets - - -
Fixed Assets 0.3% 0.3% 4.7%
Stocks Inventory - - -
Debtors - - -
Cash Bank In Hand - - -
Current Assets 99.7% 99.7% 95.3%
Creditors Due Within One Year 75.5% 75.5% 97.7%
Net Current Assets Liabilities 24.2% 24.2% -2.4%
Creditors Due After One Year - - -
Accruals Deferred Income - - -
Provisions For Liabilities Charges - - -
Net Assets Liabilities Including Pension Asset Liability - - -
Called Up Share Capital - - -
Share Capital Allotted Called Up Paid - - -
Profit Loss Account Reserve - - -
Shareholder Funds 24.5% 24.5% 2.3%
Capital Employed - - -
Total Assets Less Current Liabilities 24.5% 24.5% 2.3%
Financial Ratio Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Liquidity Ratio 1.3 1.3 1.0
Solvency Ratio 1.3 1.3 1.0
Reserves to Assets - - -
Secured Creditors Unlock full report
Mortgages Charges 0
Mortgages Outstanding 0
Mortgages Part Satisfied 0
Mortgages Satisfied 0
Assets and Debt Analysis Unlock full report
Accounts Date 30-Jun-2025 30-Jun-2023 30-Jun-2022
Assets 10,176 10,176 11,405
Debt 7,682 7,682 11,142
Net Assets/Debt 2,494 2,494 263

The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.

The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

Unlock full report  The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.   The following is based on the accounts data presented in this report sourced from Companies House, however the company has filed later accounts. Our analysis of the latest account can be viewed by unlocking our full report.The current section of the balance sheet has positive working capital. We would normally consider this positively. Total reserves including retained profitability and movement in reserves appeared positive. We would normally view a company positively for this. The balance sheet presents modest net assets. The amount of net assets suggests sufficient cover for total debts and obligations for the size of the company inferred by the balance sheet.

This review of public record balance sheet and company status information is presented under the terms of Open Government Licence and is for informational purposes only, is general in nature, and is not intended as an opinion or advice for any specific circumstances. The commentary and the colour band score is not a credit rating or credit risk assessment.

This review does not constitute a full credit rating or credit risk assessment based on the full analysis and credit score algorithms used in our credit reports. A full credit report may also provide information relating to trade payment history and county court or court judgments if any.

Public Record Information Unlock full report
Exact Court Judgements
Period of Months Last 12m 13-24m 25-36m 37-48m 49-60m 61-72m
Number of Exact CCJS X Y Y X X Y
Value of Exact CCJS YXY YK S S X KX
Supplier Credit Limits Unlock full report
Date Sector Notified Amount Terms
XK-SXY XKXYXK SXSKXYXK £X,000 XS XYSKS
SK-SYY SKXYXKYKKY KSXX KKXXYXS £YY,000 YS XYSKS SK YXXSXS
YK-SXY XKXYXYYK SXSXYXK £SX,000 XS XYSKS
Payment Records Unlock full report
Payment Records from it's suppliers' company ledger show how a company is paying its suppliers

Payment Analysis

Total Invoices Paid Before
30 days due		 Paid After
30 days due		 Owing Before
30 days due		 Owing after
30 days due
XYX SX K YX X
Company Valuation Analysis Unlock full report

Going Concern Valuation

The going concern valuations value the company on the basis that it continues to trade without the threat of liquidation for the foreseeable future. These valuations are primarily profit and cashflow based.

Valuations Valuation Measures
Estimated High Value £XSI,000 Retained Profit £YX,000
Estimated Mid Value £YY,000 EBIT £SY,000
Estimated Low Value £X,000 EBITDA £SSX,000

Liquidation Valuation

The liquidaton valuation values the company as if it were to cease trading and assets were subject to rapid disposal to cover liabilities. This valuation is primarily asset based.

Valuations Valuation Measures
Estimated High Value £XY,000 Total Assets £XIX,000
Estimated Mid Value £Y,000 Net Assets £YX,000
Estimated Low Value £S,000 Tangible Equity £SX,000

The above valuations are based on our own algorithms and take no account of many factors that can influence actual valuations realized and should not therefore be assumed to be accurate.
Credit Status Checklist Unlock full report
Business Growth Please purchase a report to see true comments
EBITDA Purchase a report to see true comments
Dividends Please purchase a report to see true comments about this company
Retained Profits Retained Profits for this company
Debt Interest Debt Interest for this company
Cash Flow Cash Flow for this company
CCJs CCJs for this company
Age of Company Age of Company for this company
Solvency Solvency for this company
Secured Creditors Secured Creditors for this company
Ownership Ownership for this company


First Report Score: (0-10) X
Financial Status Guide:
10 Very Strong
9 Strong
8 Very Good
7 Good
6 Above Average
5 Average
4 Below Average
3 Poor
2 Weak
1 Very Weak
0 Critical

Risk Score Trend

Risk Rating Unlock full report

This is the credit risk assessment used by one of the top UK credit reference agencies.

Risk Score (1-100) X
Risk Band Description XXMXMXMX SISX
Risk Assessment Meeting of Creditors
Credit Rating XSKX
Altman Z Score Credit Risk Rating Unlock full report

There have been many bankruptcy predictors developed, however none has been so thoroughly tested and broadly accepted as the Altman Z-Score.

Z Score X
Risk Band XY
Risk Band Description The Z Score is not used for small companies where full accounts are not filed because profit and loss account items are required to calculate the score.

Z Score Bands

1 Low Risk 3.00 and above
2 Caution 2.63 - 2.99
3 Risk of Failure within 2 years 1.24 - 2.62
4 High Probability Failure Below 1.24
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Document Filings
Change of details for Phillippa Spence as a person with significant control on 1 June 2025
Director's details changed for Phillippa Spence on 1 June 2025
Confirmation statement made on 31 May 2025 with updates
Confirmation statement made on 31 May 2024 with updates
Confirmation statement made on 31 May 2023 with updates
Confirmation statement made on 31 May 2022 with updates
Registered office address changed from 9-11 Vittoria Street Birmingham B1 3nd England to 170a Courthouse Road Maidenhead SL6 6HU on 3 February 2022
Change of details for Phillippa Spence as a person with significant control on 3 February 2022
Confirmation statement made on 31 May 2021 with no updates
Confirmation statement made on 31 May 2020 with no updates
Confirmation statement made on 31 May 2019 with no updates
Director's details changed for Phillippa Spence on 1 June 2019
Registered office address changed from 170a Courthouse Road Maidenhead SL6 6HU England to 9-11 Vittoria Street Birmingham B1 3nd on 10 December 2018
Registered office address changed from Flat 4 17 Orford Road London E17 9LP United Kingdom to 170a Courthouse Road Maidenhead SL6 6HU on 17 July 2018
Confirmation statement made on 31 May 2018 with no updates
Confirmation statement made on 31 May 2017 with updates
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